Compare Helena, OH Car Insurance Rates (2021)

Car insurance in Helena, OH averages $205 a month. Helena, Ohio car insurance requirements are 25/50/25, but you might need full coverage insurance if your car is financed. To find cheap Helena car insurance rates, compare quotes from the top car insurance companies in Helena, OH.

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Zaneta Wood, Ed.S. has over 15 years of experience in research and technical writing bringing a keen understanding of data analysis and information synthesis to reach a wide variety of audiences. She studied adult education and instructional technology at Appalachian State University as well as technical and professional communication at East Carolina University. Zaneta has prepared technical p...

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • Average car insurance rates in Helena, OH after a DUI are $2,862/year
  • Average car insurance rates in Helena, OH are $2,454/year
  • The cheapest car insurance company in Helena is USAA

If you need to buy Helena, Ohio car insurance, the options can be confusing. Everything you need to know about car insurance in Helena, OH is right here.

You’ll find Helena car insurance rates, the cheapest Helena, OH car insurance companies, and information on Ohio car insurance laws. You can also compare Helena, Ohio car insurance rates to Lorain car insurance rates, Akron car insurance rates, and Cincinnati car insurance rates.

Ready to find affordable Helena, OH car insurance today? Enter your ZIP code for fast, free Helena car insurance quotes.

Cheapest Helena, OH Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Helena, OH car insurance rates? Every Helena, Ohio car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Helena, Ohio

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $1,865 $1,858 $1,687 $1,801 $5,106 $5,843 $1,955 $2,084
American Family $868 $900 $792 $796 $2,618 $2,842 $1,069 $1,125
Farmers $1,635 $1,626 $1,443 $1,523 $7,137 $7,379 $1,834 $1,917
GEICO $1,157 $1,127 $1,096 $1,110 $3,091 $2,874 $1,281 $1,083
Liberty Mutual $1,719 $1,876 $1,324 $1,609 $9,018 $10,185 $1,822 $1,988
Nationwide $1,914 $1,921 $1,732 $1,742 $4,929 $6,332 $2,047 $2,373
Progressive $1,445 $1,367 $1,200 $1,242 $6,359 $7,158 $1,733 $1,793
State Farm $1,278 $1,278 $1,145 $1,145 $4,001 $5,022 $1,485 $1,704
Travelers $1,361 $1,381 $1,355 $1,347 $5,900 $9,333 $1,419 $1,614
USAA $779 $786 $741 $741 $2,371 $2,640 $1,037 $1,121

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Minimum Car Insurance in Helena, OH

Every driver must carry the minimum car insurance in Helena, OH. Take a look at the Ohio car insurance requirements.

Minimum Required Car Insurance Coverage in Helena, Ohio

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $25,000 minimum

Cheapest Helena, OH Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Helena, OH. Compare credit history car insurance rates in Helena from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Helena, Ohio

Insurance Company Poor Fair Good
Allstate $3,557 $2,596 $2,171
American Family $1,828 $1,245 $1,055
Farmers $3,473 $2,927 $2,786
GEICO $1,918 $1,602 $1,287
Liberty Mutual $5,282 $3,247 $2,548
Nationwide $3,463 $2,795 $2,363
Progressive $3,136 $2,703 $2,522
State Farm $3,038 $1,878 $1,481
Travelers $3,312 $2,884 $2,695
USAA $1,656 $1,174 $1,001

Cheapest Helena, OH Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Helena, OH to rates for a clean record with top companies.

Annual Helena, Ohio Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $2,338 $2,819 $3,301 $2,640
American Family $1,320 $1,395 $1,395 $1,395
Farmers $2,520 $3,249 $3,169 $3,309
GEICO $1,088 $1,569 $2,282 $1,471
Liberty Mutual $3,102 $3,984 $4,066 $3,618
Nationwide $2,312 $2,929 $3,703 $2,552
Progressive $2,405 $3,264 $2,559 $2,921
State Farm $1,942 $2,323 $2,132 $2,132
Travelers $2,181 $2,844 $4,293 $2,537
USAA $985 $1,316 $1,718 $1,089

Cheapest Helena, OH Car Insurance for Teen Drivers

Teen car insurance in Helena, OH can be expensive. Take a look at rates from the top car insurance companies in Helena for teenagers.

