Compare Hayesville, OR Car Insurance Rates (2021)

Car insurance in Hayesville, OR averages $316 a month. Hayesville, Oregon car insurance requirements are 25/50/20, but you might need full coverage insurance if your car is financed. To find cheap Hayesville car insurance rates, compare quotes from the top car insurance companies in Hayesville, OR.

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Zaneta Wood, Ed.S. has over 15 years of experience in research and technical writing bringing a keen understanding of data analysis and information synthesis to reach a wide variety of audiences. She studied adult education and instructional technology at Appalachian State University as well as technical and professional communication at East Carolina University. Zaneta has prepared technical p...

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • The cheapest car insurance company in Hayesville is USAA
  • Average car insurance rates in Hayesville, OR after a DUI are $4,475/year
  • The cheapest car insurance company in Hayesville for teen drivers is USAA

If you need to buy Hayesville, Oregon car insurance, the options can be confusing. Everything you need to know about car insurance in Hayesville, OR is right here.

You’ll find Hayesville car insurance rates, the cheapest Hayesville, OR car insurance companies, and information on Oregon car insurance laws. You can also compare Hayesville, Oregon car insurance rates to Salem car insurance rates, Medford car insurance rates, and Eugene car insurance rates.

Ready to find affordable Hayesville, OR car insurance today? Enter your ZIP code for fast, free Hayesville car insurance quotes.

Cheapest Hayesville, OR Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Hayesville, OR car insurance rates? Every Hayesville, Oregon car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Hayesville, Oregon

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $3,350 $3,110 $3,069 $3,101 $10,223 $11,314 $3,486 $3,479
American Family $2,599 $2,599 $2,315 $2,315 $6,456 $10,141 $2,599 $2,714
Farmers $2,289 $2,239 $2,015 $2,149 $9,778 $10,022 $2,557 $2,608
GEICO $2,457 $2,368 $2,317 $2,354 $6,335 $5,706 $2,615 $2,215
Liberty Mutual $3,080 $3,243 $2,674 $2,977 $10,042 $10,821 $2,934 $2,941
Nationwide $2,518 $2,490 $2,246 $2,338 $5,845 $7,266 $2,948 $3,086
Progressive $2,051 $1,843 $1,791 $1,848 $8,880 $9,737 $2,431 $2,260
State Farm $1,848 $1,848 $1,702 $1,702 $5,975 $7,514 $2,100 $2,394
Travelers $2,032 $2,037 $1,846 $1,915 $5,818 $7,114 $2,109 $2,132
USAA $1,739 $1,682 $1,735 $1,665 $5,362 $5,729 $2,243 $2,317

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Minimum Car Insurance in Hayesville, OR

Every driver must carry the minimum car insurance in Hayesville, OR. Take a look at the Oregon car insurance requirements.

Minimum Required Car Insurance Coverage in Hayesville, Oregon

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $20,000 minimum

Cheapest Hayesville, OR Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Hayesville, OR. Compare credit history car insurance rates in Hayesville from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Hayesville, Oregon

Insurance Company Poor Fair Good
Allstate $6,759 $4,750 $3,915
American Family $5,045 $3,722 $3,135
Farmers $4,855 $3,988 $3,779
GEICO $3,977 $3,296 $2,615
Liberty Mutual $7,109 $4,185 $3,222
Nationwide $4,347 $3,447 $2,982
Progressive $4,328 $3,748 $3,490
State Farm $4,381 $2,792 $2,232
Travelers $3,911 $3,063 $2,401
USAA $4,193 $2,355 $1,879

Cheapest Hayesville, OR Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Hayesville, OR to rates for a clean record with top companies.

Annual Hayesville, Oregon Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $4,131 $5,602 $5,782 $5,052
American Family $2,764 $4,208 $5,352 $3,544
Farmers $3,549 $4,578 $4,477 $4,225
GEICO $2,161 $3,481 $4,569 $2,974
Liberty Mutual $4,285 $4,801 $5,505 $4,765
Nationwide $3,042 $3,260 $4,624 $3,443
Progressive $2,885 $5,339 $3,742 $3,455
State Farm $2,773 $3,642 $3,063 $3,063
Travelers $2,522 $3,235 $3,665 $3,079
USAA $2,031 $2,851 $3,973 $2,381

Cheapest Hayesville, OR Car Insurance for Teen Drivers

Teen car insurance in Hayesville, OR can be expensive. Take a look at rates from the top car insurance companies in Hayesville for teenagers.

