Compare Heath, OH Car Insurance Rates (2021)

Car insurance in Heath, OH averages $233 a month. Heath, Ohio car insurance requirements are 25/50/25, but you might need full coverage insurance if your car is financed. To find cheap Heath car insurance rates, compare quotes from the top car insurance companies in Heath, OH.

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A former insurance producer, Laura understands that education is key when it comes to buying insurance. She has happily dedicated many hours to helping her clients understand how the insurance marketplace works so they can find the best car, home, and life insurance products for their needs.

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • Average car insurance rates in Heath, OH are $2,797/year
  • The cheapest car insurance company in Heath is USAA
  • The cheapest car insurance company in Heath for teen drivers is USAA

If you need to buy Heath, Ohio car insurance, the options can be confusing. Everything you need to know about car insurance in Heath, OH is right here.

You’ll find Heath car insurance rates, the cheapest Heath, OH car insurance companies, and information on Ohio car insurance laws. You can also compare Heath, Ohio car insurance rates to Toledo car insurance rates, Cleveland car insurance rates, and Hamilton car insurance rates.

Ready to find affordable Heath, OH car insurance today? Enter your ZIP code for fast, free Heath car insurance quotes.

Cheapest Heath, OH Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Heath, OH car insurance rates? Every Heath, Ohio car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Heath, Ohio

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,210 $2,210 $1,981 $2,122 $6,033 $6,912 $2,339 $2,510
American Family $935 $971 $855 $858 $2,922 $3,171 $1,160 $1,222
Farmers $1,727 $1,723 $1,523 $1,603 $7,461 $7,743 $1,933 $2,023
GEICO $1,334 $1,296 $1,251 $1,264 $3,589 $3,339 $1,483 $1,255
Liberty Mutual $2,074 $2,267 $1,595 $1,943 $10,614 $11,997 $2,213 $2,420
Nationwide $2,215 $2,226 $1,999 $2,013 $5,680 $7,325 $2,374 $2,764
Progressive $1,632 $1,545 $1,356 $1,399 $7,145 $8,049 $1,963 $2,027
State Farm $1,631 $1,631 $1,451 $1,451 $4,975 $6,252 $1,892 $2,171
Travelers $1,448 $1,471 $1,435 $1,426 $6,141 $9,648 $1,508 $1,735
USAA $887 $895 $842 $843 $2,721 $3,032 $1,186 $1,281

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Minimum Car Insurance in Heath, OH

Every driver must carry the minimum car insurance in Heath, OH. Take a look at the Ohio car insurance requirements.

Minimum Required Car Insurance Coverage in Heath, Ohio

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $25,000 minimum

Cheapest Heath, OH Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Heath, OH. Compare credit history car insurance rates in Heath from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Heath, Ohio

Insurance Company Poor Fair Good
Allstate $4,230 $3,070 $2,569
American Family $2,009 $1,369 $1,157
Farmers $3,648 $3,075 $2,929
GEICO $2,220 $1,851 $1,483
Liberty Mutual $6,300 $3,851 $3,021
Nationwide $4,013 $3,232 $2,728
Progressive $3,534 $3,044 $2,841
State Farm $3,823 $2,362 $1,861
Travelers $3,471 $3,017 $2,816
USAA $1,898 $1,342 $1,143

Cheapest Heath, OH Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Heath, OH to rates for a clean record with top companies.

Annual Heath, Ohio Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $2,777 $3,348 $3,903 $3,131
American Family $1,448 $1,533 $1,533 $1,533
Farmers $2,656 $3,414 $3,330 $3,468
GEICO $1,256 $1,814 $2,629 $1,707
Liberty Mutual $3,693 $4,728 $4,839 $4,301
Nationwide $2,663 $3,389 $4,300 $2,945
Progressive $2,709 $3,674 $2,881 $3,293
State Farm $2,450 $2,913 $2,682 $2,682
Travelers $2,286 $2,976 $4,485 $2,659
USAA $1,123 $1,504 $1,971 $1,244

Cheapest Heath, OH Car Insurance for Teen Drivers

Teen car insurance in Heath, OH can be expensive. Take a look at rates from the top car insurance companies in Heath for teenagers.

