Compare Helm, CA Car Insurance Rates (2021)

Car insurance in Helm, CA averages $306 a month. Helm, California car insurance requirements are 15/30/5, but you might need full coverage insurance if your car is financed. To find cheap Helm car insurance rates, compare quotes from the top car insurance companies in Helm, CA.

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Zaneta Wood, Ed.S. has over 15 years of experience in research and technical writing bringing a keen understanding of data analysis and information synthesis to reach a wide variety of audiences. She studied adult education and instructional technology at Appalachian State University as well as technical and professional communication at East Carolina University. Zaneta has prepared technical p...

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • The cheapest car insurance company in Helm is USAA
  • The cheapest car insurance company in Helm for teen drivers is USAA
  • Average car insurance rates in Helm, CA are $3,666/year

If you need to buy Helm, California car insurance, the options can be confusing. Everything you need to know about car insurance in Helm, CA is right here.

You’ll find Helm car insurance rates, the cheapest Helm, CA car insurance companies, and information on California car insurance laws. You can also compare Helm, California car insurance rates to San Jose car insurance rates, Bakersfield car insurance rates, and San Diego car insurance rates.

Ready to find affordable Helm, CA car insurance today? Enter your ZIP code for fast, free Helm car insurance quotes.

Cheapest Helm, CA Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Helm, CA car insurance rates? Every Helm, California car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Helm, California

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,726 $2,740 $1,974 $2,004 $7,371 $9,288 $3,504 $3,887
Farmers $3,126 $3,126 $2,810 $2,810 $9,980 $16,393 $3,703 $4,122
GEICO $2,006 $2,008 $1,886 $1,886 $6,124 $6,244 $2,885 $2,955
Liberty Mutual $2,235 $2,108 $2,085 $2,016 $4,837 $5,174 $2,511 $2,543
Nationwide $3,449 $3,301 $2,987 $2,825 $8,633 $9,549 $4,105 $4,079
Progressive $1,637 $1,682 $1,406 $1,659 $4,362 $5,238 $2,367 $2,540
State Farm $2,993 $2,993 $2,672 $2,672 $5,478 $6,794 $3,311 $3,414
Travelers $2,386 $2,315 $2,102 $2,080 $4,853 $5,565 $3,088 $3,034
USAA $1,737 $1,648 $1,694 $1,704 $3,932 $3,952 $2,401 $2,272

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Minimum Car Insurance in Helm, CA

Every driver must carry the minimum car insurance in Helm, CA. Take a look at the California car insurance requirements.

Minimum Required Car Insurance Coverage in Helm, California

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $15,000 per person
$30,000 per accident
Property Damage Liability Coverage $5,000 minimum

Cheapest Helm, CA Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Helm, CA to rates for a clean record with top companies.

Annual Helm, California Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $2,520 $4,245 $6,675 $3,308
Farmers $4,257 $5,796 $7,225 $5,758
GEICO $2,271 $3,509 $4,399 $2,818
Liberty Mutual $2,551 $3,416 $3,085 $2,703
Nationwide $3,393 $4,347 $7,377 $4,347
Progressive $1,708 $2,907 $3,371 $2,461
State Farm $2,702 $3,225 $6,098 $3,138
Travelers $2,135 $3,443 $4,015 $3,118
USAA $1,608 $2,386 $3,914 $1,761

Cheapest Helm, CA Car Insurance for Teen Drivers

Teen car insurance in Helm, CA can be expensive. Take a look at rates from the top car insurance companies in Helm for teenagers.

Annual Car Insurance Rates for Teen Drivers in Helm, California

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $7,371 $9,288
Farmers $9,980 $16,393
GEICO $6,124 $6,244
Liberty Mutual $4,837 $5,174
Nationwide $8,633 $9,549
Progressive $4,362 $5,238
State Farm $5,478 $6,794
Travelers $4,853 $5,565
USAA $3,932 $3,952

Cheapest Helm, CA Car Insurance for Seniors

Take a look at Helm, CA senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Helm, California

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $1,974 $2,004
Farmers $2,810 $2,810
GEICO $1,886 $1,886
Liberty Mutual $2,085 $2,016
Nationwide $2,987 $2,825
Progressive $1,406 $1,659
State Farm $2,672 $2,672
Travelers $2,102 $2,080
USAA $1,694 $1,704

Cheapest Helm, CA Car Insurance Rates After a DUI

A DUI in Helm, CA increases car insurance rates. Compare Helm, California DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Helm, California

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $6,675
Farmers $7,225
GEICO $4,399
Liberty Mutual $3,085
Nationwide $7,377
Progressive $3,371
State Farm $6,098
Travelers $4,015
USAA $3,914

Cheapest Helm, CA Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Helm, CA by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Helm, California

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $3,769 $4,604
Farmers $5,225 $6,293
GEICO $2,952 $3,547
Liberty Mutual $2,697 $3,180
Nationwide $4,297 $5,435
Progressive $2,371 $2,852
State Farm $3,653 $3,928
Travelers $2,859 $3,496
USAA $2,228 $2,607

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The Best Cheap Car Insurance Companies in Helm, CA

Take a look at a side-by-side comparison of the top car insurance companies in Helm, CA to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Helm, California

Insurance Company Average Annual Rates
Allstate $4,187
Farmers $5,759
GEICO $3,249
Liberty Mutual $2,939
Nationwide $4,866
Progressive $2,612
State Farm $3,791
Travelers $3,178
USAA $2,418

Category Winners: Cheapest Car Insurance in Helm, California

Find the cheapest car insurance companies in Helm, CA for each category right here.

Best Annual Car Insurance Rates by Company in Helm, California

Category Insurance Company
Teenagers USAA
Seniors Progressive
Clean Record USAA
With 1 Accident USAA
With 1 DUI Liberty Mutual
With 1 Speeding Violation USAA

Cheapest Helm, CA Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Helm car insurance rates. Find the cheapest Helm, CA car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Helm, California

Insurance Company Low Medium High
Allstate $3,954 $4,224 $4,382
Farmers $5,377 $5,802 $6,098
GEICO $2,955 $3,283 $3,510
Liberty Mutual $2,726 $2,965 $3,125
Nationwide $4,426 $4,938 $5,234
Progressive $2,312 $2,695 $2,828
State Farm $3,443 $3,850 $4,080
Travelers $2,796 $3,258 $3,479
USAA $2,201 $2,462 $2,589

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What affects car insurance rates in Helm, California?

What factors can have an impact on Helm, CA car insurance? There are several reasons why Helm car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Helm, California.

Traffic in Helm

Traffic and commute times go hand in hand, with more traffic meaning more time on the road. Helm, CA traffic data from INRIX ranks Helm as the 391st-most congested in the world.

Compare Car Insurance Quotes in Helm, CA

Ready to find affordable Helm, California car insurance today? Enter your ZIP code for fast, free Helm, CA car insurance quotes.

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