Compare Helper, UT Car Insurance Rates (2021)

Car insurance in Helper, UT averages $285 a month. Helper, Utah car insurance requirements are 25/65/15, but you might need full coverage insurance if your car is financed. To find cheap Helper car insurance rates, compare quotes from the top car insurance companies in Helper, UT.

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A former insurance producer, Laura understands that education is key when it comes to buying insurance. She has happily dedicated many hours to helping her clients understand how the insurance marketplace works so they can find the best car, home, and life insurance products for their needs.

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • Average car insurance rates in Helper, UT after a DUI are $3,909/year
  • The cheapest car insurance company in Helper is USAA
  • Average car insurance rates in Helper, UT are $3,424/year

If you need to buy Helper, Utah car insurance, the options can be confusing. Everything you need to know about car insurance in Helper, UT is right here.

You’ll find Helper car insurance rates, the cheapest Helper, UT car insurance companies, and information on Utah car insurance laws. You can also compare Helper, Utah car insurance rates to West Jordan car insurance rates, West Valley City car insurance rates, and Provo car insurance rates.

Ready to find affordable Helper, UT car insurance today? Enter your ZIP code for fast, free Helper car insurance quotes.

Cheapest Helper, UT Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Helper, UT car insurance rates? Every Helper, Utah car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Helper, Utah

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,412 $2,243 $2,175 $2,175 $7,405 $8,282 $2,583 $2,593
American Family $1,979 $1,979 $1,815 $1,815 $7,096 $9,328 $1,979 $2,345
Farmers $1,903 $1,882 $1,681 $1,789 $8,086 $8,336 $2,159 $2,236
GEICO $1,896 $2,112 $2,068 $2,389 $5,626 $6,011 $1,647 $1,664
Liberty Mutual $2,360 $2,540 $1,959 $2,180 $8,987 $9,975 $2,492 $2,651
Nationwide $1,857 $1,884 $1,659 $1,752 $4,912 $6,270 $2,132 $2,289
Progressive $1,982 $1,847 $1,615 $1,724 $7,907 $8,777 $2,282 $2,390
State Farm $2,585 $2,585 $2,343 $2,343 $7,758 $9,651 $2,928 $3,340
USAA $1,361 $1,338 $1,220 $1,221 $4,736 $5,538 $1,656 $1,809

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Minimum Car Insurance in Helper, UT

Every driver must carry the minimum car insurance in Helper, UT. Take a look at the Utah car insurance requirements.

Minimum Required Car Insurance Coverage in Helper, Utah

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$65,000 per accident
Property Damage Liability Coverage $15,000 minimum

Cheapest Helper, UT Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Helper, UT. Compare credit history car insurance rates in Helper from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Helper, Utah

Insurance Company Poor Fair Good
Allstate $5,002 $3,344 $2,855
American Family $4,451 $3,337 $2,838
Farmers $4,017 $3,339 $3,171
GEICO $4,460 $2,470 $1,850
Liberty Mutual $5,916 $3,639 $2,875
Nationwide $3,537 $2,654 $2,343
Progressive $4,047 $3,449 $3,199
State Farm $6,819 $3,434 $2,322
USAA $3,387 $2,156 $1,538

Cheapest Helper, UT Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Helper, UT to rates for a clean record with top companies.

Annual Helper, Utah Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $3,153 $3,791 $4,435 $3,555
American Family $2,928 $3,646 $4,307 $3,286
Farmers $2,986 $3,885 $3,771 $3,394
GEICO $2,131 $3,301 $3,801 $2,473
Liberty Mutual $3,251 $4,445 $4,794 $4,082
Nationwide $2,255 $3,040 $3,566 $2,518
Progressive $3,022 $4,541 $3,159 $3,540
State Farm $3,818 $4,565 $4,192 $4,192
USAA $1,857 $2,345 $3,158 $2,080

Cheapest Helper, UT Car Insurance for Teen Drivers

Teen car insurance in Helper, UT can be expensive. Take a look at rates from the top car insurance companies in Helper for teenagers.

Annual Car Insurance Rates for Teen Drivers in Helper, Utah

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $7,405 $8,282
American Family $7,096 $9,328
Farmers $8,086 $8,336
GEICO $5,626 $6,011
Liberty Mutual $8,987 $9,975
Nationwide $4,912 $6,270
Progressive $7,907 $8,777
State Farm $7,758 $9,651
USAA $4,736 $5,538

Cheapest Helper, UT Car Insurance for Seniors

Take a look at Helper, UT senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Helper, Utah

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,175 $2,175
American Family $1,815 $1,815
Farmers $1,681 $1,789
GEICO $2,068 $2,389
Liberty Mutual $1,959 $2,180
Nationwide $1,659 $1,752
Progressive $1,615 $1,724
State Farm $2,343 $2,343
USAA $1,220 $1,221

Cheapest Helper, UT Car Insurance Rates After a DUI

A DUI in Helper, UT increases car insurance rates. Compare Helper, Utah DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Helper, Utah

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $4,435
American Family $4,307
Farmers $3,771
GEICO $3,801
Liberty Mutual $4,794
Nationwide $3,566
Progressive $3,159
State Farm $4,192
USAA $3,158

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Cheapest Helper, UT Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Helper, UT by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Helper, Utah

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $3,734 $3,734
American Family $3,539 $3,544
Farmers $3,509 $3,509
GEICO $2,875 $2,978
Liberty Mutual $4,074 $4,212
Nationwide $2,845 $2,845
Progressive $3,565 $3,565
State Farm $4,085 $4,299
USAA $2,334 $2,386

The Best Cheap Car Insurance Companies in Helper, UT

Take a look at a side-by-side comparison of the top car insurance companies in Helper, UT to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Helper, Utah

Insurance Company Average Annual Rates
Allstate $3,734
American Family $3,542
Farmers $3,509
GEICO $2,927
Liberty Mutual $4,143
Nationwide $2,845
Progressive $3,565
State Farm $4,192
USAA $2,360

Category Winners: Cheapest Car Insurance in Helper, Utah

Find the cheapest car insurance companies in Helper, UT for each category right here.

Best Annual Car Insurance Rates by Company in Helper, Utah

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI USAA
With 1 Speeding Violation USAA

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Cheapest Helper, UT Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Helper car insurance rates. Find the cheapest Helper, UT car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Helper, Utah

Insurance Company Low Medium High
Allstate $3,593 $3,727 $3,881
American Family $3,455 $3,588 $3,582
Farmers $3,205 $3,458 $3,864
GEICO $2,730 $2,914 $3,135
Liberty Mutual $3,951 $4,127 $4,351
Nationwide $3,126 $2,702 $2,706
Progressive $3,297 $3,460 $3,938
State Farm $3,934 $4,203 $4,439
USAA $2,260 $2,361 $2,459

What affects car insurance rates in Helper, Utah?

What factors can have an impact on Helper, UT car insurance? There are several reasons why Helper car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Helper, Utah.

Commute Time in Helper

The more time you spend in your car the higher the risk of an accident. The average commute length in Helper, UT is 23.3 minutes according to City-Data.

Compare Car Insurance Quotes in Helper, UT

Ready to find affordable Helper, Utah car insurance today? Enter your ZIP code for fast, free Helper, UT car insurance quotes.

Free Car Insurance Comparison

Enter your ZIP code below to view companies that have cheap car insurance rates.

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