Compare Heath, TX Car Insurance Rates (2021)

Car insurance in Heath, TX averages $337 a month. Heath, Texas car insurance requirements are 30/60/25, but you might need full coverage insurance if your car is financed. To find cheap Heath car insurance rates, compare quotes from the top car insurance companies in Heath, TX.

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Zaneta Wood, Ed.S. has over 15 years of experience in research and technical writing bringing a keen understanding of data analysis and information synthesis to reach a wide variety of audiences. She studied adult education and instructional technology at Appalachian State University as well as technical and professional communication at East Carolina University. Zaneta has prepared technical p...

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • Average car insurance rates in Heath, TX are $4,047/year
  • The cheapest car insurance company in Heath is USAA
  • The cheapest car insurance company in Heath for teen drivers is USAA

If you need to buy Heath, Texas car insurance, the options can be confusing. Everything you need to know about car insurance in Heath, TX is right here.

You’ll find Heath car insurance rates, the cheapest Heath, TX car insurance companies, and information on Texas car insurance laws. You can also compare Heath, Texas car insurance rates to Laredo car insurance rates, Fort Worth car insurance rates, and Corpus Christi car insurance rates.

Ready to find affordable Heath, TX car insurance today? Enter your ZIP code for fast, free Heath car insurance quotes.

Cheapest Heath, TX Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Heath, TX car insurance rates? Every Heath, Texas car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Heath, Texas

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $3,761 $3,789 $3,713 $3,713 $9,858 $11,880 $4,633 $4,817
American Family $2,568 $2,850 $2,389 $2,727 $6,707 $8,826 $3,665 $4,186
GEICO $2,764 $2,991 $2,664 $3,038 $6,187 $6,402 $3,001 $2,991
Nationwide $2,478 $2,515 $2,188 $2,314 $7,164 $9,184 $2,925 $3,163
Progressive $2,451 $2,330 $2,196 $2,229 $10,675 $11,940 $2,922 $2,975
State Farm $2,174 $2,174 $1,941 $1,941 $5,331 $6,815 $2,372 $2,441
USAA $1,720 $1,723 $1,647 $1,626 $4,896 $5,310 $2,287 $2,436

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Minimum Car Insurance in Heath, TX

Every driver must carry the minimum car insurance in Heath, TX. Take a look at the Texas car insurance requirements.

Minimum Required Car Insurance Coverage in Heath, Texas

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $30,000 per person
$60,000 per accident
Property Damage Liability Coverage $25,000 minimum

Cheapest Heath, TX Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Heath, TX. Compare credit history car insurance rates in Heath from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Heath, Texas

Insurance Company Poor Fair Good
Allstate $7,344 $5,370 $4,597
American Family $5,857 $3,659 $3,204
GEICO $5,813 $3,277 $2,175
Nationwide $4,784 $3,849 $3,341
Progressive $5,281 $4,595 $4,269
State Farm $4,459 $2,775 $2,211
USAA $3,970 $2,298 $1,849

Cheapest Heath, TX Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Heath, TX to rates for a clean record with top companies.

Annual Heath, Texas Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $4,478 $6,924 $7,202 $4,478
American Family $3,867 $4,916 $4,310 $3,867
GEICO $3,181 $4,230 $3,508 $4,101
Nationwide $3,461 $3,461 $5,133 $3,910
Progressive $4,107 $5,342 $4,791 $4,620
State Farm $2,784 $3,211 $3,814 $2,784
USAA $2,011 $2,982 $3,522 $2,309

Cheapest Heath, TX Car Insurance for Teen Drivers

Teen car insurance in Heath, TX can be expensive. Take a look at rates from the top car insurance companies in Heath for teenagers.

Annual Car Insurance Rates for Teen Drivers in Heath, Texas

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $9,858 $11,880
American Family $6,707 $8,826
GEICO $6,187 $6,402
Nationwide $7,164 $9,184
Progressive $10,675 $11,940
State Farm $5,331 $6,815
USAA $4,896 $5,310

Cheapest Heath, TX Car Insurance for Seniors

Take a look at Heath, TX senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Heath, Texas

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $3,713 $3,713
American Family $2,389 $2,727
GEICO $2,664 $3,038
Nationwide $2,188 $2,314
Progressive $2,196 $2,229
State Farm $1,941 $1,941
USAA $1,647 $1,626

Cheapest Heath, TX Car Insurance Rates After a DUI

A DUI in Heath, TX increases car insurance rates. Compare Heath, Texas DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Heath, Texas

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $7,202
American Family $4,310
GEICO $3,508
Nationwide $5,133
Progressive $4,791
State Farm $3,814
USAA $3,522

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Cheapest Heath, TX Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Heath, TX by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Heath, Texas

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $5,628 $5,913
American Family $4,240 $4,240
GEICO $3,686 $3,823
Nationwide $3,991 $3,991
Progressive $4,715 $4,715
State Farm $3,149 $3,149
USAA $2,672 $2,740

The Best Cheap Car Insurance Companies in Heath, TX

Take a look at a side-by-side comparison of the top car insurance companies in Heath, TX to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Heath, Texas

Insurance Company Average Annual Rates
Allstate $5,771
American Family $4,240
GEICO $3,755
Nationwide $3,991
Progressive $4,715
State Farm $3,149
USAA $2,706

Category Winners: Cheapest Car Insurance in Heath, Texas

Find the cheapest car insurance companies in Heath, TX for each category right here.

Best Annual Car Insurance Rates by Company in Heath, Texas

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI GEICO
With 1 Speeding Violation USAA

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Cheapest Heath, TX Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Heath car insurance rates. Find the cheapest Heath, TX car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Heath, Texas

Insurance Company Low Medium High
Allstate $5,617 $5,713 $5,981
American Family $3,976 $4,103 $4,640
GEICO $3,557 $3,713 $3,994
Nationwide $4,301 $3,823 $3,850
Progressive $4,507 $4,698 $4,940
State Farm $2,977 $3,139 $3,330
USAA $2,610 $2,695 $2,813

What affects car insurance rates in Heath, Texas?

What factors can have an impact on Heath, TX car insurance? There are several reasons why Heath car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Heath, Texas.

Car Theft in Heath

High levels of vehicle theft can make car insurance more expensive. Heath, TX car theft statistics from the FBI indicate 3 vehicle thefts a year.

Commute Time in Heath

The more time you spend in your car the higher the risk of an accident. The average commute length in Heath, TX is 34.0 minutes according to City-Data.

Compare Car Insurance Quotes in Heath, TX

Ready to find affordable Heath, Texas car insurance today? Enter your ZIP code for fast, free Heath, TX car insurance quotes.

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