Compare Helenwood, TN Car Insurance Rates (2021)

Car insurance in Helenwood, TN averages $312 a month. Helenwood, Tennessee car insurance requirements are 25/50/15, but you might need full coverage insurance if your car is financed. To find cheap Helenwood car insurance rates, compare quotes from the top car insurance companies in Helenwood, TN.

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Zaneta Wood, Ed.S. has over 15 years of experience in research and technical writing bringing a keen understanding of data analysis and information synthesis to reach a wide variety of audiences. She studied adult education and instructional technology at Appalachian State University as well as technical and professional communication at East Carolina University. Zaneta has prepared technical p...

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • The cheapest car insurance company in Helenwood for teen drivers is Travelers
  • Average car insurance rates in Helenwood, TN after a DUI are $4,411/year
  • The cheapest car insurance company in Helenwood is USAA

If you need to buy Helenwood, Tennessee car insurance, the options can be confusing. Everything you need to know about car insurance in Helenwood, TN is right here.

You’ll find Helenwood car insurance rates, the cheapest Helenwood, TN car insurance companies, and information on Tennessee car insurance laws. You can also compare Helenwood, Tennessee car insurance rates to Clarksville car insurance rates, Memphis car insurance rates, and Franklin car insurance rates.

Ready to find affordable Helenwood, TN car insurance today? Enter your ZIP code for fast, free Helenwood car insurance quotes.

Cheapest Helenwood, TN Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Helenwood, TN car insurance rates? Every Helenwood, Tennessee car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Helenwood, Tennessee

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,810 $2,691 $2,527 $2,623 $10,676 $11,601 $2,987 $3,094
Farmers $1,698 $1,726 $1,528 $1,660 $6,734 $7,118 $2,281 $2,439
GEICO $2,622 $2,644 $2,412 $2,412 $8,078 $8,214 $2,671 $2,756
Liberty Mutual $3,918 $129 $3,218 $3,594 $15,692 $17,430 $4,205 $4,490
Nationwide $2,080 $2,100 $1,864 $1,897 $5,607 $7,245 $2,385 $2,596
Progressive $1,843 $1,741 $1,498 $1,567 $8,312 $9,365 $2,228 $2,448
State Farm $1,696 $1,696 $1,521 $1,521 $5,079 $6,360 $1,914 $2,225
Travelers $1,816 $1,913 $1,642 $1,750 $5,018 $6,198 $1,937 $2,041
USAA $1,510 $1,535 $1,364 $1,363 $5,404 $6,201 $1,971 $2,098

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Minimum Car Insurance in Helenwood, TN

Every driver must carry the minimum car insurance in Helenwood, TN. Take a look at the Tennessee car insurance requirements.

Minimum Required Car Insurance Coverage in Helenwood, Tennessee

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $15,000 minimum

Cheapest Helenwood, TN Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Helenwood, TN. Compare credit history car insurance rates in Helenwood from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Helenwood, Tennessee

Insurance Company Poor Fair Good
Allstate $6,223 $4,765 $3,640
Farmers $3,752 $2,925 $2,767
GEICO $4,509 $3,865 $3,555
Liberty Mutual $9,457 $5,778 $4,519
Nationwide $3,874 $3,072 $2,719
Progressive $4,078 $3,514 $3,284
State Farm $3,997 $2,397 $1,861
Travelers $3,558 $2,779 $2,030
USAA $3,884 $2,278 $1,880

Cheapest Helenwood, TN Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Helenwood, TN to rates for a clean record with top companies.

Annual Helenwood, Tennessee Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $4,069 $4,859 $5,906 $4,670
Farmers $2,683 $3,332 $3,405 $3,173
GEICO $2,893 $3,872 $6,246 $2,893
Liberty Mutual $5,341 $7,691 $7,160 $6,147
Nationwide $2,787 $2,787 $4,187 $3,126
Progressive $3,192 $4,145 $3,399 $3,764
State Farm $2,515 $2,989 $2,752 $2,752
Travelers $2,262 $2,901 $3,209 $2,785
USAA $1,949 $2,922 $3,434 $2,418

Cheapest Helenwood, TN Car Insurance for Teen Drivers

Teen car insurance in Helenwood, TN can be expensive. Take a look at rates from the top car insurance companies in Helenwood for teenagers.

