Compare Healdsburg, CA Car Insurance Rates (2021)

Car insurance in Healdsburg, CA averages $281 a month. Healdsburg, California car insurance requirements are 15/30/5, but you might need full coverage insurance if your car is financed. To find cheap Healdsburg car insurance rates, compare quotes from the top car insurance companies in Healdsburg, CA.

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A former insurance producer, Laura understands that education is key when it comes to buying insurance. She has happily dedicated many hours to helping her clients understand how the insurance marketplace works so they can find the best car, home, and life insurance products for their needs.

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • The cheapest car insurance company in Healdsburg is Progressive
  • The cheapest car insurance company in Healdsburg for teen drivers is USAA
  • Average car insurance rates in Healdsburg, CA after a DUI are $4,733/year

If you need to buy Healdsburg, California car insurance, the options can be confusing. Everything you need to know about car insurance in Healdsburg, CA is right here.

You’ll find Healdsburg car insurance rates, the cheapest Healdsburg, CA car insurance companies, and information on California car insurance laws. You can also compare Healdsburg, California car insurance rates to San Francisco car insurance rates, Bakersfield car insurance rates, and Fresno car insurance rates.

Ready to find affordable Healdsburg, CA car insurance today? Enter your ZIP code for fast, free Healdsburg car insurance quotes.

Cheapest Healdsburg, CA Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Healdsburg, CA car insurance rates? Every Healdsburg, California car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Healdsburg, California

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,581 $2,583 $1,895 $1,912 $7,258 $9,137 $3,308 $3,633
Farmers $2,412 $2,412 $2,172 $2,172 $7,696 $12,635 $2,858 $3,182
GEICO $1,779 $1,780 $1,673 $1,673 $5,431 $5,530 $2,558 $2,616
Liberty Mutual $2,252 $2,137 $2,091 $2,028 $4,970 $5,262 $2,548 $2,559
Nationwide $2,706 $2,585 $2,362 $2,229 $6,868 $7,565 $3,238 $3,204
Progressive $1,583 $1,631 $1,332 $1,587 $4,171 $5,043 $2,265 $2,437
State Farm $3,246 $3,246 $2,899 $2,899 $5,966 $7,393 $3,595 $3,707
Travelers $2,235 $2,167 $1,981 $1,959 $4,560 $5,247 $2,903 $2,842
USAA $1,839 $1,744 $1,794 $1,804 $4,181 $4,218 $2,558 $2,419

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Minimum Car Insurance in Healdsburg, CA

Every driver must carry the minimum car insurance in Healdsburg, CA. Take a look at the California car insurance requirements.

Minimum Required Car Insurance Coverage in Healdsburg, California

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $15,000 per person
$30,000 per accident
Property Damage Liability Coverage $5,000 minimum

Cheapest Healdsburg, CA Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Healdsburg, CA to rates for a clean record with top companies.

Annual Healdsburg, California Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $2,440 $4,100 $6,414 $3,199
Farmers $3,283 $4,472 $5,573 $4,442
GEICO $2,013 $3,111 $3,898 $2,498
Liberty Mutual $2,588 $3,468 $3,126 $2,742
Nationwide $2,688 $3,441 $5,809 $3,441
Progressive $1,648 $2,784 $3,222 $2,370
State Farm $2,938 $3,505 $6,622 $3,410
Travelers $2,010 $3,234 $3,772 $2,931
USAA $1,708 $2,540 $4,159 $1,871

Cheapest Healdsburg, CA Car Insurance for Teen Drivers

Teen car insurance in Healdsburg, CA can be expensive. Take a look at rates from the top car insurance companies in Healdsburg for teenagers.

Annual Car Insurance Rates for Teen Drivers in Healdsburg, California

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $7,258 $9,137
Farmers $7,696 $12,635
GEICO $5,431 $5,530
Liberty Mutual $4,970 $5,262
Nationwide $6,868 $7,565
Progressive $4,171 $5,043
State Farm $5,966 $7,393
Travelers $4,560 $5,247
USAA $4,181 $4,218

Cheapest Healdsburg, CA Car Insurance for Seniors

Take a look at Healdsburg, CA senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Healdsburg, California

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $1,895 $1,912
Farmers $2,172 $2,172
GEICO $1,673 $1,673
Liberty Mutual $2,091 $2,028
Nationwide $2,362 $2,229
Progressive $1,332 $1,587
State Farm $2,899 $2,899
Travelers $1,981 $1,959
USAA $1,794 $1,804

Cheapest Healdsburg, CA Car Insurance Rates After a DUI

A DUI in Healdsburg, CA increases car insurance rates. Compare Healdsburg, California DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Healdsburg, California

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $6,414
Farmers $5,573
GEICO $3,898
Liberty Mutual $3,126
Nationwide $5,809
Progressive $3,222
State Farm $6,622
Travelers $3,772
USAA $4,159

Cheapest Healdsburg, CA Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Healdsburg, CA by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Healdsburg, California

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $3,648 $4,428
Farmers $4,031 $4,854
GEICO $2,616 $3,144
Liberty Mutual $2,738 $3,224
Nationwide $3,399 $4,291
Progressive $2,274 $2,738
State Farm $3,970 $4,267
Travelers $2,689 $3,285
USAA $2,369 $2,770

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The Best Cheap Car Insurance Companies in Healdsburg, CA

Take a look at a side-by-side comparison of the top car insurance companies in Healdsburg, CA to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Healdsburg, California

Insurance Company Average Annual Rates
Allstate $4,038
Farmers $4,442
GEICO $2,880
Liberty Mutual $2,981
Nationwide $3,845
Progressive $2,506
State Farm $4,119
Travelers $2,987
USAA $2,569

Category Winners: Cheapest Car Insurance in Healdsburg, California

Find the cheapest car insurance companies in Healdsburg, CA for each category right here.

Best Annual Car Insurance Rates by Company in Healdsburg, California

Category Insurance Company
Teenagers USAA
Seniors Progressive
Clean Record Progressive
With 1 Accident USAA
With 1 DUI Liberty Mutual
With 1 Speeding Violation USAA

Cheapest Healdsburg, CA Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Healdsburg car insurance rates. Find the cheapest Healdsburg, CA car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Healdsburg, California

Insurance Company Low Medium High
Allstate $3,847 $4,071 $4,197
Farmers $4,148 $4,475 $4,704
GEICO $2,639 $2,911 $3,090
Liberty Mutual $2,795 $3,006 $3,142
Nationwide $3,485 $3,913 $4,136
Progressive $2,282 $2,576 $2,660
State Farm $3,739 $4,186 $4,431
Travelers $2,640 $3,063 $3,257
USAA $2,357 $2,614 $2,738

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What affects car insurance rates in Healdsburg, California?

What factors can have an impact on Healdsburg, CA car insurance? There are several reasons why Healdsburg car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Healdsburg, California.

Car Theft in Healdsburg

High levels of vehicle theft can make car insurance more expensive. Healdsburg, CA car theft statistics from the FBI indicate 19 vehicle thefts a year.

Commute Time in Healdsburg

The more time you spend in your car the higher the risk of an accident. The average commute length in Healdsburg, CA is 23.3 minutes according to City-Data.

Compare Car Insurance Quotes in Healdsburg, CA

Ready to find affordable Healdsburg, California car insurance today? Enter your ZIP code for fast, free Healdsburg, CA car insurance quotes.

Free Car Insurance Comparison

Enter your ZIP code below to view companies that have cheap car insurance rates.

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