Compare Hayward, WI Car Insurance Rates (2021)

Car insurance in Hayward, WI averages $272 a month. Hayward, Wisconsin car insurance requirements are 25/50/10, but you might need full coverage insurance if your car is financed. To find cheap Hayward car insurance rates, compare quotes from the top car insurance companies in Hayward, WI.

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Zaneta Wood, Ed.S. has over 15 years of experience in research and technical writing bringing a keen understanding of data analysis and information synthesis to reach a wide variety of audiences. She studied adult education and instructional technology at Appalachian State University as well as technical and professional communication at East Carolina University. Zaneta has prepared technical p...

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • Average car insurance rates in Hayward, WI after a DUI are $3,611/year
  • The cheapest car insurance company in Hayward is American Family
  • The cheapest car insurance company in Hayward for teen drivers is American Family

If you need to buy Hayward, Wisconsin car insurance, the options can be confusing. Everything you need to know about car insurance in Hayward, WI is right here.

You’ll find Hayward car insurance rates, the cheapest Hayward, WI car insurance companies, and information on Wisconsin car insurance laws. You can also compare Hayward, Wisconsin car insurance rates to Janesville car insurance rates, Appleton car insurance rates, and Madison car insurance rates.

Ready to find affordable Hayward, WI car insurance today? Enter your ZIP code for fast, free Hayward car insurance quotes.

Cheapest Hayward, WI Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Hayward, WI car insurance rates? Every Hayward, Wisconsin car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Hayward, Wisconsin

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,433 $2,580 $2,228 $2,473 $7,460 $9,580 $2,493 $2,715
American Family $994 $1,042 $929 $940 $2,770 $3,065 $1,168 $1,246
Farmers $2,173 $2,181 $1,933 $2,033 $9,823 $10,204 $2,465 $2,601
GEICO $1,445 $1,583 $1,472 $1,670 $4,697 $5,064 $1,339 $1,389
Liberty Mutual $2,256 $2,483 $1,830 $2,094 $6,610 $7,444 $2,404 $2,628
Nationwide $4,077 $4,306 $3,349 $3,542 $8,021 $12,216 $4,936 $5,933
Progressive $2,139 $2,070 $1,748 $1,806 $7,564 $8,585 $2,581 $2,807
State Farm $1,494 $1,494 $1,306 $1,306 $3,967 $5,039 $1,678 $1,910
USAA $1,441 $1,445 $1,296 $1,329 $3,588 $4,188 $1,882 $2,078

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Minimum Car Insurance in Hayward, WI

Every driver must carry the minimum car insurance in Hayward, WI. Take a look at the Wisconsin car insurance requirements.

Minimum Required Car Insurance Coverage in Hayward, Wisconsin

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $10,000 minimum

Cheapest Hayward, WI Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Hayward, WI. Compare credit history car insurance rates in Hayward from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Hayward, Wisconsin

Insurance Company Poor Fair Good
Allstate $5,255 $3,609 $3,122
American Family $2,034 $1,340 $1,184
Farmers $4,733 $3,984 $3,813
GEICO $3,065 $2,183 $1,750
Liberty Mutual $5,043 $2,993 $2,370
Nationwide $6,518 $5,437 $5,437
Progressive $4,211 $3,522 $3,255
State Farm $3,394 $1,947 $1,482
USAA $3,339 $1,743 $1,386

Cheapest Hayward, WI Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Hayward, WI to rates for a clean record with top companies.

Annual Hayward, Wisconsin Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $3,294 $4,490 $4,166 $4,030
American Family $1,453 $1,541 $1,541 $1,541
Farmers $3,645 $4,580 $4,347 $4,134
GEICO $1,630 $2,616 $2,949 $2,136
Liberty Mutual $2,679 $3,726 $3,918 $3,552
Nationwide $4,901 $5,670 $6,950 $5,670
Progressive $3,365 $4,034 $3,479 $3,773
State Farm $2,111 $2,438 $2,274 $2,274
USAA $1,693 $2,124 $2,878 $1,928

Cheapest Hayward, WI Car Insurance for Teen Drivers

Teen car insurance in Hayward, WI can be expensive. Take a look at rates from the top car insurance companies in Hayward for teenagers.

