Compare Helena-West Helena, AR Car Insurance Rates (2021)

Car insurance in Helena-West Helena, AR averages $393 a month. Helena-West Helena, Arkansas car insurance requirements are 25/50/25, but you might need full coverage insurance if your car is financed. To find cheap Helena-West Helena car insurance rates, compare quotes from the top car insurance companies in Helena-West Helena, AR.

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Zaneta Wood, Ed.S. has over 15 years of experience in research and technical writing bringing a keen understanding of data analysis and information synthesis to reach a wide variety of audiences. She studied adult education and instructional technology at Appalachian State University as well as technical and professional communication at East Carolina University. Zaneta has prepared technical p...

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • Average car insurance rates in Helena-West Helena, AR are $4,712/year
  • The cheapest car insurance company in Helena-West Helena for teen drivers is USAA
  • The cheapest ZIP code in Helena-West Helena is 72390

If you need to buy Helena-West Helena, Arkansas car insurance, the options can be confusing. Everything you need to know about car insurance in Helena-West Helena, AR is right here.

You’ll find Helena-West Helena car insurance rates, the cheapest Helena-West Helena, AR car insurance companies, and information on Arkansas car insurance laws. You can also compare Helena-West Helena, Arkansas car insurance rates to Fort Smith car insurance rates, Little Rock car insurance rates, and Pine Bluff car insurance rates.

Ready to find affordable Helena-West Helena, AR car insurance today? Enter your ZIP code for fast, free Helena-West Helena car insurance quotes.

Cheapest Helena-West Helena, AR Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Helena-West Helena, AR car insurance rates? Every Helena-West Helena, Arkansas car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Helena-West Helena, Arkansas

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $3,259 $3,276 $2,908 $3,112 $12,129 $14,565 $3,593 $3,901
Farmers $2,548 $2,548 $2,275 $2,390 $10,726 $11,163 $2,910 $3,067
GEICO $3,177 $3,153 $2,939 $2,857 $7,876 $7,938 $3,099 $3,142
Liberty Mutual $2,387 $2,555 $2,288 $2,555 $8,580 $9,444 $2,575 $2,688
Nationwide $3,060 $3,124 $2,737 $2,903 $7,419 $9,506 $3,501 $3,789
Progressive $3,314 $3,147 $2,723 $2,850 $13,609 $15,343 $3,944 $4,228
State Farm $2,192 $2,192 $1,961 $1,961 $6,284 $7,944 $2,471 $2,806
Travelers $2,565 $2,614 $2,527 $2,538 $15,039 $24,296 $2,737 $3,159
USAA $1,475 $1,494 $1,364 $1,379 $4,636 $4,863 $1,910 $2,065

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Minimum Car Insurance in Helena-West Helena, AR

Every driver must carry the minimum car insurance in Helena-West Helena, AR. Take a look at the Arkansas car insurance requirements.

Minimum Required Car Insurance Coverage in Helena-West Helena, Arkansas

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $25,000 minimum

Cheapest Helena-West Helena, AR Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Helena-West Helena, AR. Compare credit history car insurance rates in Helena-West Helena from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Helena-West Helena, Arkansas

Insurance Company Poor Fair Good
Allstate $7,348 $5,626 $4,555
Farmers $5,349 $4,485 $4,276
GEICO $5,122 $4,204 $3,491
Liberty Mutual $5,978 $3,605 $2,820
Nationwide $5,339 $4,282 $3,894
Progressive $6,985 $5,937 $5,512
State Farm $5,044 $3,030 $2,356
Travelers $7,959 $6,639 $6,204
USAA $3,186 $2,166 $1,843

Cheapest Helena-West Helena, AR Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Helena-West Helena, AR to rates for a clean record with top companies.

Annual Helena-West Helena, Arkansas Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $4,800 $6,064 $6,751 $5,756
Farmers $3,985 $5,095 $4,977 $4,757
GEICO $2,870 $4,440 $6,692 $3,088
Liberty Mutual $2,812 $4,582 $5,360 $3,782
Nationwide $3,479 $4,529 $6,170 $3,842
Progressive $5,303 $7,336 $5,577 $6,363
State Farm $3,194 $3,759 $3,476 $3,476
Travelers $5,812 $6,006 $8,785 $7,136
USAA $1,840 $2,334 $3,374 $2,044

Cheapest Helena-West Helena, AR Car Insurance for Teen Drivers

Teen car insurance in Helena-West Helena, AR can be expensive. Take a look at rates from the top car insurance companies in Helena-West Helena for teenagers.