Annual Car Insurance Rates for Teen Drivers in Helena, Ohio

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $5,106 $5,843
American Family $2,618 $2,842
Farmers $7,137 $7,379
GEICO $3,091 $2,874
Liberty Mutual $9,018 $10,185
Nationwide $4,929 $6,332
Progressive $6,359 $7,158
State Farm $4,001 $5,022
Travelers $5,900 $9,333
USAA $2,371 $2,640

Cheapest Helena, OH Car Insurance for Seniors

Take a look at Helena, OH senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Helena, Ohio

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $1,687 $1,801
American Family $792 $796
Farmers $1,443 $1,523
GEICO $1,096 $1,110
Liberty Mutual $1,324 $1,609
Nationwide $1,732 $1,742
Progressive $1,200 $1,242
State Farm $1,145 $1,145
Travelers $1,355 $1,347
USAA $741 $741

Cheapest Helena, OH Car Insurance Rates After a DUI

A DUI in Helena, OH increases car insurance rates. Compare Helena, Ohio DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Helena, Ohio

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $3,301
American Family $1,395
Farmers $3,169
GEICO $2,282
Liberty Mutual $4,066
Nationwide $3,703
Progressive $2,559
State Farm $2,132
Travelers $4,293
USAA $1,718

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Cheapest Helena, OH Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Helena, OH by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Helena, Ohio

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $2,775 $2,775
American Family $1,360 $1,393
Farmers $3,062 $3,062
GEICO $1,575 $1,629
Liberty Mutual $3,692 $3,692
Nationwide $2,874 $2,874
Progressive $2,787 $2,787
State Farm $2,080 $2,185
Travelers $2,964 $2,964
USAA $1,229 $1,325

The Best Cheap Car Insurance Companies in Helena, OH

Take a look at a side-by-side comparison of the top car insurance companies in Helena, OH to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Helena, Ohio

Insurance Company Average Annual Rates
Allstate $2,775
American Family $1,376
Farmers $3,062
GEICO $1,602
Liberty Mutual $3,692
Nationwide $2,874
Progressive $2,787
State Farm $2,132
Travelers $2,964
USAA $1,277

Category Winners: Cheapest Car Insurance in Helena, Ohio

Find the cheapest car insurance companies in Helena, OH for each category right here.

Best Annual Car Insurance Rates by Company in Helena, Ohio

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI American Family
With 1 Speeding Violation USAA

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Cheapest Helena, OH Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Helena car insurance rates. Find the cheapest Helena, OH car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Helena, Ohio

Insurance Company Low Medium High
Allstate $2,684 $2,769 $2,872
American Family $1,349 $1,386 $1,393
Farmers $2,910 $3,018 $3,258
GEICO $1,548 $1,595 $1,665
Liberty Mutual $3,535 $3,710 $3,833
Nationwide $3,173 $2,786 $2,663
Progressive $2,693 $2,766 $2,902
State Farm $2,028 $2,139 $2,231
Travelers $2,877 $3,004 $3,009
USAA $1,223 $1,276 $1,333

What affects car insurance rates in Helena, Ohio?

What factors can have an impact on Helena, OH car insurance? There are several reasons why Helena car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Helena, Ohio.

Commute Time in Helena

The more time you spend in your car the higher the risk of an accident. The average commute length in Helena, OH is 24.2 minutes according to City-Data.

Compare Car Insurance Quotes in Helena, OH

Ready to find affordable Helena, Ohio car insurance today? Enter your ZIP code for fast, free Helena, OH car insurance quotes.

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