Compare Hazel, KY Car Insurance Rates (2021)

Car insurance in Hazel, KY averages $337 a month. Hazel, Kentucky car insurance requirements are 25/50/25, but you might need full coverage insurance if your car is financed. To find cheap Hazel car insurance rates, compare quotes from the top car insurance companies in Hazel, KY.

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A former insurance producer, Laura understands that education is key when it comes to buying insurance. She has happily dedicated many hours to helping her clients understand how the insurance marketplace works so they can find the best car, home, and life insurance products for their needs.

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • Average car insurance rates in Hazel, KY are $4,040/year
  • The cheapest car insurance company in Hazel is USAA
  • The cheapest car insurance company in Hazel for teen drivers is USAA

If you need to buy Hazel, Kentucky car insurance, the options can be confusing. Everything you need to know about car insurance in Hazel, KY is right here.

You’ll find Hazel car insurance rates, the cheapest Hazel, KY car insurance companies, and information on Kentucky car insurance laws. You can also compare Hazel, Kentucky car insurance rates to Bowling Green car insurance rates, Independence car insurance rates, and Richmond car insurance rates.

Ready to find affordable Hazel, KY car insurance today? Enter your ZIP code for fast, free Hazel car insurance quotes.

Cheapest Hazel, KY Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Hazel, KY car insurance rates? Every Hazel, Kentucky car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Hazel, Kentucky

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $3,119 $3,103 $2,798 $2,987 $11,177 $12,562 $3,500 $3,719
GEICO $3,087 $2,859 $3,218 $2,914 $6,168 $7,329 $2,524 $2,185
Liberty Mutual $2,597 $2,819 $2,210 $2,473 $10,183 $11,276 $2,721 $2,844
Nationwide $2,787 $2,798 $2,519 $2,640 $6,037 $7,550 $3,132 $3,296
Progressive $2,030 $1,947 $1,803 $1,825 $9,375 $10,582 $2,516 $2,581
State Farm $1,888 $1,888 $1,686 $1,686 $5,734 $7,241 $2,108 $2,374
Travelers $2,210 $2,251 $2,161 $2,167 $10,394 $16,625 $2,306 $2,682
USAA $1,632 $1,637 $1,471 $1,499 $4,298 $4,532 $2,059 $2,256

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Minimum Car Insurance in Hazel, KY

Every driver must carry the minimum car insurance in Hazel, KY. Take a look at the Kentucky car insurance requirements.

Minimum Required Car Insurance Coverage in Hazel, Kentucky

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $25,000 minimum

Cheapest Hazel, KY Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Hazel, KY. Compare credit history car insurance rates in Hazel from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Hazel, Kentucky

Insurance Company Poor Fair Good
Allstate $7,101 $4,907 $4,104
GEICO $6,223 $3,107 $2,025
Liberty Mutual $6,635 $4,067 $3,220
Nationwide $4,672 $3,666 $3,197
Progressive $4,590 $3,970 $3,688
State Farm $4,455 $2,683 $2,089
Travelers $5,693 $4,813 $4,793
USAA $3,605 $2,019 $1,646

Cheapest Hazel, KY Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Hazel, KY to rates for a clean record with top companies.

Annual Hazel, Kentucky Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $4,488 $5,807 $6,154 $5,033
GEICO $2,248 $4,011 $6,130 $2,752
Liberty Mutual $3,883 $5,936 $4,625 $4,117
Nationwide $3,060 $3,953 $4,997 $3,369
Progressive $3,383 $4,970 $3,861 $4,115
State Farm $2,805 $3,346 $3,076 $3,076
Travelers $4,449 $4,579 $6,599 $4,772
USAA $1,830 $2,583 $3,079 $2,200

Cheapest Hazel, KY Car Insurance for Teen Drivers

Teen car insurance in Hazel, KY can be expensive. Take a look at rates from the top car insurance companies in Hazel for teenagers.

Annual Car Insurance Rates for Teen Drivers in Hazel, Kentucky

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $11,177 $12,562
GEICO $6,168 $7,329
Liberty Mutual $10,183 $11,276
Nationwide $6,037 $7,550
Progressive $9,375 $10,582
State Farm $5,734 $7,241
Travelers $10,394 $16,625
USAA $4,298 $4,532

Cheapest Hazel, KY Car Insurance for Seniors

Take a look at Hazel, KY senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Hazel, Kentucky

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,798 $2,987
GEICO $3,218 $2,914
Liberty Mutual $2,210 $2,473
Nationwide $2,519 $2,640
Progressive $1,803 $1,825
State Farm $1,686 $1,686
Travelers $2,161 $2,167
USAA $1,471 $1,499

Cheapest Hazel, KY Car Insurance Rates After a DUI

A DUI in Hazel, KY increases car insurance rates. Compare Hazel, Kentucky DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Hazel, Kentucky

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $6,154
GEICO $6,130
Liberty Mutual $4,625
Nationwide $4,997
Progressive $3,861
State Farm $3,076
Travelers $6,599
USAA $3,079

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Cheapest Hazel, KY Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Hazel, KY by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Hazel, Kentucky

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $5,371 $5,371
GEICO $3,750 $3,821
Liberty Mutual $4,640 $4,640
Nationwide $3,845 $3,845
Progressive $4,082 $4,082
State Farm $3,002 $3,150
Travelers $5,100 $5,100
USAA $2,334 $2,513

The Best Cheap Car Insurance Companies in Hazel, KY

Take a look at a side-by-side comparison of the top car insurance companies in Hazel, KY to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Hazel, Kentucky

Insurance Company Average Annual Rates
Allstate $5,371
GEICO $3,785
Liberty Mutual $4,640
Nationwide $3,845
Progressive $4,082
State Farm $3,076
Travelers $5,100
USAA $2,423

Category Winners: Cheapest Car Insurance in Hazel, Kentucky

Find the cheapest car insurance companies in Hazel, KY for each category right here.

Best Annual Car Insurance Rates by Company in Hazel, Kentucky

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI State Farm
With 1 Speeding Violation USAA

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Cheapest Hazel, KY Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Hazel car insurance rates. Find the cheapest Hazel, KY car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Hazel, Kentucky

Insurance Company Low Medium High
Allstate $5,050 $5,352 $5,709
GEICO $3,558 $3,767 $4,031
Liberty Mutual $4,427 $4,612 $4,881
Nationwide $3,908 $3,801 $3,826
Progressive $3,816 $4,043 $4,388
State Farm $2,919 $3,075 $3,233
Travelers $4,861 $5,126 $5,312
USAA $2,318 $2,418 $2,534

What affects car insurance rates in Hazel, Kentucky?

What factors can have an impact on Hazel, KY car insurance? There are several reasons why Hazel car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Hazel, Kentucky.

Commute Time in Hazel

The more time you spend in your car the higher the risk of an accident. The average commute length in Hazel, KY is 19.2 minutes according to City-Data.

Compare Car Insurance Quotes in Hazel, KY

Ready to find affordable Hazel, Kentucky car insurance today? Enter your ZIP code for fast, free Hazel, KY car insurance quotes.

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