Annual Car Insurance Rates for Teen Drivers in Helena-West Helena, Arkansas

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $12,129 $14,565
Farmers $10,726 $11,163
GEICO $7,876 $7,938
Liberty Mutual $8,580 $9,444
Nationwide $7,419 $9,506
Progressive $13,609 $15,343
State Farm $6,284 $7,944
Travelers $15,039 $24,296
USAA $4,636 $4,863

Cheapest Helena-West Helena, AR Car Insurance for Seniors

Take a look at Helena-West Helena, AR senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Helena-West Helena, Arkansas

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,908 $3,112
Farmers $2,275 $2,390
GEICO $2,939 $2,857
Liberty Mutual $2,288 $2,555
Nationwide $2,737 $2,903
Progressive $2,723 $2,850
State Farm $1,961 $1,961
Travelers $2,527 $2,538
USAA $1,364 $1,379

Cheapest Helena-West Helena, AR Car Insurance Rates After a DUI

A DUI in Helena-West Helena, AR increases car insurance rates. Compare Helena-West Helena, Arkansas DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Helena-West Helena, Arkansas

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $6,751
Farmers $4,977
GEICO $6,692
Liberty Mutual $5,360
Nationwide $6,170
Progressive $5,577
State Farm $3,476
Travelers $8,785
USAA $3,374

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Cheapest Helena-West Helena, AR Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Helena-West Helena, AR by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Helena-West Helena, Arkansas

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $5,843 $5,843
Farmers $4,703 $4,703
GEICO $4,250 $4,295
Liberty Mutual $4,134 $4,134
Nationwide $4,505 $4,505
Progressive $6,145 $6,145
State Farm $3,389 $3,564
Travelers $6,934 $6,934
USAA $2,329 $2,468

Cheapest Helena-West Helena, AR Car Insurance Rates by ZIP Code

Helena-West Helena car insurance rates vary based on where you live. Check out the difference in car insurance rates by ZIP code in Helena-West Helena, AR.

Annual Car Insurance Rates by ZIP Code in Helena-West Helena, Arkansas

ZIP Code Average Annual Rates
72342 $4,830
72390 $4,801

The Best Cheap Car Insurance Companies in Helena-West Helena, AR

Take a look at a side-by-side comparison of the top car insurance companies in Helena-West Helena, AR to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Helena-West Helena, Arkansas

Insurance Company Average Annual Rates
Allstate $5,843
Farmers $4,703
GEICO $4,272
Liberty Mutual $4,134
Nationwide $4,505
Progressive $6,145
State Farm $3,476
Travelers $6,934
USAA $2,398

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Category Winners: Cheapest Car Insurance in Helena-West Helena, Arkansas

Find the cheapest car insurance companies in Helena-West Helena, AR for each category right here.

Best Annual Car Insurance Rates by Company in Helena-West Helena, Arkansas

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI USAA
With 1 Speeding Violation USAA

Cheapest Helena-West Helena, AR Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Helena-West Helena car insurance rates. Find the cheapest Helena-West Helena, AR car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Helena-West Helena, Arkansas

Insurance Company Low Medium High
Allstate $5,675 $5,840 $6,014
Farmers $4,446 $4,648 $5,016
GEICO $4,099 $4,271 $4,447
Liberty Mutual $3,986 $4,103 $4,313
Nationwide $4,530 $4,407 $4,578
Progressive $5,567 $6,015 $6,853
State Farm $3,289 $3,475 $3,665
Travelers $6,554 $6,953 $7,296
USAA $2,302 $2,390 $2,503

What affects car insurance rates in Helena-West Helena, Arkansas?

What factors can have an impact on Helena-West Helena, AR car insurance? There are several reasons why Helena-West Helena car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Helena-West Helena, Arkansas.

Commute Time in Helena-West Helena

The more time you spend in your car the higher the risk of an accident. The average commute length in Helena-West Helena, AR is 15.5 minutes according to City-Data.

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Compare Car Insurance Quotes in Helena-West Helena, AR

Ready to find affordable Helena-West Helena, Arkansas car insurance today? Enter your ZIP code for fast, free Helena-West Helena, AR car insurance quotes.

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Average Monthly Car Insurance Rates by State