Compare Helen, MD Car Insurance Rates (2021)

Car insurance in Helen, MD averages $351 a month. Helen, Maryland car insurance requirements are 30/60/15, but you might need full coverage insurance if your car is financed. To find cheap Helen car insurance rates, compare quotes from the top car insurance companies in Helen, MD.

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Zaneta Wood, Ed.S. has over 15 years of experience in research and technical writing bringing a keen understanding of data analysis and information synthesis to reach a wide variety of audiences. She studied adult education and instructional technology at Appalachian State University as well as technical and professional communication at East Carolina University. Zaneta has prepared technical p...

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • The cheapest car insurance company in Helen for teen drivers is USAA
  • The cheapest car insurance company in Helen is USAA
  • Average car insurance rates in Helen, MD are $4,206/year

If you need to buy Helen, Maryland car insurance, the options can be confusing. Everything you need to know about car insurance in Helen, MD is right here.

You’ll find Helen car insurance rates, the cheapest Helen, MD car insurance companies, and information on Maryland car insurance laws. You can also compare Helen, Maryland car insurance rates to Bowie car insurance rates, Baltimore car insurance rates, and Gaithersburg car insurance rates.

Ready to find affordable Helen, MD car insurance today? Enter your ZIP code for fast, free Helen car insurance quotes.

Cheapest Helen, MD Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Helen, MD car insurance rates? Every Helen, Maryland car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Helen, Maryland

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $3,462 $3,333 $3,284 $3,379 $9,961 $11,711 $3,135 $3,173
GEICO $2,136 $2,331 $2,414 $2,766 $6,399 $7,361 $1,820 $1,941
Liberty Mutual $6,408 $6,408 $6,333 $6,333 $12,597 $18,750 $6,408 $8,689
Nationwide $1,892 $1,902 $1,711 $1,765 $4,364 $5,754 $2,184 $2,356
Progressive $2,019 $1,833 $1,767 $1,800 $7,041 $7,704 $2,350 $2,313
State Farm $2,070 $2,070 $1,895 $1,895 $6,492 $8,338 $2,308 $2,611
USAA $1,681 $1,657 $1,560 $1,567 $3,657 $4,331 $1,952 $2,183

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Minimum Car Insurance in Helen, MD

Every driver must carry the minimum car insurance in Helen, MD. Take a look at the Maryland car insurance requirements.

Minimum Required Car Insurance Coverage in Helen, Maryland

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $30,000 per person
$60,000 per accident
Property Damage Liability Coverage $15,000 minimum

Cheapest Helen, MD Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Helen, MD. Compare credit history car insurance rates in Helen from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Helen, Maryland

Insurance Company Poor Fair Good
Allstate $6,710 $4,681 $4,148
GEICO $3,848 $3,189 $3,151
Liberty Mutual $12,857 $8,280 $5,836
Nationwide $3,497 $2,480 $2,245
Progressive $4,232 $3,170 $2,659
State Farm $5,063 $3,002 $2,314
USAA $3,102 $2,122 $1,747

Cheapest Helen, MD Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Helen, MD to rates for a clean record with top companies.

Annual Helen, Maryland Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $4,593 $6,089 $4,593 $5,443
GEICO $2,414 $3,750 $4,545 $2,875
Liberty Mutual $6,593 $8,591 $12,565 $8,214
Nationwide $2,413 $3,235 $2,580 $2,734
Progressive $2,874 $3,780 $3,466 $3,293
State Farm $3,107 $3,891 $3,420 $3,420
USAA $1,834 $2,232 $3,256 $1,973

Cheapest Helen, MD Car Insurance for Teen Drivers

Teen car insurance in Helen, MD can be expensive. Take a look at rates from the top car insurance companies in Helen for teenagers.

Annual Car Insurance Rates for Teen Drivers in Helen, Maryland

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $9,961 $11,711
GEICO $6,399 $7,361
Liberty Mutual $12,597 $18,750
Nationwide $4,364 $5,754
Progressive $7,041 $7,704
State Farm $6,492 $8,338
USAA $3,657 $4,331

Cheapest Helen, MD Car Insurance for Seniors

Take a look at Helen, MD senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Helen, Maryland

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $3,284 $3,379
GEICO $2,414 $2,766
Liberty Mutual $6,333 $6,333
Nationwide $1,711 $1,765
Progressive $1,767 $1,800
State Farm $1,895 $1,895
USAA $1,560 $1,567

Cheapest Helen, MD Car Insurance Rates After a DUI

A DUI in Helen, MD increases car insurance rates. Compare Helen, Maryland DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Helen, Maryland

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $4,593
GEICO $4,545
Liberty Mutual $12,565
Nationwide $2,580
Progressive $3,466
State Farm $3,420
USAA $3,256

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Cheapest Helen, MD Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Helen, MD by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Helen, Maryland

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $5,107 $5,253
GEICO $3,339 $3,453
Liberty Mutual $8,746 $9,236
Nationwide $2,741 $2,741
Progressive $3,353 $3,353
State Farm $3,372 $3,548
USAA $2,251 $2,396

The Best Cheap Car Insurance Companies in Helen, MD

Take a look at a side-by-side comparison of the top car insurance companies in Helen, MD to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Helen, Maryland

Insurance Company Average Annual Rates
Allstate $5,180
GEICO $3,396
Liberty Mutual $8,991
Nationwide $2,741
Progressive $3,353
State Farm $3,460
USAA $2,324

Category Winners: Cheapest Car Insurance in Helen, Maryland

Find the cheapest car insurance companies in Helen, MD for each category right here.

Best Annual Car Insurance Rates by Company in Helen, Maryland

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI Nationwide
With 1 Speeding Violation USAA

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Cheapest Helen, MD Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Helen car insurance rates. Find the cheapest Helen, MD car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Helen, Maryland

Insurance Company Low Medium High
Allstate $5,050 $5,148 $5,342
GEICO $3,286 $3,377 $3,525
Liberty Mutual $8,741 $8,969 $9,263
Nationwide $2,622 $2,749 $2,853
Progressive $3,212 $3,356 $3,492
State Farm $3,282 $3,470 $3,627
USAA $2,214 $2,331 $2,426

Compare Car Insurance Quotes in Helen, MD

Ready to find affordable Helen, Maryland car insurance today? Enter your ZIP code for fast, free Helen, MD car insurance quotes.

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