Compare Helmsburg, IN Car Insurance Rates (2021)

Car insurance in Helmsburg, IN averages $276 a month. Helmsburg, Indiana car insurance requirements are 25/50/25, but you might need full coverage insurance if your car is financed. To find cheap Helmsburg car insurance rates, compare quotes from the top car insurance companies in Helmsburg, IN.

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Zaneta Wood, Ed.S. has over 15 years of experience in research and technical writing bringing a keen understanding of data analysis and information synthesis to reach a wide variety of audiences. She studied adult education and instructional technology at Appalachian State University as well as technical and professional communication at East Carolina University. Zaneta has prepared technical p...

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • Average car insurance rates in Helmsburg, IN after a DUI are $3,929/year
  • The cheapest car insurance company in Helmsburg for teen drivers is USAA
  • The cheapest car insurance company in Helmsburg is USAA

If you need to buy Helmsburg, Indiana car insurance, the options can be confusing. Everything you need to know about car insurance in Helmsburg, IN is right here.

You’ll find Helmsburg car insurance rates, the cheapest Helmsburg, IN car insurance companies, and information on Indiana car insurance laws. You can also compare Helmsburg, Indiana car insurance rates to South Bend car insurance rates, Bloomington car insurance rates, and Fort Wayne car insurance rates.

Ready to find affordable Helmsburg, IN car insurance today? Enter your ZIP code for fast, free Helmsburg car insurance quotes.

Cheapest Helmsburg, IN Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Helmsburg, IN car insurance rates? Every Helmsburg, Indiana car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Helmsburg, Indiana

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,476 $2,532 $2,179 $2,383 $7,718 $9,743 $2,506 $2,724
American Family $2,529 $2,529 $2,276 $2,276 $6,970 $10,108 $2,529 $3,134
Farmers $1,513 $1,493 $1,292 $1,449 $8,127 $8,662 $1,995 $2,161
GEICO $1,723 $1,721 $1,615 $1,682 $5,159 $4,791 $1,979 $1,740
Liberty Mutual $3,256 $3,256 $2,998 $2,998 $7,045 $10,603 $3,256 $4,438
Nationwide $1,516 $1,549 $1,332 $1,420 $4,405 $5,706 $1,777 $1,940
Progressive $1,722 $1,628 $1,561 $1,571 $10,234 $11,509 $2,163 $2,207
State Farm $1,609 $1,609 $1,431 $1,431 $4,855 $6,223 $1,779 $1,982
Travelers $1,291 $1,314 $1,208 $1,208 $7,949 $12,547 $1,365 $1,586
USAA $1,110 $1,092 $1,031 $1,038 $3,104 $3,471 $1,499 $1,603

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Minimum Car Insurance in Helmsburg, IN

Every driver must carry the minimum car insurance in Helmsburg, IN. Take a look at the Indiana car insurance requirements.

Minimum Required Car Insurance Coverage in Helmsburg, Indiana

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $25,000 minimum

Cheapest Helmsburg, IN Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Helmsburg, IN. Compare credit history car insurance rates in Helmsburg from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Helmsburg, Indiana

Insurance Company Poor Fair Good
Allstate $4,996 $3,721 $3,381
American Family $5,535 $3,591 $3,006
Farmers $3,892 $3,176 $2,942
GEICO $3,072 $2,551 $2,030
Liberty Mutual $6,299 $4,101 $3,793
Nationwide $2,795 $2,362 $2,210
Progressive $4,487 $3,980 $3,756
State Farm $3,811 $2,272 $1,761
Travelers $3,964 $3,357 $3,354
USAA $2,353 $1,550 $1,328

Cheapest Helmsburg, IN Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Helmsburg, IN to rates for a clean record with top companies.

