Compare Heathcote, NJ Car Insurance Rates (2021)

Car insurance in Heathcote, NJ averages $425 a month. Heathcote, New Jersey car insurance requirements are 15/30/5, but you might need full coverage insurance if your car is financed. To find cheap Heathcote car insurance rates, compare quotes from the top car insurance companies in Heathcote, NJ.

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Zaneta Wood, Ed.S. has over 15 years of experience in research and technical writing bringing a keen understanding of data analysis and information synthesis to reach a wide variety of audiences. She studied adult education and instructional technology at Appalachian State University as well as technical and professional communication at East Carolina University. Zaneta has prepared technical p...

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • The cheapest car insurance company in Heathcote is GEICO
  • The cheapest car insurance company in Heathcote for teen drivers is GEICO
  • Average car insurance rates in Heathcote, NJ are $5,095/year

If you need to buy Heathcote, New Jersey car insurance, the options can be confusing. Everything you need to know about car insurance in Heathcote, NJ is right here.

You’ll find Heathcote car insurance rates, the cheapest Heathcote, NJ car insurance companies, and information on New Jersey car insurance laws. You can also compare Heathcote, New Jersey car insurance rates to Newark car insurance rates, Union City car insurance rates, and Bayonne car insurance rates.

Ready to find affordable Heathcote, NJ car insurance today? Enter your ZIP code for fast, free Heathcote car insurance quotes.

Cheapest Heathcote, NJ Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Heathcote, NJ car insurance rates? Every Heathcote, New Jersey car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Heathcote, New Jersey

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $3,134 $3,119 $3,021 $3,021 $9,952 $12,409 $3,664 $3,830
Farmers $4,395 $4,431 $4,277 $4,188 $12,836 $14,755 $5,222 $5,327
GEICO $2,165 $2,126 $2,114 $2,114 $3,933 $3,947 $2,485 $2,433
Liberty Mutual $4,295 $4,295 $4,717 $4,717 $11,194 $12,713 $4,717 $5,424
Progressive $1,787 $1,661 $1,619 $1,655 $8,076 $8,959 $2,113 $2,047
State Farm $3,905 $3,905 $3,532 $3,532 $12,712 $16,323 $4,447 $4,967
Travelers $3,124 $3,038 $2,889 $2,922 $7,087 $8,007 $3,045 $3,025

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Minimum Car Insurance in Heathcote, NJ

Every driver must carry the minimum car insurance in Heathcote, NJ. Take a look at the New Jersey car insurance requirements.

Minimum Required Car Insurance Coverage in Heathcote, New Jersey

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $15,000 per person
$30,000 per accident
Property Damage Liability Coverage $5,000 minimum

Cheapest Heathcote, NJ Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Heathcote, NJ. Compare credit history car insurance rates in Heathcote from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Heathcote, New Jersey

Insurance Company Poor Fair Good
Allstate $7,283 $4,761 $3,762
Farmers $8,235 $6,457 $6,093
GEICO $4,009 $2,309 $1,676
Liberty Mutual $8,245 $6,116 $5,165
Progressive $3,889 $3,414 $3,166
State Farm $9,635 $5,820 $4,542
Travelers $5,554 $4,077 $2,796

Cheapest Heathcote, NJ Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Heathcote, NJ to rates for a clean record with top companies.

Annual Heathcote, New Jersey Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $3,961 $6,553 $5,751 $4,810
Farmers $5,368 $9,104 $7,420 $5,822
GEICO $2,074 $2,724 $3,785 $2,074
Liberty Mutual $6,252 $7,150 $6,382 $6,252
Progressive $3,022 $4,008 $3,428 $3,501
State Farm $3,631 $6,593 $10,593 $5,844
Travelers $3,186 $4,729 $4,569 $4,084

Cheapest Heathcote, NJ Car Insurance for Teen Drivers

Teen car insurance in Heathcote, NJ can be expensive. Take a look at rates from the top car insurance companies in Heathcote for teenagers.

Annual Car Insurance Rates for Teen Drivers in Heathcote, New Jersey

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $9,952 $12,409
Farmers $12,836 $14,755
GEICO $3,933 $3,947
Liberty Mutual $11,194 $12,713
Progressive $8,076 $8,959
State Farm $12,712 $16,323
Travelers $7,087 $8,007

Cheapest Heathcote, NJ Car Insurance for Seniors

Take a look at Heathcote, NJ senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Heathcote, New Jersey

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $3,021 $3,021
Farmers $4,277 $4,188
GEICO $2,114 $2,114
Liberty Mutual $4,717 $4,717
Progressive $1,619 $1,655
State Farm $3,532 $3,532
Travelers $2,889 $2,922

Cheapest Heathcote, NJ Car Insurance Rates After a DUI

A DUI in Heathcote, NJ increases car insurance rates. Compare Heathcote, New Jersey DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Heathcote, New Jersey

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $5,751
Farmers $7,420
GEICO $3,785
Liberty Mutual $6,382
Progressive $3,428
State Farm $10,593
Travelers $4,569

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Cheapest Heathcote, NJ Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Heathcote, NJ by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Heathcote, New Jersey

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $5,259 $5,278
Farmers $6,929 $6,929
GEICO $2,643 $2,687
Liberty Mutual $6,446 $6,572
Progressive $3,490 $3,490
State Farm $6,496 $6,834
Travelers $4,142 $4,142

The Best Cheap Car Insurance Companies in Heathcote, NJ

Take a look at a side-by-side comparison of the top car insurance companies in Heathcote, NJ to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Heathcote, New Jersey

Insurance Company Average Annual Rates
Allstate $5,269
Farmers $6,929
GEICO $2,665
Liberty Mutual $6,509
Progressive $3,490
State Farm $6,665
Travelers $4,142

Category Winners: Cheapest Car Insurance in Heathcote, New Jersey

Find the cheapest car insurance companies in Heathcote, NJ for each category right here.

Best Annual Car Insurance Rates by Company in Heathcote, New Jersey

Category Insurance Company
Teenagers GEICO
Seniors Progressive
Clean Record GEICO
With 1 Accident GEICO
With 1 DUI Progressive
With 1 Speeding Violation GEICO

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Cheapest Heathcote, NJ Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Heathcote car insurance rates. Find the cheapest Heathcote, NJ car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Heathcote, New Jersey

Insurance Company Low Medium High
Allstate $4,905 $5,339 $5,562
Farmers $6,232 $6,900 $7,654
GEICO $2,369 $2,720 $2,906
Liberty Mutual $5,829 $6,705 $6,993
Progressive $3,169 $3,548 $3,752
State Farm $6,216 $6,749 $7,031
Travelers $3,796 $4,144 $4,487

What affects car insurance rates in Heathcote, New Jersey?

What factors can have an impact on Heathcote, NJ car insurance? There are several reasons why Heathcote car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Heathcote, New Jersey.

Commute Time in Heathcote

The more time you spend in your car the higher the risk of an accident. The average commute length in Heathcote, NJ is 38.2 minutes according to City-Data.

Compare Car Insurance Quotes in Heathcote, NJ

Ready to find affordable Heathcote, New Jersey car insurance today? Enter your ZIP code for fast, free Heathcote, NJ car insurance quotes.

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Enter your ZIP code below to view companies that have cheap car insurance rates.

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