Compare Helotes, TX Car Insurance Rates (2021)

Car insurance in Helotes, TX averages $333 a month. Helotes, Texas car insurance requirements are 30/60/25, but you might need full coverage insurance if your car is financed. To find cheap Helotes car insurance rates, compare quotes from the top car insurance companies in Helotes, TX.

Free Car Insurance Comparison

 Secured with SHA-256 Encryption

Zaneta Wood, Ed.S. has over 15 years of experience in research and technical writing bringing a keen understanding of data analysis and information synthesis to reach a wide variety of audiences. She studied adult education and instructional technology at Appalachian State University as well as technical and professional communication at East Carolina University. Zaneta has prepared technical p...

Full Bio →

Written by

Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

Full Bio →

Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

Advertiser Disclosure

It’s all about you. We want to help you make the right coverage choices.

Advertiser Disclosure: We strive to help you make confident car insurance decisions. Comparison shopping should be easy. We are not affiliated with any one car insurance company and cannot guarantee quotes from any single company.

Our partnerships don’t influence our content. Our opinions are our own. To compare quotes from top car companies please enter your ZIP code above to use the free quote tool. The more quotes you compare, the more chances to save.

Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.

Here's What You Need to Know

  • Average car insurance rates in Helotes, TX after a DUI are $4,527/year
  • Average car insurance rates in Helotes, TX are $4,000/year
  • The cheapest car insurance company in Helotes is USAA

If you need to buy Helotes, Texas car insurance, the options can be confusing. Everything you need to know about car insurance in Helotes, TX is right here.

You’ll find Helotes car insurance rates, the cheapest Helotes, TX car insurance companies, and information on Texas car insurance laws. You can also compare Helotes, Texas car insurance rates to Corpus Christi car insurance rates, Fort Worth car insurance rates, and San Antonio car insurance rates.

Ready to find affordable Helotes, TX car insurance today? Enter your ZIP code for fast, free Helotes car insurance quotes.

Cheapest Helotes, TX Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Helotes, TX car insurance rates? Every Helotes, Texas car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Helotes, Texas

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $3,198 $3,227 $3,155 $3,155 $8,562 $10,345 $3,969 $4,140
American Family $2,783 $3,110 $2,650 $3,045 $7,778 $10,231 $4,072 $4,667
GEICO $2,899 $3,144 $2,818 $3,229 $6,436 $6,637 $3,138 $3,104
Nationwide $2,298 $2,334 $2,032 $2,148 $6,561 $8,409 $2,705 $2,923
Progressive $2,522 $2,386 $2,250 $2,291 $10,757 $11,988 $2,984 $3,017
State Farm $2,207 $2,207 $1,971 $1,971 $5,339 $6,808 $2,403 $2,468
USAA $1,701 $1,700 $1,635 $1,612 $4,900 $5,301 $2,265 $2,403

Free Car Insurance Comparison

Enter your ZIP code below to view companies that have cheap car insurance rates.

 Secured with SHA-256 Encryption

Minimum Car Insurance in Helotes, TX

Every driver must carry the minimum car insurance in Helotes, TX. Take a look at the Texas car insurance requirements.

Minimum Required Car Insurance Coverage in Helotes, Texas

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $30,000 per person
$60,000 per accident
Property Damage Liability Coverage $25,000 minimum

Cheapest Helotes, TX Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Helotes, TX. Compare credit history car insurance rates in Helotes from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Helotes, Texas

Insurance Company Poor Fair Good
Allstate $6,303 $4,634 $3,970
American Family $6,555 $4,160 $3,661
GEICO $6,083 $3,425 $2,270
Nationwide $4,405 $3,544 $3,080
Progressive $5,363 $4,649 $4,312
State Farm $4,482 $2,799 $2,235
USAA $3,924 $2,293 $1,852

Cheapest Helotes, TX Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Helotes, TX to rates for a clean record with top companies.

