Compare Hawthorne, NJ Car Insurance Rates (2021)

Car insurance in Hawthorne, NJ averages $554 a month. Hawthorne, New Jersey car insurance requirements are 15/30/5, but you might need full coverage insurance if your car is financed. To find cheap Hawthorne car insurance rates, compare quotes from the top car insurance companies in Hawthorne, NJ.

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A former insurance producer, Laura understands that education is key when it comes to buying insurance. She has happily dedicated many hours to helping her clients understand how the insurance marketplace works so they can find the best car, home, and life insurance products for their needs.

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • The cheapest car insurance company in Hawthorne for teen drivers is GEICO
  • Average car insurance rates in Hawthorne, NJ after a DUI are $7,990/year
  • Average car insurance rates in Hawthorne, NJ are $6,642/year

If you need to buy Hawthorne, New Jersey car insurance, the options can be confusing. Everything you need to know about car insurance in Hawthorne, NJ is right here.

You’ll find Hawthorne car insurance rates, the cheapest Hawthorne, NJ car insurance companies, and information on New Jersey car insurance laws. You can also compare Hawthorne, New Jersey car insurance rates to Paterson car insurance rates, Camden car insurance rates, and Passaic car insurance rates.

Ready to find affordable Hawthorne, NJ car insurance today? Enter your ZIP code for fast, free Hawthorne car insurance quotes.

Cheapest Hawthorne, NJ Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Hawthorne, NJ car insurance rates? Every Hawthorne, New Jersey car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Hawthorne, New Jersey

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $3,076 $3,060 $2,972 $2,972 $9,739 $12,084 $3,598 $3,748
Farmers $5,584 $5,623 $5,446 $5,292 $16,058 $18,396 $6,602 $6,623
GEICO $2,840 $2,801 $2,788 $2,788 $5,217 $5,104 $3,291 $3,148
Liberty Mutual $5,954 $5,954 $6,548 $6,548 $15,652 $17,784 $6,548 $7,541
Progressive $2,312 $2,120 $2,082 $2,167 $10,402 $11,195 $2,726 $2,532
State Farm $6,360 $6,360 $5,773 $5,773 $21,202 $27,218 $7,276 $8,127
Travelers $3,502 $3,384 $3,246 $3,267 $7,910 $8,911 $3,389 $3,347

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Minimum Car Insurance in Hawthorne, NJ

Every driver must carry the minimum car insurance in Hawthorne, NJ. Take a look at the New Jersey car insurance requirements.

Minimum Required Car Insurance Coverage in Hawthorne, New Jersey

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $15,000 per person
$30,000 per accident
Property Damage Liability Coverage $5,000 minimum

Cheapest Hawthorne, NJ Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Hawthorne, NJ. Compare credit history car insurance rates in Hawthorne from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Hawthorne, New Jersey

Insurance Company Poor Fair Good
Allstate $7,134 $4,654 $3,680
Farmers $10,439 $8,071 $7,599
GEICO $5,294 $3,022 $2,176
Liberty Mutual $11,517 $8,512 $7,169
Progressive $5,003 $4,338 $3,984
State Farm $15,975 $9,597 $7,461
Travelers $6,234 $4,544 $3,081

Cheapest Hawthorne, NJ Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Hawthorne, NJ to rates for a clean record with top companies.

Annual Hawthorne, New Jersey Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $3,867 $6,423 $5,630 $4,704
Farmers $6,754 $11,428 $9,367 $7,263
GEICO $2,708 $3,577 $4,996 $2,708
Liberty Mutual $8,703 $9,973 $8,887 $8,703
Progressive $3,774 $5,174 $4,375 $4,444
State Farm $5,941 $10,897 $17,564 $9,643
Travelers $3,542 $5,290 $5,109 $4,538

Cheapest Hawthorne, NJ Car Insurance for Teen Drivers

Teen car insurance in Hawthorne, NJ can be expensive. Take a look at rates from the top car insurance companies in Hawthorne for teenagers.

Annual Car Insurance Rates for Teen Drivers in Hawthorne, New Jersey

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $9,739 $12,084
Farmers $16,058 $18,396
GEICO $5,217 $5,104
Liberty Mutual $15,652 $17,784
Progressive $10,402 $11,195
State Farm $21,202 $27,218
Travelers $7,910 $8,911

Cheapest Hawthorne, NJ Car Insurance for Seniors

Take a look at Hawthorne, NJ senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Hawthorne, New Jersey

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,972 $2,972
Farmers $5,446 $5,292
GEICO $2,788 $2,788
Liberty Mutual $6,548 $6,548
Progressive $2,082 $2,167
State Farm $5,773 $5,773
Travelers $3,246 $3,267

Cheapest Hawthorne, NJ Car Insurance Rates After a DUI

A DUI in Hawthorne, NJ increases car insurance rates. Compare Hawthorne, New Jersey DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Hawthorne, New Jersey

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $5,630
Farmers $9,367
GEICO $4,996
Liberty Mutual $8,887
Progressive $4,375
State Farm $17,564
Travelers $5,109

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Cheapest Hawthorne, NJ Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Hawthorne, NJ by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Hawthorne, New Jersey

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $5,146 $5,166
Farmers $8,703 $8,703
GEICO $3,467 $3,528
Liberty Mutual $8,977 $9,156
Progressive $4,442 $4,442
State Farm $10,716 $11,306
Travelers $4,620 $4,620

The Best Cheap Car Insurance Companies in Hawthorne, NJ

Take a look at a side-by-side comparison of the top car insurance companies in Hawthorne, NJ to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Hawthorne, New Jersey

Insurance Company Average Annual Rates
Allstate $5,156
Farmers $8,703
GEICO $3,497
Liberty Mutual $9,066
Progressive $4,442
State Farm $11,011
Travelers $4,620

Category Winners: Cheapest Car Insurance in Hawthorne, New Jersey

Find the cheapest car insurance companies in Hawthorne, NJ for each category right here.

Best Annual Car Insurance Rates by Company in Hawthorne, New Jersey

Category Insurance Company
Teenagers GEICO
Seniors Progressive
Clean Record GEICO
With 1 Accident GEICO
With 1 DUI Progressive
With 1 Speeding Violation GEICO

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Cheapest Hawthorne, NJ Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Hawthorne car insurance rates. Find the cheapest Hawthorne, NJ car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Hawthorne, New Jersey

Insurance Company Low Medium High
Allstate $4,780 $5,228 $5,460
Farmers $7,787 $8,642 $9,680
GEICO $3,089 $3,570 $3,833
Liberty Mutual $8,092 $9,344 $9,763
Progressive $3,972 $4,515 $4,839
State Farm $10,146 $11,169 $11,718
Travelers $4,212 $4,619 $5,028

What affects car insurance rates in Hawthorne, New Jersey?

What factors can have an impact on Hawthorne, NJ car insurance? There are several reasons why Hawthorne car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Hawthorne, New Jersey.

Commute Time in Hawthorne

The more time you spend in your car the higher the risk of an accident. The average commute length in Hawthorne, NJ is 26.3 minutes according to City-Data.

Compare Car Insurance Quotes in Hawthorne, NJ

Ready to find affordable Hawthorne, New Jersey car insurance today? Enter your ZIP code for fast, free Hawthorne, NJ car insurance quotes.

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