Annual Car Insurance Rates for Teen Drivers in Heath, Ohio

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $6,033 $6,912
American Family $2,922 $3,171
Farmers $7,461 $7,743
GEICO $3,589 $3,339
Liberty Mutual $10,614 $11,997
Nationwide $5,680 $7,325
Progressive $7,145 $8,049
State Farm $4,975 $6,252
Travelers $6,141 $9,648
USAA $2,721 $3,032

Cheapest Heath, OH Car Insurance for Seniors

Take a look at Heath, OH senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Heath, Ohio

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $1,981 $2,122
American Family $855 $858
Farmers $1,523 $1,603
GEICO $1,251 $1,264
Liberty Mutual $1,595 $1,943
Nationwide $1,999 $2,013
Progressive $1,356 $1,399
State Farm $1,451 $1,451
Travelers $1,435 $1,426
USAA $842 $843

Cheapest Heath, OH Car Insurance Rates After a DUI

A DUI in Heath, OH increases car insurance rates. Compare Heath, Ohio DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Heath, Ohio

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $3,903
American Family $1,533
Farmers $3,330
GEICO $2,629
Liberty Mutual $4,839
Nationwide $4,300
Progressive $2,881
State Farm $2,682
Travelers $4,485
USAA $1,971

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Cheapest Heath, OH Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Heath, OH by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Heath, Ohio

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $3,290 $3,290
American Family $1,493 $1,530
Farmers $3,217 $3,217
GEICO $1,819 $1,883
Liberty Mutual $4,390 $4,390
Nationwide $3,324 $3,324
Progressive $3,140 $3,140
State Farm $2,617 $2,747
Travelers $3,101 $3,101
USAA $1,406 $1,516

The Best Cheap Car Insurance Companies in Heath, OH

Take a look at a side-by-side comparison of the top car insurance companies in Heath, OH to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Heath, Ohio

Insurance Company Average Annual Rates
Allstate $3,290
American Family $1,512
Farmers $3,217
GEICO $1,851
Liberty Mutual $4,390
Nationwide $3,324
Progressive $3,140
State Farm $2,682
Travelers $3,101
USAA $1,461

Category Winners: Cheapest Car Insurance in Heath, Ohio

Find the cheapest car insurance companies in Heath, OH for each category right here.

Best Annual Car Insurance Rates by Company in Heath, Ohio

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI American Family
With 1 Speeding Violation USAA

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Cheapest Heath, OH Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Heath car insurance rates. Find the cheapest Heath, OH car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Heath, Ohio

Insurance Company Low Medium High
Allstate $3,197 $3,284 $3,388
American Family $1,490 $1,524 $1,522
Farmers $3,058 $3,171 $3,422
GEICO $1,793 $1,843 $1,917
Liberty Mutual $4,221 $4,411 $4,539
Nationwide $3,678 $3,222 $3,073
Progressive $3,043 $3,118 $3,258
State Farm $2,566 $2,689 $2,791
Travelers $3,031 $3,140 $3,133
USAA $1,400 $1,459 $1,523

What affects car insurance rates in Heath, Ohio?

What factors can have an impact on Heath, OH car insurance? There are several reasons why Heath car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Heath, Ohio.

Car Theft in Heath

High levels of vehicle theft can make car insurance more expensive. Heath, OH car theft statistics from the FBI indicate 19 vehicle thefts a year.

Commute Time in Heath

The more time you spend in your car the higher the risk of an accident. The average commute length in Heath, OH is 20.7 minutes according to City-Data.

Compare Car Insurance Quotes in Heath, OH

Ready to find affordable Heath, Ohio car insurance today? Enter your ZIP code for fast, free Heath, OH car insurance quotes.

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