Annual Car Insurance Rates for Teen Drivers in Hayesville, Oregon

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $10,223 $11,314
American Family $6,456 $10,141
Farmers $9,778 $10,022
GEICO $6,335 $5,706
Liberty Mutual $10,042 $10,821
Nationwide $5,845 $7,266
Progressive $8,880 $9,737
State Farm $5,975 $7,514
Travelers $5,818 $7,114
USAA $5,362 $5,729

Cheapest Hayesville, OR Car Insurance for Seniors

Take a look at Hayesville, OR senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Hayesville, Oregon

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $3,069 $3,101
American Family $2,315 $2,315
Farmers $2,015 $2,149
GEICO $2,317 $2,354
Liberty Mutual $2,674 $2,977
Nationwide $2,246 $2,338
Progressive $1,791 $1,848
State Farm $1,702 $1,702
Travelers $1,846 $1,915
USAA $1,735 $1,665

Cheapest Hayesville, OR Car Insurance Rates After a DUI

A DUI in Hayesville, OR increases car insurance rates. Compare Hayesville, Oregon DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Hayesville, Oregon

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $5,782
American Family $5,352
Farmers $4,477
GEICO $4,569
Liberty Mutual $5,505
Nationwide $4,624
Progressive $3,742
State Farm $3,063
Travelers $3,665
USAA $3,973

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Cheapest Hayesville, OR Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Hayesville, OR by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Hayesville, Oregon

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $5,142 $5,142
American Family $3,904 $4,030
Farmers $4,207 $4,207
GEICO $3,242 $3,350
Liberty Mutual $4,839 $4,839
Nationwide $3,592 $3,592
Progressive $3,855 $3,855
State Farm $3,051 $3,219
Travelers $3,000 $3,251
USAA $2,728 $2,890

The Best Cheap Car Insurance Companies in Hayesville, OR

Take a look at a side-by-side comparison of the top car insurance companies in Hayesville, OR to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Hayesville, Oregon

Insurance Company Average Annual Rates
Allstate $5,142
American Family $3,967
Farmers $4,207
GEICO $3,296
Liberty Mutual $4,839
Nationwide $3,592
Progressive $3,855
State Farm $3,135
Travelers $3,125
USAA $2,809

Category Winners: Cheapest Car Insurance in Hayesville, Oregon

Find the cheapest car insurance companies in Hayesville, OR for each category right here.

Best Annual Car Insurance Rates by Company in Hayesville, Oregon

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI State Farm
With 1 Speeding Violation USAA

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Cheapest Hayesville, OR Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Hayesville car insurance rates. Find the cheapest Hayesville, OR car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Hayesville, Oregon

Insurance Company Low Medium High
Allstate $4,889 $5,129 $5,406
American Family $3,937 $4,199 $3,765
Farmers $3,912 $4,146 $4,564
GEICO $2,961 $3,314 $3,612
Liberty Mutual $4,518 $4,826 $5,173
Nationwide $3,399 $3,691 $3,687
Progressive $3,681 $3,833 $4,052
State Farm $2,941 $3,142 $3,322
Travelers $2,898 $3,106 $3,372
USAA $2,671 $2,813 $2,943

What affects car insurance rates in Hayesville, Oregon?

What factors can have an impact on Hayesville, OR car insurance? There are several reasons why Hayesville car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Hayesville, Oregon.

Commute Time in Hayesville

The more time you spend in your car the higher the risk of an accident. The average commute length in Hayesville, OR is 27.1 minutes according to City-Data.

Compare Car Insurance Quotes in Hayesville, OR

Ready to find affordable Hayesville, Oregon car insurance today? Enter your ZIP code for fast, free Hayesville, OR car insurance quotes.

Free Car Insurance Comparison

Enter your ZIP code below to view companies that have cheap car insurance rates.

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