Compare Hector, AR Car Insurance Rates (2021)

Car insurance in Hector, AR averages $321 a month. Hector, Arkansas car insurance requirements are 25/50/25, but you might need full coverage insurance if your car is financed. To find cheap Hector car insurance rates, compare quotes from the top car insurance companies in Hector, AR.

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Zaneta Wood, Ed.S. has over 15 years of experience in research and technical writing bringing a keen understanding of data analysis and information synthesis to reach a wide variety of audiences. She studied adult education and instructional technology at Appalachian State University as well as technical and professional communication at East Carolina University. Zaneta has prepared technical p...

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Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • Average car insurance rates in Hector, AR after a DUI are $4,632/year
  • The cheapest car insurance company in Hector is USAA
  • Average car insurance rates in Hector, AR are $3,856/year

If you need to buy Hector, Arkansas car insurance, the options can be confusing. Everything you need to know about car insurance in Hector, AR is right here.

You’ll find Hector car insurance rates, the cheapest Hector, AR car insurance companies, and information on Arkansas car insurance laws. You can also compare Hector, Arkansas car insurance rates to Jonesboro car insurance rates, Fayetteville car insurance rates, and North Little Rock car insurance rates.

Ready to find affordable Hector, AR car insurance today? Enter your ZIP code for fast, free Hector car insurance quotes.

Cheapest Hector, AR Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Hector, AR car insurance rates? Every Hector, Arkansas car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Hector, Arkansas

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,874 $2,900 $2,554 $2,733 $10,299 $12,333 $3,186 $3,471
Farmers $2,268 $2,256 $2,029 $2,132 $9,440 $9,776 $2,600 $2,742
GEICO $2,331 $2,305 $2,150 $2,090 $6,083 $6,098 $2,293 $2,325
Liberty Mutual $2,293 $2,454 $2,188 $2,435 $7,960 $8,744 $2,473 $2,586
Nationwide $2,448 $2,496 $2,200 $2,325 $5,888 $7,499 $2,797 $3,014
Progressive $2,592 $2,461 $2,127 $2,225 $10,842 $12,212 $3,102 $3,354
State Farm $1,622 $1,622 $1,443 $1,443 $4,553 $5,734 $1,824 $2,088
Travelers $2,024 $2,063 $1,994 $2,000 $11,669 $18,720 $2,163 $2,505
USAA $1,248 $1,259 $1,160 $1,165 $3,916 $4,097 $1,602 $1,724

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Minimum Car Insurance in Hector, AR

Every driver must carry the minimum car insurance in Hector, AR. Take a look at the Arkansas car insurance requirements.

Minimum Required Car Insurance Coverage in Hector, Arkansas

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $25,000 minimum

Cheapest Hector, AR Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Hector, AR. Compare credit history car insurance rates in Hector from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Hector, Arkansas

Insurance Company Poor Fair Good
Allstate $6,342 $4,850 $3,938
Farmers $4,729 $3,962 $3,775
GEICO $3,845 $3,161 $2,622
Liberty Mutual $5,625 $3,392 $2,658
Nationwide $4,238 $3,407 $3,105
Progressive $5,525 $4,701 $4,367
State Farm $3,679 $2,217 $1,727
Travelers $6,188 $5,163 $4,825
USAA $2,674 $1,829 $1,561

Cheapest Hector, AR Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Hector, AR to rates for a clean record with top companies.

Annual Hector, Arkansas Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $4,169 $5,233 $5,803 $4,970
Farmers $3,512 $4,498 $4,396 $4,215
GEICO $2,177 $3,340 $4,978 $2,343
Liberty Mutual $2,655 $4,306 $5,036 $3,571
Nationwide $2,794 $3,602 $4,865 $3,073
Progressive $4,195 $5,820 $4,406 $5,036
State Farm $2,340 $2,742 $2,541 $2,541
Travelers $4,521 $4,671 $6,829 $5,548
USAA $1,555 $1,970 $2,837 $1,724

Cheapest Hector, AR Car Insurance for Teen Drivers

Teen car insurance in Hector, AR can be expensive. Take a look at rates from the top car insurance companies in Hector for teenagers.

Annual Car Insurance Rates for Teen Drivers in Hector, Arkansas

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $10,299 $12,333
Farmers $9,440 $9,776
GEICO $6,083 $6,098
Liberty Mutual $7,960 $8,744
Nationwide $5,888 $7,499
Progressive $10,842 $12,212
State Farm $4,553 $5,734
Travelers $11,669 $18,720
USAA $3,916 $4,097

Cheapest Hector, AR Car Insurance for Seniors

Take a look at Hector, AR senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Hector, Arkansas

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,554 $2,733
Farmers $2,029 $2,132
GEICO $2,150 $2,090
Liberty Mutual $2,188 $2,435
Nationwide $2,200 $2,325
Progressive $2,127 $2,225
State Farm $1,443 $1,443
Travelers $1,994 $2,000
USAA $1,160 $1,165

Cheapest Hector, AR Car Insurance Rates After a DUI

A DUI in Hector, AR increases car insurance rates. Compare Hector, Arkansas DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Hector, Arkansas

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $5,803
Farmers $4,396
GEICO $4,978
Liberty Mutual $5,036
Nationwide $4,865
Progressive $4,406
State Farm $2,541
Travelers $6,829
USAA $2,837

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Cheapest Hector, AR Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Hector, AR by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Hector, Arkansas

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $5,044 $5,044
Farmers $4,155 $4,155
GEICO $3,187 $3,232
Liberty Mutual $3,892 $3,892
Nationwide $3,583 $3,583
Progressive $4,864 $4,864
State Farm $2,481 $2,601
Travelers $5,392 $5,392
USAA $1,964 $2,079

The Best Cheap Car Insurance Companies in Hector, AR

Take a look at a side-by-side comparison of the top car insurance companies in Hector, AR to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Hector, Arkansas

Insurance Company Average Annual Rates
Allstate $5,044
Farmers $4,155
GEICO $3,209
Liberty Mutual $3,892
Nationwide $3,583
Progressive $4,864
State Farm $2,541
Travelers $5,392
USAA $2,022

Category Winners: Cheapest Car Insurance in Hector, Arkansas

Find the cheapest car insurance companies in Hector, AR for each category right here.

Best Annual Car Insurance Rates by Company in Hector, Arkansas

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI State Farm
With 1 Speeding Violation USAA

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Cheapest Hector, AR Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Hector car insurance rates. Find the cheapest Hector, AR car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Hector, Arkansas

Insurance Company Low Medium High
Allstate $4,913 $5,041 $5,177
Farmers $3,962 $4,115 $4,389
GEICO $3,089 $3,209 $3,331
Liberty Mutual $3,768 $3,869 $4,038
Nationwide $3,614 $3,513 $3,623
Progressive $4,513 $4,794 $5,286
State Farm $2,424 $2,538 $2,661
Travelers $5,150 $5,407 $5,619
USAA $1,938 $2,014 $2,113

What affects car insurance rates in Hector, Arkansas?

What factors can have an impact on Hector, AR car insurance? There are several reasons why Hector car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Hector, Arkansas.

Commute Time in Hector

The more time you spend in your car the higher the risk of an accident. The average commute length in Hector, AR is 33.0 minutes according to City-Data.

Compare Car Insurance Quotes in Hector, AR

Ready to find affordable Hector, Arkansas car insurance today? Enter your ZIP code for fast, free Hector, AR car insurance quotes.

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Average Monthly Car Insurance Rates by State