Compare Heflin, AL Car Insurance Rates (2021)

Car insurance in Heflin, AL averages $297 a month. Heflin, Alabama car insurance requirements are 25/50/25, but you might need full coverage insurance if your car is financed. To find cheap Heflin car insurance rates, compare quotes from the top car insurance companies in Heflin, AL.

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Zaneta Wood, Ed.S. has over 15 years of experience in research and technical writing bringing a keen understanding of data analysis and information synthesis to reach a wide variety of audiences. She studied adult education and instructional technology at Appalachian State University as well as technical and professional communication at East Carolina University. Zaneta has prepared technical p...

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • The cheapest car insurance company in Heflin is USAA
  • The cheapest car insurance company in Heflin for teen drivers is USAA
  • Average car insurance rates in Heflin, AL after a DUI are $4,080/year

If you need to buy Heflin, Alabama car insurance, the options can be confusing. Everything you need to know about car insurance in Heflin, AL is right here.

You’ll find Heflin car insurance rates, the cheapest Heflin, AL car insurance companies, and information on Alabama car insurance laws. You can also compare Heflin, Alabama car insurance rates to Madison car insurance rates, Birmingham car insurance rates, and Tuscaloosa car insurance rates.

Ready to find affordable Heflin, AL car insurance today? Enter your ZIP code for fast, free Heflin car insurance quotes.

Cheapest Heflin, AL Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Heflin, AL car insurance rates? Every Heflin, Alabama car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Heflin, Alabama

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $1,887 $1,801 $1,710 $1,742 $6,478 $6,952 $2,109 $2,153
Farmers $2,248 $2,232 $2,009 $2,134 $8,684 $8,935 $2,555 $2,658
GEICO $2,128 $2,108 $1,997 $2,040 $5,489 $5,415 $2,246 $2,105
Liberty Mutual $3,058 $3,307 $2,509 $2,808 $10,937 $12,167 $3,264 $3,485
Nationwide $1,720 $1,745 $1,564 $1,624 $4,446 $5,755 $1,906 $2,136
Progressive $2,231 $2,094 $1,828 $1,950 $9,203 $10,284 $2,614 $2,794
State Farm $2,744 $2,744 $2,476 $2,476 $8,233 $10,311 $3,099 $3,576
Travelers $1,515 $1,540 $1,417 $1,414 $8,075 $12,728 $1,435 $1,653
USAA $1,277 $1,300 $1,192 $1,171 $3,758 $4,170 $1,661 $1,797

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Minimum Car Insurance in Heflin, AL

Every driver must carry the minimum car insurance in Heflin, AL. Take a look at the Alabama car insurance requirements.

Minimum Required Car Insurance Coverage in Heflin, Alabama

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $25,000 minimum

Cheapest Heflin, AL Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Heflin, AL. Compare credit history car insurance rates in Heflin from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Heflin, Alabama

Insurance Company Poor Fair Good
Allstate $3,839 $3,011 $2,462
Farmers $4,409 $3,792 $3,594
GEICO $3,742 $2,668 $2,413
Liberty Mutual $7,444 $4,554 $3,577
Nationwide $3,155 $2,458 $2,223
Progressive $4,654 $3,992 $3,729
State Farm $7,228 $3,659 $2,486
Travelers $4,060 $3,520 $3,587
USAA $2,745 $1,784 $1,593

Cheapest Heflin, AL Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Heflin, AL to rates for a clean record with top companies.

Annual Heflin, Alabama Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $2,646 $3,113 $3,674 $2,982
Farmers $3,307 $4,279 $4,175 $3,966
GEICO $1,999 $3,186 $3,902 $2,678
Liberty Mutual $4,074 $5,662 $5,548 $5,483
Nationwide $2,283 $2,283 $3,331 $2,551
Progressive $3,726 $4,685 $3,999 $4,088
State Farm $4,028 $4,982 $4,410 $4,410
Travelers $3,102 $3,256 $4,754 $3,777
USAA $1,571 $1,968 $2,925 $1,699

Cheapest Heflin, AL Car Insurance for Teen Drivers

Teen car insurance in Heflin, AL can be expensive. Take a look at rates from the top car insurance companies in Heflin for teenagers.

Annual Car Insurance Rates for Teen Drivers in Heflin, Alabama

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $6,478 $6,952
Farmers $8,684 $8,935
GEICO $5,489 $5,415
Liberty Mutual $10,937 $12,167
Nationwide $4,446 $5,755
Progressive $9,203 $10,284
State Farm $8,233 $10,311
Travelers $8,075 $12,728
USAA $3,758 $4,170

Cheapest Heflin, AL Car Insurance for Seniors

Take a look at Heflin, AL senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Heflin, Alabama

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $1,710 $1,742
Farmers $2,009 $2,134
GEICO $1,997 $2,040
Liberty Mutual $2,509 $2,808
Nationwide $1,564 $1,624
Progressive $1,828 $1,950
State Farm $2,476 $2,476
Travelers $1,417 $1,414
USAA $1,192 $1,171

Cheapest Heflin, AL Car Insurance Rates After a DUI

A DUI in Heflin, AL increases car insurance rates. Compare Heflin, Alabama DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Heflin, Alabama

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $3,674
Farmers $4,175
GEICO $3,902
Liberty Mutual $5,548
Nationwide $3,331
Progressive $3,999
State Farm $4,410
Travelers $4,754
USAA $2,925

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Cheapest Heflin, AL Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Heflin, AL by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Heflin, Alabama

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $3,104 $3,104
Farmers $3,932 $3,932
GEICO $2,886 $2,996
Liberty Mutual $5,192 $5,192
Nationwide $2,612 $2,612
Progressive $4,125 $4,125
State Farm $4,351 $4,564
Travelers $3,722 $3,722
USAA $1,947 $2,134

The Best Cheap Car Insurance Companies in Heflin, AL

Take a look at a side-by-side comparison of the top car insurance companies in Heflin, AL to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Heflin, Alabama

Insurance Company Average Annual Rates
Allstate $3,104
Farmers $3,932
GEICO $2,941
Liberty Mutual $5,192
Nationwide $2,612
Progressive $4,125
State Farm $4,458
Travelers $3,722
USAA $2,041

Category Winners: Cheapest Car Insurance in Heflin, Alabama

Find the cheapest car insurance companies in Heflin, AL for each category right here.

Best Annual Car Insurance Rates by Company in Heflin, Alabama

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI USAA
With 1 Speeding Violation USAA

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Cheapest Heflin, AL Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Heflin car insurance rates. Find the cheapest Heflin, AL car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Heflin, Alabama

Insurance Company Low Medium High
Allstate $2,984 $3,098 $3,230
Farmers $3,711 $3,880 $4,204
GEICO $2,736 $2,929 $3,159
Liberty Mutual $4,958 $5,167 $5,450
Nationwide $2,607 $2,586 $2,642
Progressive $3,703 $4,104 $4,567
State Farm $4,225 $4,452 $4,696
Travelers $3,535 $3,797 $3,835
USAA $1,968 $2,030 $2,124

What affects car insurance rates in Heflin, Alabama?

What factors can have an impact on Heflin, AL car insurance? There are several reasons why Heflin car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Heflin, Alabama.

Commute Time in Heflin

The more time you spend in your car the higher the risk of an accident. The average commute length in Heflin, AL is 34.0 minutes according to City-Data.

Compare Car Insurance Quotes in Heflin, AL

Ready to find affordable Heflin, Alabama car insurance today? Enter your ZIP code for fast, free Heflin, AL car insurance quotes.

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