Compare Helen, GA Car Insurance Rates (2021)

Car insurance in Helen, GA averages $385 a month. Helen, Georgia car insurance requirements are 25/50/25, but you might need full coverage insurance if your car is financed. To find cheap Helen car insurance rates, compare quotes from the top car insurance companies in Helen, GA.

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Zaneta Wood, Ed.S. has over 15 years of experience in research and technical writing bringing a keen understanding of data analysis and information synthesis to reach a wide variety of audiences. She studied adult education and instructional technology at Appalachian State University as well as technical and professional communication at East Carolina University. Zaneta has prepared technical p...

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • Average car insurance rates in Helen, GA after a DUI are $5,615/year
  • Average car insurance rates in Helen, GA are $4,624/year
  • The cheapest car insurance company in Helen for teen drivers is GEICO

If you need to buy Helen, Georgia car insurance, the options can be confusing. Everything you need to know about car insurance in Helen, GA is right here.

You’ll find Helen car insurance rates, the cheapest Helen, GA car insurance companies, and information on Georgia car insurance laws. You can also compare Helen, Georgia car insurance rates to Johns Creek car insurance rates, Alpharetta car insurance rates, and Sandy Springs car insurance rates.

Ready to find affordable Helen, GA car insurance today? Enter your ZIP code for fast, free Helen car insurance quotes.

Cheapest Helen, GA Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Helen, GA car insurance rates? Every Helen, Georgia car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Helen, Georgia

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,650 $2,650 $2,538 $2,538 $6,329 $8,206 $2,979 $3,256
GEICO $1,670 $1,651 $1,620 $1,620 $5,019 $6,019 $2,166 $2,397
Liberty Mutual $5,151 $5,601 $4,210 $4,763 $21,834 $24,354 $5,479 $5,845
Nationwide $2,929 $3,027 $2,867 $3,149 $8,831 $11,386 $3,540 $3,843
Progressive $2,804 $2,593 $2,416 $2,540 $9,110 $10,095 $3,273 $3,459
State Farm $2,193 $2,193 $1,976 $1,976 $5,984 $7,834 $2,410 $2,616
USAA $1,768 $1,763 $1,631 $1,638 $6,361 $7,571 $2,197 $2,424

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Minimum Car Insurance in Helen, GA

Every driver must carry the minimum car insurance in Helen, GA. Take a look at the Georgia car insurance requirements.

Minimum Required Car Insurance Coverage in Helen, Georgia

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $25,000 minimum

Cheapest Helen, GA Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Helen, GA. Compare credit history car insurance rates in Helen from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Helen, Georgia

Insurance Company Poor Fair Good
Allstate $5,043 $3,508 $3,129
GEICO $3,484 $2,449 $2,377
Liberty Mutual $13,840 $8,481 $6,642
Nationwide $5,888 $4,770 $4,182
Progressive $5,081 $4,417 $4,111
State Farm $4,816 $3,000 $2,377
USAA $4,135 $2,900 $2,472

Cheapest Helen, GA Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Helen, GA to rates for a clean record with top companies.

Annual Helen, Georgia Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $3,205 $4,942 $4,052 $3,375
GEICO $1,867 $2,338 $4,782 $2,093
Liberty Mutual $7,313 $10,014 $11,524 $9,767
Nationwide $3,824 $4,470 $6,872 $4,620
Progressive $3,552 $6,294 $4,167 $4,132
State Farm $3,087 $3,708 $3,398 $3,398
USAA $2,419 $3,053 $4,511 $2,692

Cheapest Helen, GA Car Insurance for Teen Drivers

Teen car insurance in Helen, GA can be expensive. Take a look at rates from the top car insurance companies in Helen for teenagers.

Annual Car Insurance Rates for Teen Drivers in Helen, Georgia

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $6,329 $8,206
GEICO $5,019 $6,019
Liberty Mutual $21,834 $24,354
Nationwide $8,831 $11,386
Progressive $9,110 $10,095
State Farm $5,984 $7,834
USAA $6,361 $7,571

Cheapest Helen, GA Car Insurance for Seniors

Take a look at Helen, GA senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Helen, Georgia

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,538 $2,538
GEICO $1,620 $1,620
Liberty Mutual $4,210 $4,763
Nationwide $2,867 $3,149
Progressive $2,416 $2,540
State Farm $1,976 $1,976
USAA $1,631 $1,638

Cheapest Helen, GA Car Insurance Rates After a DUI

A DUI in Helen, GA increases car insurance rates. Compare Helen, Georgia DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Helen, Georgia

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $4,052
GEICO $4,782
Liberty Mutual $11,524
Nationwide $6,872
Progressive $4,167
State Farm $3,398
USAA $4,511

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Cheapest Helen, GA Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Helen, GA by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Helen, Georgia

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $3,809 $3,978
GEICO $2,723 $2,818
Liberty Mutual $9,654 $9,654
Nationwide $4,947 $4,947
Progressive $4,536 $4,536
State Farm $3,398 $3,398
USAA $3,025 $3,313

The Best Cheap Car Insurance Companies in Helen, GA

Take a look at a side-by-side comparison of the top car insurance companies in Helen, GA to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Helen, Georgia

Insurance Company Average Annual Rates
Allstate $3,893
GEICO $2,770
Liberty Mutual $9,654
Nationwide $4,947
Progressive $4,536
State Farm $3,398
USAA $3,169

Category Winners: Cheapest Car Insurance in Helen, Georgia

Find the cheapest car insurance companies in Helen, GA for each category right here.

Best Annual Car Insurance Rates by Company in Helen, Georgia

Category Insurance Company
Teenagers GEICO
Seniors GEICO
Clean Record GEICO
With 1 Accident GEICO
With 1 DUI State Farm
With 1 Speeding Violation GEICO

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Cheapest Helen, GA Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Helen car insurance rates. Find the cheapest Helen, GA car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Helen, Georgia

Insurance Company Low Medium High
Allstate $3,641 $3,925 $4,114
GEICO $2,579 $2,783 $2,948
Liberty Mutual $9,298 $9,608 $10,058
Nationwide $4,947 $5,022 $4,871
Progressive $4,233 $4,478 $4,898
State Farm $3,181 $3,400 $3,612
USAA $3,045 $3,154 $3,307

What affects car insurance rates in Helen, Georgia?

What factors can have an impact on Helen, GA car insurance? There are several reasons why Helen car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Helen, Georgia.

Commute Time in Helen

The more time you spend in your car the higher the risk of an accident. The average commute length in Helen, GA is 21.4 minutes according to City-Data.

Compare Car Insurance Quotes in Helen, GA

Ready to find affordable Helen, Georgia car insurance today? Enter your ZIP code for fast, free Helen, GA car insurance quotes.

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