Annual Car Insurance Rates for Teen Drivers in Helenwood, Tennessee

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $10,676 $11,601
Farmers $6,734 $7,118
GEICO $8,078 $8,214
Liberty Mutual $15,692 $17,430
Nationwide $5,607 $7,245
Progressive $8,312 $9,365
State Farm $5,079 $6,360
Travelers $5,018 $6,198
USAA $5,404 $6,201

Cheapest Helenwood, TN Car Insurance for Seniors

Take a look at Helenwood, TN senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Helenwood, Tennessee

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,527 $2,623
Farmers $1,528 $1,660
GEICO $2,412 $2,412
Liberty Mutual $3,218 $3,594
Nationwide $1,864 $1,897
Progressive $1,498 $1,567
State Farm $1,521 $1,521
Travelers $1,642 $1,750
USAA $1,364 $1,363

Cheapest Helenwood, TN Car Insurance Rates After a DUI

A DUI in Helenwood, TN increases car insurance rates. Compare Helenwood, Tennessee DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Helenwood, Tennessee

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $5,906
Farmers $3,405
GEICO $6,246
Liberty Mutual $7,160
Nationwide $4,187
Progressive $3,399
State Farm $2,752
Travelers $3,209
USAA $3,434

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Cheapest Helenwood, TN Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Helenwood, TN by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Helenwood, Tennessee

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $4,876 $4,876
Farmers $3,148 $3,148
GEICO $3,950 $4,002
Liberty Mutual $6,585 $6,585
Nationwide $3,222 $3,222
Progressive $3,625 $3,625
State Farm $2,687 $2,816
Travelers $2,680 $2,899
USAA $2,606 $2,756

The Best Cheap Car Insurance Companies in Helenwood, TN

Take a look at a side-by-side comparison of the top car insurance companies in Helenwood, TN to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Helenwood, Tennessee

Insurance Company Average Annual Rates
Allstate $4,876
Farmers $3,148
GEICO $3,976
Liberty Mutual $6,585
Nationwide $3,222
Progressive $3,625
State Farm $2,752
Travelers $2,789
USAA $2,681

Category Winners: Cheapest Car Insurance in Helenwood, Tennessee

Find the cheapest car insurance companies in Helenwood, TN for each category right here.

Best Annual Car Insurance Rates by Company in Helenwood, Tennessee

Category Insurance Company
Teenagers Travelers
Seniors USAA
Clean Record USAA
With 1 Accident Nationwide
With 1 DUI State Farm
With 1 Speeding Violation USAA

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Cheapest Helenwood, TN Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Helenwood car insurance rates. Find the cheapest Helenwood, TN car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Helenwood, Tennessee

Insurance Company Low Medium High
Allstate $4,711 $4,865 $5,052
Farmers $2,987 $3,134 $3,324
GEICO $3,786 $3,965 $4,177
Liberty Mutual $6,313 $6,582 $6,859
Nationwide $3,248 $3,150 $3,267
Progressive $3,429 $3,625 $3,822
State Farm $2,610 $2,763 $2,882
Travelers $2,626 $2,787 $2,956
USAA $2,596 $2,672 $2,775

What affects car insurance rates in Helenwood, Tennessee?

What factors can have an impact on Helenwood, TN car insurance? There are several reasons why Helenwood car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Helenwood, Tennessee.

Commute Time in Helenwood

The more time you spend in your car the higher the risk of an accident. The average commute length in Helenwood, TN is 15.1 minutes according to City-Data.

Compare Car Insurance Quotes in Helenwood, TN

Ready to find affordable Helenwood, Tennessee car insurance today? Enter your ZIP code for fast, free Helenwood, TN car insurance quotes.

Free Car Insurance Comparison

Enter your ZIP code below to view companies that have cheap car insurance rates.

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