Compare Heidrick, KY Car Insurance Rates (2021)

Car insurance in Heidrick, KY averages $490 a month. Heidrick, Kentucky car insurance requirements are 25/50/25, but you might need full coverage insurance if your car is financed. To find cheap Heidrick car insurance rates, compare quotes from the top car insurance companies in Heidrick, KY.

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A former insurance producer, Laura understands that education is key when it comes to buying insurance. She has happily dedicated many hours to helping her clients understand how the insurance marketplace works so they can find the best car, home, and life insurance products for their needs.

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • Average car insurance rates in Heidrick, KY are $5,886/year
  • The cheapest car insurance company in Heidrick for teen drivers is USAA
  • The cheapest car insurance company in Heidrick is USAA

If you need to buy Heidrick, Kentucky car insurance, the options can be confusing. Everything you need to know about car insurance in Heidrick, KY is right here.

You’ll find Heidrick car insurance rates, the cheapest Heidrick, KY car insurance companies, and information on Kentucky car insurance laws. You can also compare Heidrick, Kentucky car insurance rates to Owensboro car insurance rates, Henderson car insurance rates, and Bowling Green car insurance rates.

Ready to find affordable Heidrick, KY car insurance today? Enter your ZIP code for fast, free Heidrick car insurance quotes.

Cheapest Heidrick, KY Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Heidrick, KY car insurance rates? Every Heidrick, Kentucky car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Heidrick, Kentucky

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $6,150 $6,055 $5,645 $6,002 $23,119 $25,575 $6,669 $6,963
GEICO $3,825 $3,540 $4,003 $3,626 $7,942 $9,404 $3,123 $2,691
Liberty Mutual $3,074 $3,349 $2,628 $2,959 $11,810 $13,106 $3,192 $3,300
Nationwide $4,087 $4,069 $3,677 $3,839 $9,302 $11,583 $4,653 $4,867
Progressive $2,809 $2,652 $2,546 $2,545 $14,278 $16,195 $3,488 $3,528
State Farm $2,123 $2,123 $1,891 $1,891 $5,831 $7,401 $2,355 $2,598
Travelers $3,372 $3,439 $3,292 $3,306 $16,560 $26,699 $3,521 $4,118
USAA $2,013 $2,009 $1,822 $1,843 $5,518 $5,784 $2,539 $2,772

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Minimum Car Insurance in Heidrick, KY

Every driver must carry the minimum car insurance in Heidrick, KY. Take a look at the Kentucky car insurance requirements.

Minimum Required Car Insurance Coverage in Heidrick, Kentucky

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $25,000 minimum

Cheapest Heidrick, KY Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Heidrick, KY. Compare credit history car insurance rates in Heidrick from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Heidrick, Kentucky

Insurance Company Poor Fair Good
Allstate $14,519 $9,766 $8,031
GEICO $7,842 $3,915 $2,550
Liberty Mutual $7,777 $4,751 $3,754
Nationwide $7,021 $5,495 $4,763
Progressive $6,692 $5,858 $5,466
State Farm $4,697 $2,872 $2,261
Travelers $8,984 $7,580 $7,550
USAA $4,506 $2,537 $2,069

Cheapest Heidrick, KY Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Heidrick, KY to rates for a clean record with top companies.

Annual Heidrick, Kentucky Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $8,904 $11,641 $12,474 $10,071
GEICO $2,834 $5,055 $7,717 $3,472
Liberty Mutual $4,537 $6,955 $5,403 $4,814
Nationwide $4,532 $5,931 $7,562 $5,014
Progressive $4,952 $7,407 $5,643 $6,019
State Farm $3,023 $3,530 $3,277 $3,277
Travelers $6,995 $7,203 $10,446 $7,509
USAA $2,284 $3,231 $3,884 $2,751

Cheapest Heidrick, KY Car Insurance for Teen Drivers

Teen car insurance in Heidrick, KY can be expensive. Take a look at rates from the top car insurance companies in Heidrick for teenagers.

Annual Car Insurance Rates for Teen Drivers in Heidrick, Kentucky

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $23,119 $25,575
GEICO $7,942 $9,404
Liberty Mutual $11,810 $13,106
Nationwide $9,302 $11,583
Progressive $14,278 $16,195
State Farm $5,831 $7,401
Travelers $16,560 $26,699
USAA $5,518 $5,784

Cheapest Heidrick, KY Car Insurance for Seniors

Take a look at Heidrick, KY senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Heidrick, Kentucky

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $5,645 $6,002
GEICO $4,003 $3,626
Liberty Mutual $2,628 $2,959
Nationwide $3,677 $3,839
Progressive $2,546 $2,545
State Farm $1,891 $1,891
Travelers $3,292 $3,306
USAA $1,822 $1,843

Cheapest Heidrick, KY Car Insurance Rates After a DUI

A DUI in Heidrick, KY increases car insurance rates. Compare Heidrick, Kentucky DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Heidrick, Kentucky

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $12,474
GEICO $7,717
Liberty Mutual $5,403
Nationwide $7,562
Progressive $5,643
State Farm $3,277
Travelers $10,446
USAA $3,884

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Cheapest Heidrick, KY Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Heidrick, KY by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Heidrick, Kentucky

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $10,772 $10,772
GEICO $4,724 $4,814
Liberty Mutual $5,427 $5,427
Nationwide $5,760 $5,760
Progressive $6,005 $6,005
State Farm $3,197 $3,356
Travelers $8,038 $8,038
USAA $2,925 $3,150

The Best Cheap Car Insurance Companies in Heidrick, KY

Take a look at a side-by-side comparison of the top car insurance companies in Heidrick, KY to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Heidrick, Kentucky

Insurance Company Average Annual Rates
Allstate $10,772
GEICO $4,769
Liberty Mutual $5,427
Nationwide $5,760
Progressive $6,005
State Farm $3,277
Travelers $8,038
USAA $3,037

Category Winners: Cheapest Car Insurance in Heidrick, Kentucky

Find the cheapest car insurance companies in Heidrick, KY for each category right here.

Best Annual Car Insurance Rates by Company in Heidrick, Kentucky

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI State Farm
With 1 Speeding Violation USAA

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Cheapest Heidrick, KY Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Heidrick car insurance rates. Find the cheapest Heidrick, KY car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Heidrick, Kentucky

Insurance Company Low Medium High
Allstate $9,316 $10,682 $12,319
GEICO $4,439 $4,761 $5,108
Liberty Mutual $5,068 $5,381 $5,832
Nationwide $5,806 $5,676 $5,797
Progressive $5,404 $5,879 $6,733
State Farm $3,045 $3,263 $3,521
Travelers $7,657 $8,076 $8,382
USAA $2,887 $3,029 $3,196

Compare Car Insurance Quotes in Heidrick, KY

Ready to find affordable Heidrick, Kentucky car insurance today? Enter your ZIP code for fast, free Heidrick, KY car insurance quotes.

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