Annual Helotes, Texas Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $3,847 $5,951 $6,230 $3,847
American Family $4,365 $5,562 $4,877 $4,365
GEICO $3,324 $4,418 $3,666 $4,296
Nationwide $3,191 $3,191 $4,720 $3,602
Progressive $4,160 $5,400 $4,857 $4,682
State Farm $2,810 $3,234 $3,834 $2,810
USAA $1,994 $2,968 $3,508 $2,289

Cheapest Helotes, TX Car Insurance for Teen Drivers

Teen car insurance in Helotes, TX can be expensive. Take a look at rates from the top car insurance companies in Helotes for teenagers.

Annual Car Insurance Rates for Teen Drivers in Helotes, Texas

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $8,562 $10,345
American Family $7,778 $10,231
GEICO $6,436 $6,637
Nationwide $6,561 $8,409
Progressive $10,757 $11,988
State Farm $5,339 $6,808
USAA $4,900 $5,301

Cheapest Helotes, TX Car Insurance for Seniors

Take a look at Helotes, TX senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Helotes, Texas

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $3,155 $3,155
American Family $2,650 $3,045
GEICO $2,818 $3,229
Nationwide $2,032 $2,148
Progressive $2,250 $2,291
State Farm $1,971 $1,971
USAA $1,635 $1,612

Cheapest Helotes, TX Car Insurance Rates After a DUI

A DUI in Helotes, TX increases car insurance rates. Compare Helotes, Texas DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Helotes, Texas

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $6,230
American Family $4,877
GEICO $3,666
Nationwide $4,720
Progressive $4,857
State Farm $3,834
USAA $3,508

Free Car Insurance Comparison

Enter your ZIP code below to view companies that have cheap car insurance rates.

 Secured with SHA-256 Encryption

Cheapest Helotes, TX Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Helotes, TX by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Helotes, Texas

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $4,850 $5,087
American Family $4,792 $4,792
GEICO $3,852 $4,000
Nationwide $3,676 $3,676
Progressive $4,775 $4,775
State Farm $3,172 $3,172
USAA $2,656 $2,724

The Best Cheap Car Insurance Companies in Helotes, TX

Take a look at a side-by-side comparison of the top car insurance companies in Helotes, TX to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Helotes, Texas

Insurance Company Average Annual Rates
Allstate $4,969
American Family $4,792
GEICO $3,926
Nationwide $3,676
Progressive $4,775
State Farm $3,172
USAA $2,690

Category Winners: Cheapest Car Insurance in Helotes, Texas

Find the cheapest car insurance companies in Helotes, TX for each category right here.

Best Annual Car Insurance Rates by Company in Helotes, Texas

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI USAA
With 1 Speeding Violation USAA

Free Car Insurance Comparison

Enter your ZIP code below to view companies that have cheap car insurance rates.

 Secured with SHA-256 Encryption

Cheapest Helotes, TX Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Helotes car insurance rates. Find the cheapest Helotes, TX car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Helotes, Texas

Insurance Company Low Medium High
Allstate $4,875 $4,934 $5,097
American Family $4,448 $4,618 $5,311
GEICO $3,689 $3,868 $4,221
Nationwide $3,956 $3,521 $3,552
Progressive $4,536 $4,751 $5,037
State Farm $2,982 $3,160 $3,374
USAA $2,583 $2,677 $2,809

What affects car insurance rates in Helotes, Texas?

What factors can have an impact on Helotes, TX car insurance? There are several reasons why Helotes car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Helotes, Texas.

Car Theft in Helotes

High levels of vehicle theft can make car insurance more expensive. Helotes, TX car theft statistics from the FBI indicate 4 vehicle thefts a year.

Commute Time in Helotes

The more time you spend in your car the higher the risk of an accident. The average commute length in Helotes, TX is 31.1 minutes according to City-Data.

Compare Car Insurance Quotes in Helotes, TX

Ready to find affordable Helotes, Texas car insurance today? Enter your ZIP code for fast, free Helotes, TX car insurance quotes.

Free Car Insurance Comparison

Enter your ZIP code below to view companies that have cheap car insurance rates.

 Secured with SHA-256 Encryption