Annual Car Insurance Rates for Teen Drivers in Hayward, Wisconsin

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $7,460 $9,580
American Family $2,770 $3,065
Farmers $9,823 $10,204
GEICO $4,697 $5,064
Liberty Mutual $6,610 $7,444
Nationwide $8,021 $12,216
Progressive $7,564 $8,585
State Farm $3,967 $5,039
USAA $3,588 $4,188

Cheapest Hayward, WI Car Insurance for Seniors

Take a look at Hayward, WI senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Hayward, Wisconsin

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,228 $2,473
American Family $929 $940
Farmers $1,933 $2,033
GEICO $1,472 $1,670
Liberty Mutual $1,830 $2,094
Nationwide $3,349 $3,542
Progressive $1,748 $1,806
State Farm $1,306 $1,306
USAA $1,296 $1,329

Cheapest Hayward, WI Car Insurance Rates After a DUI

A DUI in Hayward, WI increases car insurance rates. Compare Hayward, Wisconsin DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Hayward, Wisconsin

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $4,166
American Family $1,541
Farmers $4,347
GEICO $2,949
Liberty Mutual $3,918
Nationwide $6,950
Progressive $3,479
State Farm $2,274
USAA $2,878

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Cheapest Hayward, WI Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Hayward, WI by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Hayward, Wisconsin

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $3,899 $4,092
American Family $1,494 $1,545
Farmers $4,177 $4,177
GEICO $2,281 $2,384
Liberty Mutual $3,469 $3,469
Nationwide $5,798 $5,798
Progressive $3,663 $3,663
State Farm $2,220 $2,329
USAA $2,128 $2,184

The Best Cheap Car Insurance Companies in Hayward, WI

Take a look at a side-by-side comparison of the top car insurance companies in Hayward, WI to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Hayward, Wisconsin

Insurance Company Average Annual Rates
Allstate $3,995
American Family $1,519
Farmers $4,177
GEICO $2,333
Liberty Mutual $3,469
Nationwide $5,798
Progressive $3,663
State Farm $2,274
USAA $2,156

Category Winners: Cheapest Car Insurance in Hayward, Wisconsin

Find the cheapest car insurance companies in Hayward, WI for each category right here.

Best Annual Car Insurance Rates by Company in Hayward, Wisconsin

Category Insurance Company
Teenagers American Family
Seniors American Family
Clean Record American Family
With 1 Accident American Family
With 1 DUI American Family
With 1 Speeding Violation American Family

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Cheapest Hayward, WI Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Hayward car insurance rates. Find the cheapest Hayward, WI car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Hayward, Wisconsin

Insurance Company Low Medium High
Allstate $3,834 $3,986 $4,166
American Family $1,503 $1,532 $1,522
Farmers $3,891 $4,147 $4,492
GEICO $2,196 $2,331 $2,470
Liberty Mutual $3,234 $3,494 $3,678
Nationwide $5,657 $5,796 $5,940
Progressive $3,516 $3,682 $3,790
State Farm $2,179 $2,279 $2,365
USAA $2,086 $2,157 $2,225

What affects car insurance rates in Hayward, Wisconsin?

What factors can have an impact on Hayward, WI car insurance? There are several reasons why Hayward car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Hayward, Wisconsin.

Car Theft in Hayward

High levels of vehicle theft can make car insurance more expensive. Hayward, WI car theft statistics from the FBI indicate 3 vehicle thefts a year.

Commute Time in Hayward

The more time you spend in your car the higher the risk of an accident. The average commute length in Hayward, WI is 13.1 minutes according to City-Data.

Compare Car Insurance Quotes in Hayward, WI

Ready to find affordable Hayward, Wisconsin car insurance today? Enter your ZIP code for fast, free Hayward, WI car insurance quotes.

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