Compare Hedley, TX Car Insurance Rates (2021)

Car insurance in Hedley, TX averages $333 a month. Hedley, Texas car insurance requirements are 30/60/25, but you might need full coverage insurance if your car is financed. To find cheap Hedley car insurance rates, compare quotes from the top car insurance companies in Hedley, TX.

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Zaneta Wood, Ed.S. has over 15 years of experience in research and technical writing bringing a keen understanding of data analysis and information synthesis to reach a wide variety of audiences. She studied adult education and instructional technology at Appalachian State University as well as technical and professional communication at East Carolina University. Zaneta has prepared technical p...

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • Average car insurance rates in Hedley, TX after a DUI are $4,501/year
  • The cheapest car insurance company in Hedley is USAA
  • The cheapest car insurance company in Hedley for teen drivers is USAA

If you need to buy Hedley, Texas car insurance, the options can be confusing. Everything you need to know about car insurance in Hedley, TX is right here.

You’ll find Hedley car insurance rates, the cheapest Hedley, TX car insurance companies, and information on Texas car insurance laws. You can also compare Hedley, Texas car insurance rates to Arlington car insurance rates, Laredo car insurance rates, and San Antonio car insurance rates.

Ready to find affordable Hedley, TX car insurance today? Enter your ZIP code for fast, free Hedley car insurance quotes.

Cheapest Hedley, TX Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Hedley, TX car insurance rates? Every Hedley, Texas car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Hedley, Texas

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $3,514 $3,571 $3,472 $3,472 $8,992 $10,944 $4,375 $4,605
American Family $3,782 $4,130 $3,201 $3,607 $7,991 $10,642 $5,067 $5,758
GEICO $2,406 $2,529 $2,193 $2,379 $4,937 $5,209 $2,605 $2,669
Nationwide $2,471 $2,522 $2,179 $2,317 $6,871 $8,867 $2,888 $3,134
Progressive $2,768 $2,617 $2,435 $2,502 $11,034 $12,217 $3,245 $3,256
State Farm $1,879 $1,879 $1,656 $1,656 $4,238 $5,355 $2,025 $2,094
USAA $1,594 $1,639 $1,497 $1,531 $4,047 $4,518 $2,138 $2,373

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Minimum Car Insurance in Hedley, TX

Every driver must carry the minimum car insurance in Hedley, TX. Take a look at the Texas car insurance requirements.

Minimum Required Car Insurance Coverage in Hedley, Texas

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $30,000 per person
$60,000 per accident
Property Damage Liability Coverage $25,000 minimum

Cheapest Hedley, TX Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Hedley, TX. Compare credit history car insurance rates in Hedley from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Hedley, Texas

Insurance Company Poor Fair Good
Allstate $6,832 $5,001 $4,272
American Family $7,884 $4,654 $4,030
GEICO $4,803 $2,724 $1,820
Nationwide $4,700 $3,754 $3,264
Progressive $5,681 $4,861 $4,486
State Farm $3,685 $2,288 $1,820
USAA $3,624 $2,022 $1,606

Cheapest Hedley, TX Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Hedley, TX to rates for a clean record with top companies.

Annual Hedley, Texas Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $4,253 $6,352 $6,615 $4,253
American Family $5,082 $6,345 $5,581 $5,082
GEICO $2,646 $3,395 $2,988 $3,435
Nationwide $3,381 $3,381 $5,037 $3,826
Progressive $4,369 $5,618 $5,116 $4,934
State Farm $2,336 $2,643 $3,076 $2,336
USAA $1,833 $2,638 $3,094 $2,103

Cheapest Hedley, TX Car Insurance for Teen Drivers

Teen car insurance in Hedley, TX can be expensive. Take a look at rates from the top car insurance companies in Hedley for teenagers.

Annual Car Insurance Rates for Teen Drivers in Hedley, Texas

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $8,992 $10,944
American Family $7,991 $10,642
GEICO $4,937 $5,209
Nationwide $6,871 $8,867
Progressive $11,034 $12,217
State Farm $4,238 $5,355
USAA $4,047 $4,518

Cheapest Hedley, TX Car Insurance for Seniors

Take a look at Hedley, TX senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Hedley, Texas

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $3,472 $3,472
American Family $3,201 $3,607
GEICO $2,193 $2,379
Nationwide $2,179 $2,317
Progressive $2,435 $2,502
State Farm $1,656 $1,656
USAA $1,497 $1,531

Cheapest Hedley, TX Car Insurance Rates After a DUI

A DUI in Hedley, TX increases car insurance rates. Compare Hedley, Texas DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Hedley, Texas

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $6,615
American Family $5,581
GEICO $2,988
Nationwide $5,037
Progressive $5,116
State Farm $3,076
USAA $3,094

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Cheapest Hedley, TX Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Hedley, TX by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Hedley, Texas

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $5,248 $5,488
American Family $5,523 $5,523
GEICO $3,047 $3,185
Nationwide $3,906 $3,906
Progressive $5,009 $5,009
State Farm $2,598 $2,598
USAA $2,385 $2,449

The Best Cheap Car Insurance Companies in Hedley, TX

Take a look at a side-by-side comparison of the top car insurance companies in Hedley, TX to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Hedley, Texas

Insurance Company Average Annual Rates
Allstate $5,368
American Family $5,523
GEICO $3,116
Nationwide $3,906
Progressive $5,009
State Farm $2,598
USAA $2,417

Category Winners: Cheapest Car Insurance in Hedley, Texas

Find the cheapest car insurance companies in Hedley, TX for each category right here.

Best Annual Car Insurance Rates by Company in Hedley, Texas

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI GEICO
With 1 Speeding Violation USAA

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Cheapest Hedley, TX Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Hedley car insurance rates. Find the cheapest Hedley, TX car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Hedley, Texas

Insurance Company Low Medium High
Allstate $5,284 $5,337 $5,484
American Family $5,284 $5,401 $5,882
GEICO $3,022 $3,096 $3,230
Nationwide $4,229 $3,737 $3,753
Progressive $4,721 $4,974 $5,333
State Farm $2,482 $2,590 $2,721
USAA $2,364 $2,412 $2,475

What affects car insurance rates in Hedley, Texas?

What factors can have an impact on Hedley, TX car insurance? There are several reasons why Hedley car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Hedley, Texas.

Commute Time in Hedley

The more time you spend in your car the higher the risk of an accident. The average commute length in Hedley, TX is 20.9 minutes according to City-Data.

Compare Car Insurance Quotes in Hedley, TX

Ready to find affordable Hedley, Texas car insurance today? Enter your ZIP code for fast, free Hedley, TX car insurance quotes.

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