Compare Hedgesville, WV Car Insurance Rates (2021)

Car insurance in Hedgesville, WV averages $303 a month. Hedgesville, West Virginia car insurance requirements are 25/50/25, but you might need full coverage insurance if your car is financed. To find cheap Hedgesville car insurance rates, compare quotes from the top car insurance companies in Hedgesville, WV.

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Zaneta Wood, Ed.S. has over 15 years of experience in research and technical writing bringing a keen understanding of data analysis and information synthesis to reach a wide variety of audiences. She studied adult education and instructional technology at Appalachian State University as well as technical and professional communication at East Carolina University. Zaneta has prepared technical p...

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • Average car insurance rates in Hedgesville, WV after a DUI are $4,450/year
  • The cheapest car insurance company in Hedgesville for teen drivers is State Farm
  • The cheapest car insurance company in Hedgesville is State Farm

If you need to buy Hedgesville, West Virginia car insurance, the options can be confusing. Everything you need to know about car insurance in Hedgesville, WV is right here.

You’ll find Hedgesville car insurance rates, the cheapest Hedgesville, WV car insurance companies, and information on West Virginia car insurance laws. You can also compare Hedgesville, West Virginia car insurance rates to Clarksburg car insurance rates, Vienna car insurance rates, and Fairmont car insurance rates.

Ready to find affordable Hedgesville, WV car insurance today? Enter your ZIP code for fast, free Hedgesville car insurance quotes.

Cheapest Hedgesville, WV Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Hedgesville, WV car insurance rates? Every Hedgesville, West Virginia car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Hedgesville, West Virginia

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,577 $2,399 $2,300 $2,307 $9,106 $9,508 $2,860 $2,870
GEICO $2,274 $2,242 $2,164 $2,098 $5,574 $6,721 $2,185 $2,277
Liberty Mutual $3,607 $3,915 $2,899 $3,527 $13,705 $15,460 $3,725 $4,100
Nationwide $1,789 $1,816 $1,635 $1,711 $4,520 $5,700 $2,008 $2,145
Progressive $2,139 $2,058 $1,974 $1,974 $9,261 $10,401 $2,566 $2,645
State Farm $1,528 $1,528 $1,363 $1,363 $3,288 $4,243 $1,802 $1,433
USAA $1,680 $1,657 $1,558 $1,572 $5,538 $6,139 $2,171 $2,333

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Minimum Car Insurance in Hedgesville, WV

Every driver must carry the minimum car insurance in Hedgesville, WV. Take a look at the West Virginia car insurance requirements.

Minimum Required Car Insurance Coverage in Hedgesville, West Virginia

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $25,000 minimum

Cheapest Hedgesville, WV Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Hedgesville, WV. Compare credit history car insurance rates in Hedgesville from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Hedgesville, West Virginia

Insurance Company Poor Fair Good
Allstate $5,135 $4,088 $3,500
GEICO $3,849 $3,130 $2,597
Liberty Mutual $9,107 $5,597 $4,398
Nationwide $3,034 $2,565 $2,398
Progressive $4,617 $4,024 $3,740
State Farm $2,969 $1,812 $1,425
USAA $4,183 $2,396 $1,914

Cheapest Hedgesville, WV Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Hedgesville, WV to rates for a clean record with top companies.

Annual Hedgesville, West Virginia Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $3,594 $4,247 $5,052 $4,071
GEICO $1,977 $3,177 $5,493 $2,121
Liberty Mutual $5,217 $6,587 $7,295 $6,370
Nationwide $2,145 $2,838 $3,298 $2,382
Progressive $3,508 $4,693 $4,193 $4,115
State Farm $1,910 $2,227 $2,068 $2,068
USAA $2,227 $2,630 $3,754 $2,714

Cheapest Hedgesville, WV Car Insurance for Teen Drivers

Teen car insurance in Hedgesville, WV can be expensive. Take a look at rates from the top car insurance companies in Hedgesville for teenagers.

Annual Car Insurance Rates for Teen Drivers in Hedgesville, West Virginia

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $9,106 $9,508
GEICO $5,574 $6,721
Liberty Mutual $13,705 $15,460
Nationwide $4,520 $5,700
Progressive $9,261 $10,401
State Farm $3,288 $4,243
USAA $5,538 $6,139

Cheapest Hedgesville, WV Car Insurance for Seniors

Take a look at Hedgesville, WV senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Hedgesville, West Virginia

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,300 $2,307
GEICO $2,164 $2,098
Liberty Mutual $2,899 $3,527
Nationwide $1,635 $1,711
Progressive $1,974 $1,974
State Farm $1,363 $1,363
USAA $1,558 $1,572

Cheapest Hedgesville, WV Car Insurance Rates After a DUI

A DUI in Hedgesville, WV increases car insurance rates. Compare Hedgesville, West Virginia DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Hedgesville, West Virginia

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $5,052
GEICO $5,493
Liberty Mutual $7,295
Nationwide $3,298
Progressive $4,193
State Farm $2,068
USAA $3,754

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Cheapest Hedgesville, WV Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Hedgesville, WV by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Hedgesville, West Virginia

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $4,241 $4,241
GEICO $3,157 $3,226
Liberty Mutual $6,367 $6,367
Nationwide $2,666 $2,666
Progressive $4,127 $4,127
State Farm $2,016 $2,121
USAA $2,798 $2,864

The Best Cheap Car Insurance Companies in Hedgesville, WV

Take a look at a side-by-side comparison of the top car insurance companies in Hedgesville, WV to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Hedgesville, West Virginia

Insurance Company Average Annual Rates
Allstate $4,241
GEICO $3,192
Liberty Mutual $6,367
Nationwide $2,666
Progressive $4,127
State Farm $2,068
USAA $2,831

Category Winners: Cheapest Car Insurance in Hedgesville, West Virginia

Find the cheapest car insurance companies in Hedgesville, WV for each category right here.

Best Annual Car Insurance Rates by Company in Hedgesville, West Virginia

Category Insurance Company
Teenagers State Farm
Seniors State Farm
Clean Record State Farm
With 1 Accident State Farm
With 1 DUI State Farm
With 1 Speeding Violation State Farm

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Cheapest Hedgesville, WV Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Hedgesville car insurance rates. Find the cheapest Hedgesville, WV car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Hedgesville, West Virginia

Insurance Company Low Medium High
Allstate $4,114 $4,235 $4,374
GEICO $3,005 $3,199 $3,372
Liberty Mutual $6,053 $6,352 $6,696
Nationwide $2,616 $2,651 $2,730
Progressive $3,971 $4,087 $4,324
State Farm $1,959 $2,061 $2,185
USAA $2,738 $2,826 $2,929

What affects car insurance rates in Hedgesville, West Virginia?

What factors can have an impact on Hedgesville, WV car insurance? There are several reasons why Hedgesville car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Hedgesville, West Virginia.

Commute Time in Hedgesville

The more time you spend in your car the higher the risk of an accident. The average commute length in Hedgesville, WV is 35.3 minutes according to City-Data.

Compare Car Insurance Quotes in Hedgesville, WV

Ready to find affordable Hedgesville, West Virginia car insurance today? Enter your ZIP code for fast, free Hedgesville, WV car insurance quotes.

Free Car Insurance Comparison

Enter your ZIP code below to view companies that have cheap car insurance rates.

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