Compare Hellertown, PA Car Insurance Rates (2021)

Car insurance in Hellertown, PA averages $329 a month. Hellertown, Pennsylvania car insurance requirements are 15/30/5, but you might need full coverage insurance if your car is financed. To find cheap Hellertown car insurance rates, compare quotes from the top car insurance companies in Hellertown, PA.

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Zaneta Wood, Ed.S. has over 15 years of experience in research and technical writing bringing a keen understanding of data analysis and information synthesis to reach a wide variety of audiences. She studied adult education and instructional technology at Appalachian State University as well as technical and professional communication at East Carolina University. Zaneta has prepared technical p...

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • Average car insurance rates in Hellertown, PA after a DUI are $4,328/year
  • Average car insurance rates in Hellertown, PA are $3,949/year
  • The cheapest car insurance company in Hellertown for teen drivers is USAA

If you need to buy Hellertown, Pennsylvania car insurance, the options can be confusing. Everything you need to know about car insurance in Hellertown, PA is right here.

You’ll find Hellertown car insurance rates, the cheapest Hellertown, PA car insurance companies, and information on Pennsylvania car insurance laws. You can also compare Hellertown, Pennsylvania car insurance rates to Altoona car insurance rates, Harrisburg car insurance rates, and Philadelphia car insurance rates.

Ready to find affordable Hellertown, PA car insurance today? Enter your ZIP code for fast, free Hellertown car insurance quotes.

Cheapest Hellertown, PA Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Hellertown, PA car insurance rates? Every Hellertown, Pennsylvania car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Hellertown, Pennsylvania

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,276 $2,276 $2,116 $2,116 $7,790 $7,790 $2,485 $2,485
GEICO $1,999 $1,730 $1,904 $1,649 $5,010 $4,346 $2,001 $1,732
Liberty Mutual $3,818 $3,818 $3,500 $3,500 $11,091 $11,091 $4,838 $4,838
Nationwide $1,904 $1,904 $1,806 $1,806 $5,425 $5,425 $2,140 $2,140
Progressive $2,700 $2,700 $2,413 $2,413 $8,814 $8,814 $3,452 $3,452
State Farm $1,762 $1,762 $1,562 $1,562 $6,436 $6,436 $1,951 $1,951
Travelers $1,669 $1,669 $1,808 $1,808 $24,778 $24,778 $2,001 $2,001
USAA $1,209 $1,209 $1,093 $1,093 $3,748 $3,748 $1,607 $1,607

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Minimum Car Insurance in Hellertown, PA

Every driver must carry the minimum car insurance in Hellertown, PA. Take a look at the Pennsylvania car insurance requirements.

Minimum Required Car Insurance Coverage in Hellertown, Pennsylvania

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $15,000 per person
$30,000 per accident
Property Damage Liability Coverage $5,000 minimum

Cheapest Hellertown, PA Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Hellertown, PA. Compare credit history car insurance rates in Hellertown from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Hellertown, Pennsylvania

Insurance Company Poor Fair Good
Allstate $4,686 $3,496 $2,817
GEICO $3,822 $2,153 $1,664
Liberty Mutual $7,417 $5,320 $4,699
Nationwide $3,302 $2,723 $2,431
Progressive $5,746 $4,040 $3,247
State Farm $4,170 $2,579 $2,034
Travelers $8,215 $7,440 $7,037
USAA $2,385 $1,779 $1,578

Cheapest Hellertown, PA Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Hellertown, PA to rates for a clean record with top companies.

Annual Hellertown, Pennsylvania Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $3,508 $4,143 $3,508 $3,508
GEICO $1,872 $3,226 $2,504 $2,584
Liberty Mutual $5,285 $6,092 $5,935 $5,935
Nationwide $2,037 $2,730 $3,793 $2,716
Progressive $3,934 $5,455 $4,047 $3,942
State Farm $2,667 $3,189 $2,928 $2,928
Travelers $5,349 $7,635 $9,635 $7,635
USAA $1,534 $2,131 $2,276 $1,715

Cheapest Hellertown, PA Car Insurance for Teen Drivers

Teen car insurance in Hellertown, PA can be expensive. Take a look at rates from the top car insurance companies in Hellertown for teenagers.

Annual Car Insurance Rates for Teen Drivers in Hellertown, Pennsylvania

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $7,790 $7,790
GEICO $5,010 $4,346
Liberty Mutual $11,091 $11,091
Nationwide $5,425 $5,425
Progressive $8,814 $8,814
State Farm $6,436 $6,436
Travelers $24,778 $24,778
USAA $3,748 $3,748

Cheapest Hellertown, PA Car Insurance for Seniors

Take a look at Hellertown, PA senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Hellertown, Pennsylvania

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,116 $2,116
GEICO $1,904 $1,649
Liberty Mutual $3,500 $3,500
Nationwide $1,806 $1,806
Progressive $2,413 $2,413
State Farm $1,562 $1,562
Travelers $1,808 $1,808
USAA $1,093 $1,093

Cheapest Hellertown, PA Car Insurance Rates After a DUI

A DUI in Hellertown, PA increases car insurance rates. Compare Hellertown, Pennsylvania DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Hellertown, Pennsylvania

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $3,508
GEICO $2,504
Liberty Mutual $5,935
Nationwide $3,793
Progressive $4,047
State Farm $2,928
Travelers $9,635
USAA $2,276

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Cheapest Hellertown, PA Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Hellertown, PA by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Hellertown, Pennsylvania

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $3,591 $3,742
GEICO $2,507 $2,586
Liberty Mutual $5,664 $5,960
Nationwide $2,819 $2,819
Progressive $4,345 $4,345
State Farm $2,841 $3,015
Travelers $7,564 $7,564
USAA $1,859 $1,969

The Best Cheap Car Insurance Companies in Hellertown, PA

Take a look at a side-by-side comparison of the top car insurance companies in Hellertown, PA to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Hellertown, Pennsylvania

Insurance Company Average Annual Rates
Allstate $3,666
GEICO $2,546
Liberty Mutual $5,812
Nationwide $2,819
Progressive $4,345
State Farm $2,928
Travelers $7,564
USAA $1,914

Category Winners: Cheapest Car Insurance in Hellertown, Pennsylvania

Find the cheapest car insurance companies in Hellertown, PA for each category right here.

Best Annual Car Insurance Rates by Company in Hellertown, Pennsylvania

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI USAA
With 1 Speeding Violation USAA

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Cheapest Hellertown, PA Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Hellertown car insurance rates. Find the cheapest Hellertown, PA car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Hellertown, Pennsylvania

Insurance Company Low Medium High
Allstate $3,495 $3,691 $3,813
GEICO $2,300 $2,572 $2,768
Liberty Mutual $5,510 $5,858 $6,068
Nationwide $2,817 $2,861 $2,779
Progressive $3,960 $4,384 $4,690
State Farm $2,719 $2,974 $3,091
Travelers $7,621 $7,579 $7,491
USAA $1,764 $1,934 $2,044

What affects car insurance rates in Hellertown, Pennsylvania?

What factors can have an impact on Hellertown, PA car insurance? There are several reasons why Hellertown car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Hellertown, Pennsylvania.

Commute Time in Hellertown

The more time you spend in your car the higher the risk of an accident. The average commute length in Hellertown, PA is 26.6 minutes according to City-Data.

Compare Car Insurance Quotes in Hellertown, PA

Ready to find affordable Hellertown, Pennsylvania car insurance today? Enter your ZIP code for fast, free Hellertown, PA car insurance quotes.

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