Annual Helmsburg, Indiana Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $3,210 $4,729 $4,365 $3,826
American Family $2,788 $4,434 $5,632 $3,322
Farmers $2,985 $3,483 $3,584 $3,295
GEICO $1,665 $2,634 $3,593 $2,313
Liberty Mutual $3,638 $4,329 $6,929 $4,029
Nationwide $2,117 $2,718 $2,608 $2,379
Progressive $3,049 $5,365 $3,640 $4,243
State Farm $2,554 $2,798 $2,554 $2,554
Travelers $3,021 $3,737 $4,235 $3,242
USAA $1,316 $1,873 $2,153 $1,632

Cheapest Helmsburg, IN Car Insurance for Teen Drivers

Teen car insurance in Helmsburg, IN can be expensive. Take a look at rates from the top car insurance companies in Helmsburg for teenagers.

Annual Car Insurance Rates for Teen Drivers in Helmsburg, Indiana

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $7,718 $9,743
American Family $6,970 $10,108
Farmers $8,127 $8,662
GEICO $5,159 $4,791
Liberty Mutual $7,045 $10,603
Nationwide $4,405 $5,706
Progressive $10,234 $11,509
State Farm $4,855 $6,223
Travelers $7,949 $12,547
USAA $3,104 $3,471

Cheapest Helmsburg, IN Car Insurance for Seniors

Take a look at Helmsburg, IN senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Helmsburg, Indiana

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,179 $2,383
American Family $2,276 $2,276
Farmers $1,292 $1,449
GEICO $1,615 $1,682
Liberty Mutual $2,998 $2,998
Nationwide $1,332 $1,420
Progressive $1,561 $1,571
State Farm $1,431 $1,431
Travelers $1,208 $1,208
USAA $1,031 $1,038

Cheapest Helmsburg, IN Car Insurance Rates After a DUI

A DUI in Helmsburg, IN increases car insurance rates. Compare Helmsburg, Indiana DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Helmsburg, Indiana

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $4,365
American Family $5,632
Farmers $3,584
GEICO $3,593
Liberty Mutual $6,929
Nationwide $2,608
Progressive $3,640
State Farm $2,554
Travelers $4,235
USAA $2,153

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Cheapest Helmsburg, IN Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Helmsburg, IN by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Helmsburg, Indiana

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $4,033 $4,033
American Family $3,996 $4,092
Farmers $3,337 $3,337
GEICO $2,506 $2,596
Liberty Mutual $4,607 $4,855
Nationwide $2,456 $2,456
Progressive $4,074 $4,074
State Farm $2,541 $2,689
Travelers $3,559 $3,559
USAA $1,720 $1,767

The Best Cheap Car Insurance Companies in Helmsburg, IN

Take a look at a side-by-side comparison of the top car insurance companies in Helmsburg, IN to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Helmsburg, Indiana

Insurance Company Average Annual Rates
Allstate $4,033
American Family $4,044
Farmers $3,337
GEICO $2,551
Liberty Mutual $4,731
Nationwide $2,456
Progressive $4,074
State Farm $2,615
Travelers $3,559
USAA $1,744

Category Winners: Cheapest Car Insurance in Helmsburg, Indiana

Find the cheapest car insurance companies in Helmsburg, IN for each category right here.

Best Annual Car Insurance Rates by Company in Helmsburg, Indiana

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI USAA
With 1 Speeding Violation USAA

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Cheapest Helmsburg, IN Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Helmsburg car insurance rates. Find the cheapest Helmsburg, IN car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Helmsburg, Indiana

Insurance Company Low Medium High
Allstate $3,835 $4,016 $4,247
American Family $4,022 $4,178 $3,932
Farmers $3,225 $3,331 $3,453
GEICO $2,386 $2,545 $2,723
Liberty Mutual $4,542 $4,716 $4,935
Nationwide $2,498 $2,436 $2,433
Progressive $3,850 $4,011 $4,361
State Farm $2,497 $2,614 $2,733
Travelers $3,496 $3,592 $3,589
USAA $1,686 $1,740 $1,805

Compare Car Insurance Quotes in Helmsburg, IN

Ready to find affordable Helmsburg, Indiana car insurance today? Enter your ZIP code for fast, free Helmsburg, IN car insurance quotes.

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Average Monthly Car Insurance Rates by State