Compare Hematite, MO Car Insurance Rates (2021)

Car insurance in Hematite, MO averages $299 a month. Hematite, Missouri car insurance requirements are 25/50/25, but you might need full coverage insurance if your car is financed. To find cheap Hematite car insurance rates, compare quotes from the top car insurance companies in Hematite, MO.

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A former insurance producer, Laura understands that education is key when it comes to buying insurance. She has happily dedicated many hours to helping her clients understand how the insurance marketplace works so they can find the best car, home, and life insurance products for their needs.

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • Average car insurance rates in Hematite, MO are $3,584/year
  • Average car insurance rates in Hematite, MO after a DUI are $4,199/year
  • The cheapest car insurance company in Hematite is USAA

If you need to buy Hematite, Missouri car insurance, the options can be confusing. Everything you need to know about car insurance in Hematite, MO is right here.

You’ll find Hematite car insurance rates, the cheapest Hematite, MO car insurance companies, and information on Missouri car insurance laws. You can also compare Hematite, Missouri car insurance rates to Independence car insurance rates, Blue Springs car insurance rates, and Lee’s Summit car insurance rates.

Ready to find affordable Hematite, MO car insurance today? Enter your ZIP code for fast, free Hematite car insurance quotes.

Cheapest Hematite, MO Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Hematite, MO car insurance rates? Every Hematite, Missouri car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Hematite, Missouri

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,953 $2,843 $2,673 $2,756 $8,554 $9,285 $2,795 $2,873
American Family $2,345 $2,345 $2,090 $2,090 $6,499 $8,443 $2,345 $2,736
Farmers $2,565 $2,559 $2,283 $2,423 $10,868 $11,272 $2,927 $3,056
GEICO $1,968 $2,214 $1,532 $1,991 $6,310 $6,651 $1,788 $1,783
Liberty Mutual $2,971 $3,218 $2,441 $2,738 $10,668 $11,848 $3,128 $3,332
Nationwide $1,697 $1,728 $1,521 $1,606 $4,432 $5,656 $1,948 $2,102
Progressive $2,155 $1,984 $1,771 $1,821 $7,463 $8,381 $2,633 $2,705
State Farm $1,750 $1,750 $1,577 $1,577 $5,207 $6,544 $1,972 $2,260
USAA $1,503 $1,488 $1,359 $1,379 $4,499 $5,488 $1,862 $2,065

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Minimum Car Insurance in Hematite, MO

Every driver must carry the minimum car insurance in Hematite, MO. Take a look at the Missouri car insurance requirements.

Minimum Required Car Insurance Coverage in Hematite, Missouri

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $25,000 minimum

Cheapest Hematite, MO Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Hematite, MO. Compare credit history car insurance rates in Hematite from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Hematite, Missouri

Insurance Company Poor Fair Good
Allstate $5,991 $3,857 $3,177
American Family $4,721 $3,319 $2,795
Farmers $5,408 $4,523 $4,301
GEICO $4,186 $2,725 $2,179
Liberty Mutual $7,233 $4,422 $3,474
Nationwide $3,048 $2,523 $2,188
Progressive $4,164 $3,471 $3,208
State Farm $3,930 $2,516 $2,042
USAA $4,080 $1,912 $1,375

Cheapest Hematite, MO Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Hematite, MO to rates for a clean record with top companies.

Annual Hematite, Missouri Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $3,695 $4,194 $5,269 $4,209
American Family $2,695 $3,881 $4,786 $3,084
Farmers $4,092 $5,114 $4,999 $4,772
GEICO $2,327 $3,070 $4,187 $2,536
Liberty Mutual $3,648 $5,269 $5,417 $5,837
Nationwide $2,012 $2,609 $3,513 $2,211
Progressive $3,092 $4,237 $3,459 $3,668
State Farm $2,590 $3,070 $2,830 $2,830
USAA $1,960 $2,389 $3,328 $2,146

Cheapest Hematite, MO Car Insurance for Teen Drivers

Teen car insurance in Hematite, MO can be expensive. Take a look at rates from the top car insurance companies in Hematite for teenagers.

Annual Car Insurance Rates for Teen Drivers in Hematite, Missouri

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $8,554 $9,285
American Family $6,499 $8,443
Farmers $10,868 $11,272
GEICO $6,310 $6,651
Liberty Mutual $10,668 $11,848
Nationwide $4,432 $5,656
Progressive $7,463 $8,381
State Farm $5,207 $6,544
USAA $4,499 $5,488

Cheapest Hematite, MO Car Insurance for Seniors

Take a look at Hematite, MO senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Hematite, Missouri

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,673 $2,756
American Family $2,090 $2,090
Farmers $2,283 $2,423
GEICO $1,532 $1,991
Liberty Mutual $2,441 $2,738
Nationwide $1,521 $1,606
Progressive $1,771 $1,821
State Farm $1,577 $1,577
USAA $1,359 $1,379

Cheapest Hematite, MO Car Insurance Rates After a DUI

A DUI in Hematite, MO increases car insurance rates. Compare Hematite, Missouri DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Hematite, Missouri

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $5,269
American Family $4,786
Farmers $4,999
GEICO $4,187
Liberty Mutual $5,417
Nationwide $3,513
Progressive $3,459
State Farm $2,830
USAA $3,328

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Cheapest Hematite, MO Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Hematite, MO by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Hematite, Missouri

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $4,342 $4,342
American Family $3,576 $3,647
Farmers $4,744 $4,744
GEICO $2,975 $3,085
Liberty Mutual $5,043 $5,043
Nationwide $2,586 $2,586
Progressive $3,614 $3,614
State Farm $2,760 $2,899
USAA $2,367 $2,544

The Best Cheap Car Insurance Companies in Hematite, MO

Take a look at a side-by-side comparison of the top car insurance companies in Hematite, MO to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Hematite, Missouri

Insurance Company Average Annual Rates
Allstate $4,342
American Family $3,612
Farmers $4,744
GEICO $3,030
Liberty Mutual $5,043
Nationwide $2,586
Progressive $3,614
State Farm $2,830
USAA $2,456

Category Winners: Cheapest Car Insurance in Hematite, Missouri

Find the cheapest car insurance companies in Hematite, MO for each category right here.

Best Annual Car Insurance Rates by Company in Hematite, Missouri

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI State Farm
With 1 Speeding Violation USAA

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Cheapest Hematite, MO Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Hematite car insurance rates. Find the cheapest Hematite, MO car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Hematite, Missouri

Insurance Company Low Medium High
Allstate $4,171 $4,332 $4,522
American Family $3,497 $3,725 $3,613
Farmers $4,419 $4,694 $5,120
GEICO $2,813 $3,058 $3,219
Liberty Mutual $4,752 $5,068 $5,308
Nationwide $2,423 $2,612 $2,723
Progressive $3,227 $3,622 $3,994
State Farm $2,640 $2,840 $3,009
USAA $2,344 $2,446 $2,576

Compare Car Insurance Quotes in Hematite, MO

Ready to find affordable Hematite, Missouri car insurance today? Enter your ZIP code for fast, free Hematite, MO car insurance quotes.

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