Compare Heaters, WV Car Insurance Rates (2021)

Car insurance in Heaters, WV averages $324 a month. Heaters, West Virginia car insurance requirements are 25/50/25, but you might need full coverage insurance if your car is financed. To find cheap Heaters car insurance rates, compare quotes from the top car insurance companies in Heaters, WV.

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Zaneta Wood, Ed.S. has over 15 years of experience in research and technical writing bringing a keen understanding of data analysis and information synthesis to reach a wide variety of audiences. She studied adult education and instructional technology at Appalachian State University as well as technical and professional communication at East Carolina University. Zaneta has prepared technical p...

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • Average car insurance rates in Heaters, WV after a DUI are $4,837/year
  • Average car insurance rates in Heaters, WV are $3,891/year
  • The cheapest car insurance company in Heaters is State Farm

If you need to buy Heaters, West Virginia car insurance, the options can be confusing. Everything you need to know about car insurance in Heaters, WV is right here.

You’ll find Heaters car insurance rates, the cheapest Heaters, WV car insurance companies, and information on West Virginia car insurance laws. You can also compare Heaters, West Virginia car insurance rates to Clarksburg car insurance rates, Charleston car insurance rates, and Bluefield car insurance rates.

Ready to find affordable Heaters, WV car insurance today? Enter your ZIP code for fast, free Heaters car insurance quotes.

Cheapest Heaters, WV Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Heaters, WV car insurance rates? Every Heaters, West Virginia car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Heaters, West Virginia

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,795 $2,604 $2,486 $2,494 $9,810 $10,236 $3,118 $3,134
GEICO $2,964 $2,926 $2,828 $2,741 $7,181 $8,666 $2,853 $2,974
Liberty Mutual $3,567 $3,875 $2,867 $3,486 $13,288 $14,992 $3,694 $4,073
Nationwide $2,066 $2,104 $1,875 $1,973 $5,283 $6,717 $2,321 $2,492
Progressive $2,109 $2,033 $1,943 $1,944 $9,028 $10,149 $2,530 $2,612
State Farm $1,586 $1,586 $1,410 $1,410 $3,373 $4,354 $1,869 $1,489
USAA $1,791 $1,772 $1,650 $1,675 $5,803 $6,462 $2,324 $2,509

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Minimum Car Insurance in Heaters, WV

Every driver must carry the minimum car insurance in Heaters, WV. Take a look at the West Virginia car insurance requirements.

Minimum Required Car Insurance Coverage in Heaters, West Virginia

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $25,000 minimum

Cheapest Heaters, WV Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Heaters, WV. Compare credit history car insurance rates in Heaters from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Heaters, West Virginia

Insurance Company Poor Fair Good
Allstate $5,556 $4,417 $3,781
GEICO $4,995 $4,060 $3,370
Liberty Mutual $8,923 $5,467 $4,300
Nationwide $3,538 $2,988 $2,786
Progressive $4,531 $3,939 $3,660
State Farm $3,065 $1,870 $1,469
USAA $4,446 $2,531 $2,017

Cheapest Heaters, WV Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Heaters, WV to rates for a clean record with top companies.

Annual Heaters, West Virginia Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $3,891 $4,595 $5,452 $4,401
GEICO $2,547 $4,116 $7,171 $2,734
Liberty Mutual $5,112 $6,437 $7,138 $6,234
Nationwide $2,471 $3,301 $3,875 $2,768
Progressive $3,439 $4,592 $4,108 $4,034
State Farm $1,975 $2,294 $2,135 $2,135
USAA $2,362 $2,780 $3,980 $2,872

Cheapest Heaters, WV Car Insurance for Teen Drivers

Teen car insurance in Heaters, WV can be expensive. Take a look at rates from the top car insurance companies in Heaters for teenagers.

Annual Car Insurance Rates for Teen Drivers in Heaters, West Virginia

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $9,810 $10,236
GEICO $7,181 $8,666
Liberty Mutual $13,288 $14,992
Nationwide $5,283 $6,717
Progressive $9,028 $10,149
State Farm $3,373 $4,354
USAA $5,803 $6,462

Cheapest Heaters, WV Car Insurance for Seniors

Take a look at Heaters, WV senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Heaters, West Virginia

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,486 $2,494
GEICO $2,828 $2,741
Liberty Mutual $2,867 $3,486
Nationwide $1,875 $1,973
Progressive $1,943 $1,944
State Farm $1,410 $1,410
USAA $1,650 $1,675

Cheapest Heaters, WV Car Insurance Rates After a DUI

A DUI in Heaters, WV increases car insurance rates. Compare Heaters, West Virginia DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Heaters, West Virginia

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $5,452
GEICO $7,171
Liberty Mutual $7,138
Nationwide $3,875
Progressive $4,108
State Farm $2,135
USAA $3,980

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Cheapest Heaters, WV Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Heaters, WV by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Heaters, West Virginia

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $4,585 $4,585
GEICO $4,098 $4,186
Liberty Mutual $6,230 $6,230
Nationwide $3,104 $3,104
Progressive $4,043 $4,043
State Farm $2,080 $2,189
USAA $2,963 $3,034

The Best Cheap Car Insurance Companies in Heaters, WV

Take a look at a side-by-side comparison of the top car insurance companies in Heaters, WV to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Heaters, West Virginia

Insurance Company Average Annual Rates
Allstate $4,585
GEICO $4,142
Liberty Mutual $6,230
Nationwide $3,104
Progressive $4,043
State Farm $2,135
USAA $2,998

Category Winners: Cheapest Car Insurance in Heaters, West Virginia

Find the cheapest car insurance companies in Heaters, WV for each category right here.

Best Annual Car Insurance Rates by Company in Heaters, West Virginia

Category Insurance Company
Teenagers State Farm
Seniors State Farm
Clean Record State Farm
With 1 Accident State Farm
With 1 DUI State Farm
With 1 Speeding Violation State Farm

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Cheapest Heaters, WV Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Heaters car insurance rates. Find the cheapest Heaters, WV car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Heaters, West Virginia

Insurance Company Low Medium High
Allstate $4,454 $4,578 $4,722
GEICO $3,940 $4,150 $4,336
Liberty Mutual $5,931 $6,216 $6,544
Nationwide $3,060 $3,086 $3,166
Progressive $3,891 $4,003 $4,236
State Farm $2,027 $2,127 $2,249
USAA $2,906 $2,993 $3,096

Compare Car Insurance Quotes in Heaters, WV

Ready to find affordable Heaters, West Virginia car insurance today? Enter your ZIP code for fast, free Heaters, WV car insurance quotes.

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