Compare Hawley, MN Car Insurance Rates (2021)

Car insurance in Hawley, MN averages $361 a month. Hawley, Minnesota car insurance requirements are 30/60/10, but you might need full coverage insurance if your car is financed. To find cheap Hawley car insurance rates, compare quotes from the top car insurance companies in Hawley, MN.

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Zaneta Wood, Ed.S. has over 15 years of experience in research and technical writing bringing a keen understanding of data analysis and information synthesis to reach a wide variety of audiences. She studied adult education and instructional technology at Appalachian State University as well as technical and professional communication at East Carolina University. Zaneta has prepared technical p...

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • Average car insurance rates in Hawley, MN after a DUI are $5,818/year
  • The cheapest car insurance company in Hawley for teen drivers is State Farm
  • The cheapest car insurance company in Hawley is State Farm

If you need to buy Hawley, Minnesota car insurance, the options can be confusing. Everything you need to know about car insurance in Hawley, MN is right here.

You’ll find Hawley car insurance rates, the cheapest Hawley, MN car insurance companies, and information on Minnesota car insurance laws. You can also compare Hawley, Minnesota car insurance rates to Minneapolis car insurance rates, Bloomington car insurance rates, and Rochester car insurance rates.

Ready to find affordable Hawley, MN car insurance today? Enter your ZIP code for fast, free Hawley car insurance quotes.

Cheapest Hawley, MN Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Hawley, MN car insurance rates? Every Hawley, Minnesota car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Hawley, Minnesota

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,881 $2,881 $2,758 $2,758 $6,537 $9,541 $3,495 $3,694
American Family $2,082 $2,082 $1,885 $1,885 $5,592 $8,161 $2,082 $2,359
Farmers $1,916 $1,914 $1,845 $1,955 $5,464 $5,519 $2,507 $2,423
GEICO $2,756 $2,737 $2,639 $2,565 $5,625 $7,173 $2,585 $2,657
Liberty Mutual $9,075 $9,075 $8,983 $8,983 $18,171 $27,432 $9,075 $12,762
Nationwide $1,874 $1,891 $1,666 $1,774 $4,730 $5,773 $2,192 $2,292
State Farm $1,444 $1,444 $1,283 $1,283 $3,109 $3,861 $1,680 $1,379
USAA $1,907 $1,903 $1,727 $1,740 $4,997 $5,508 $2,499 $2,677

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Minimum Car Insurance in Hawley, MN

Every driver must carry the minimum car insurance in Hawley, MN. Take a look at the Minnesota car insurance requirements.

Minimum Required Car Insurance Coverage in Hawley, Minnesota

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $30,000 per person
$60,000 per accident
Property Damage Liability Coverage $10,000 minimum

Cheapest Hawley, MN Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Hawley, MN. Compare credit history car insurance rates in Hawley from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Hawley, Minnesota

Insurance Company Poor Fair Good
Allstate $6,354 $3,425 $3,175
American Family $4,412 $2,977 $2,410
Farmers $3,682 $2,661 $2,486
GEICO $4,314 $3,524 $2,938
Liberty Mutual $18,046 $11,670 $9,119
Nationwide $3,295 $2,661 $2,366
State Farm $2,821 $1,726 $1,259
USAA $4,535 $2,186 $1,888

Cheapest Hawley, MN Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Hawley, MN to rates for a clean record with top companies.

Annual Hawley, Minnesota Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $3,178 $4,549 $5,429 $4,117
American Family $2,187 $3,987 $4,411 $2,479
Farmers $2,521 $3,171 $3,219 $2,860
GEICO $2,372 $3,788 $5,666 $2,541
Liberty Mutual $9,723 $13,139 $18,427 $10,489
Nationwide $2,200 $2,922 $3,364 $2,609
State Farm $1,782 $2,088 $1,935 $1,935
USAA $2,134 $2,706 $4,096 $2,543

Cheapest Hawley, MN Car Insurance for Teen Drivers

Teen car insurance in Hawley, MN can be expensive. Take a look at rates from the top car insurance companies in Hawley for teenagers.

Annual Car Insurance Rates for Teen Drivers in Hawley, Minnesota

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $6,537 $9,541
American Family $5,592 $8,161
Farmers $5,464 $5,519
GEICO $5,625 $7,173
Liberty Mutual $18,171 $27,432
Nationwide $4,730 $5,773
State Farm $3,109 $3,861
USAA $4,997 $5,508

Cheapest Hawley, MN Car Insurance for Seniors

Take a look at Hawley, MN senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Hawley, Minnesota

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,758 $2,758
American Family $1,885 $1,885
Farmers $1,845 $1,955
GEICO $2,639 $2,565
Liberty Mutual $8,983 $8,983
Nationwide $1,666 $1,774
State Farm $1,283 $1,283
USAA $1,727 $1,740

Cheapest Hawley, MN Car Insurance Rates After a DUI

A DUI in Hawley, MN increases car insurance rates. Compare Hawley, Minnesota DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Hawley, Minnesota

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $5,429
American Family $4,411
Farmers $3,219
GEICO $5,666
Liberty Mutual $18,427
Nationwide $3,364
State Farm $1,935
USAA $4,096

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Cheapest Hawley, MN Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Hawley, MN by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Hawley, Minnesota

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $4,318 $4,318
American Family $3,228 $3,304
Farmers $2,943 $2,943
GEICO $3,546 $3,638
Liberty Mutual $12,555 $13,334
Nationwide $2,774 $2,774
State Farm $1,884 $1,987
USAA $2,832 $2,907

The Best Cheap Car Insurance Companies in Hawley, MN

Take a look at a side-by-side comparison of the top car insurance companies in Hawley, MN to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Hawley, Minnesota

Insurance Company Average Annual Rates
Allstate $4,318
American Family $3,266
Farmers $2,943
GEICO $3,592
Liberty Mutual $12,945
Nationwide $2,774
State Farm $1,935
USAA $2,870

Category Winners: Cheapest Car Insurance in Hawley, Minnesota

Find the cheapest car insurance companies in Hawley, MN for each category right here.

Best Annual Car Insurance Rates by Company in Hawley, Minnesota

Category Insurance Company
Teenagers State Farm
Seniors State Farm
Clean Record State Farm
With 1 Accident State Farm
With 1 DUI State Farm
With 1 Speeding Violation State Farm

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Cheapest Hawley, MN Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Hawley car insurance rates. Find the cheapest Hawley, MN car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Hawley, Minnesota

Insurance Company Low Medium High
Allstate $4,263 $4,315 $4,377
American Family $3,264 $3,358 $3,177
Farmers $2,822 $2,956 $3,051
GEICO $3,497 $3,590 $3,689
Liberty Mutual $12,675 $12,952 $13,207
Nationwide $2,618 $2,792 $2,911
State Farm $1,859 $1,942 $2,005
USAA $2,793 $2,867 $2,949

What affects car insurance rates in Hawley, Minnesota?

What factors can have an impact on Hawley, MN car insurance? There are several reasons why Hawley car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Hawley, Minnesota.

Commute Time in Hawley

The more time you spend in your car the higher the risk of an accident. The average commute length in Hawley, MN is 26.0 minutes according to City-Data.

Compare Car Insurance Quotes in Hawley, MN

Ready to find affordable Hawley, Minnesota car insurance today? Enter your ZIP code for fast, free Hawley, MN car insurance quotes.

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