Compare Hayes, LA Car Insurance Rates (2021)

Car insurance in Hayes, LA averages $459 a month. Hayes, Louisiana car insurance requirements are 15/30/25, but you might need full coverage insurance if your car is financed. To find cheap Hayes car insurance rates, compare quotes from the top car insurance companies in Hayes, LA.

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Zaneta Wood, Ed.S. has over 15 years of experience in research and technical writing bringing a keen understanding of data analysis and information synthesis to reach a wide variety of audiences. She studied adult education and instructional technology at Appalachian State University as well as technical and professional communication at East Carolina University. Zaneta has prepared technical p...

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • The cheapest car insurance company in Hayes for teen drivers is USAA
  • Average car insurance rates in Hayes, LA after a DUI are $6,366/year
  • Average car insurance rates in Hayes, LA are $5,505/year

If you need to buy Hayes, Louisiana car insurance, the options can be confusing. Everything you need to know about car insurance in Hayes, LA is right here.

You’ll find Hayes car insurance rates, the cheapest Hayes, LA car insurance companies, and information on Louisiana car insurance laws. You can also compare Hayes, Louisiana car insurance rates to Lafayette car insurance rates, Kenner car insurance rates, and Baton Rouge car insurance rates.

Ready to find affordable Hayes, LA car insurance today? Enter your ZIP code for fast, free Hayes car insurance quotes.

Cheapest Hayes, LA Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Hayes, LA car insurance rates? Every Hayes, Louisiana car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Hayes, Louisiana

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $3,821 $3,821 $3,945 $3,945 $8,459 $10,707 $4,230 $4,589
GEICO $3,390 $3,912 $4,041 $4,939 $12,810 $13,534 $3,289 $3,191
Progressive $3,694 $3,442 $3,099 $3,342 $15,067 $16,746 $4,234 $4,350
State Farm $2,772 $2,772 $2,553 $2,553 $8,519 $10,686 $3,106 $3,505
USAA $2,874 $2,824 $2,817 $2,786 $8,532 $9,977 $3,501 $3,817

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Minimum Car Insurance in Hayes, LA

Every driver must carry the minimum car insurance in Hayes, LA. Take a look at the Louisiana car insurance requirements.

Minimum Required Car Insurance Coverage in Hayes, Louisiana

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $15,000 per person
$30,000 per accident
Property Damage Liability Coverage $25,000 minimum

Cheapest Hayes, LA Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Hayes, LA. Compare credit history car insurance rates in Hayes from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Hayes, Louisiana

Insurance Company Poor Fair Good
Allstate $7,144 $4,910 $4,265
GEICO $7,303 $6,337 $4,776
Progressive $7,608 $6,540 $6,093
State Farm $6,351 $4,060 $3,264
USAA $6,406 $4,096 $3,421

Cheapest Hayes, LA Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Hayes, LA to rates for a clean record with top companies.

Annual Hayes, Louisiana Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $4,311 $6,558 $5,838 $5,053
GEICO $4,154 $6,743 $8,329 $5,328
Progressive $5,614 $7,567 $7,240 $6,567
State Farm $4,160 $4,957 $4,558 $4,558
USAA $3,546 $4,918 $5,865 $4,235

Cheapest Hayes, LA Car Insurance for Teen Drivers

Teen car insurance in Hayes, LA can be expensive. Take a look at rates from the top car insurance companies in Hayes for teenagers.

Annual Car Insurance Rates for Teen Drivers in Hayes, Louisiana

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $8,459 $10,707
GEICO $12,810 $13,534
Progressive $15,067 $16,746
State Farm $8,519 $10,686
USAA $8,532 $9,977

Cheapest Hayes, LA Car Insurance for Seniors

Take a look at Hayes, LA senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Hayes, Louisiana

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $3,945 $3,945
GEICO $4,041 $4,939
Progressive $3,099 $3,342
State Farm $2,553 $2,553
USAA $2,817 $2,786

Cheapest Hayes, LA Car Insurance Rates After a DUI

A DUI in Hayes, LA increases car insurance rates. Compare Hayes, Louisiana DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Hayes, Louisiana

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $5,838
GEICO $8,329
Progressive $7,240
State Farm $4,558
USAA $5,865

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Cheapest Hayes, LA Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Hayes, LA by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Hayes, Louisiana

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $5,440 $5,440
GEICO $6,023 $6,254
Progressive $6,747 $6,747
State Farm $4,440 $4,677
USAA $4,497 $4,785

The Best Cheap Car Insurance Companies in Hayes, LA

Take a look at a side-by-side comparison of the top car insurance companies in Hayes, LA to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Hayes, Louisiana

Insurance Company Average Annual Rates
Allstate $5,440
GEICO $6,138
Progressive $6,747
State Farm $4,558
USAA $4,641

Category Winners: Cheapest Car Insurance in Hayes, Louisiana

Find the cheapest car insurance companies in Hayes, LA for each category right here.

Best Annual Car Insurance Rates by Company in Hayes, Louisiana

Category Insurance Company
Teenagers USAA
Seniors State Farm
Clean Record USAA
With 1 Accident USAA
With 1 DUI State Farm
With 1 Speeding Violation USAA

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Cheapest Hayes, LA Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Hayes car insurance rates. Find the cheapest Hayes, LA car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Hayes, Louisiana

Insurance Company Low Medium High
Allstate $4,769 $5,532 $6,018
GEICO $5,135 $6,163 $7,117
Progressive $5,689 $6,693 $7,858
State Farm $3,954 $4,550 $5,171
USAA $4,017 $4,715 $5,191

What affects car insurance rates in Hayes, Louisiana?

What factors can have an impact on Hayes, LA car insurance? There are several reasons why Hayes car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Hayes, Louisiana.

Commute Time in Hayes

The more time you spend in your car the higher the risk of an accident. The average commute length in Hayes, LA is 32.4 minutes according to City-Data.

Compare Car Insurance Quotes in Hayes, LA

Ready to find affordable Hayes, Louisiana car insurance today? Enter your ZIP code for fast, free Hayes, LA car insurance quotes.

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