Compare Hemlock, NY Car Insurance Rates (2021)

Car insurance in Hemlock, NY averages $255 a month. Hemlock, New York car insurance requirements are 25/50/10, but you might need full coverage insurance if your car is financed. To find cheap Hemlock car insurance rates, compare quotes from the top car insurance companies in Hemlock, NY.

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A former insurance producer, Laura understands that education is key when it comes to buying insurance. She has happily dedicated many hours to helping her clients understand how the insurance marketplace works so they can find the best car, home, and life insurance products for their needs.

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • The cheapest car insurance company in Hemlock for teen drivers is GEICO
  • Average car insurance rates in Hemlock, NY are $3,056/year
  • Average car insurance rates in Hemlock, NY after a DUI are $3,986/year

If you need to buy Hemlock, New York car insurance, the options can be confusing. Everything you need to know about car insurance in Hemlock, NY is right here.

You’ll find Hemlock car insurance rates, the cheapest Hemlock, NY car insurance companies, and information on New York car insurance laws. You can also compare Hemlock, New York car insurance rates to New York car insurance rates, Albany car insurance rates, and Schenectady car insurance rates.

Ready to find affordable Hemlock, NY car insurance today? Enter your ZIP code for fast, free Hemlock car insurance quotes.

Cheapest Hemlock, NY Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Hemlock, NY car insurance rates? Every Hemlock, New York car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Hemlock, New York

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,260 $2,134 $2,112 $2,143 $6,367 $6,822 $2,255 $2,275
GEICO $1,387 $1,334 $1,344 $1,324 $2,794 $3,991 $1,257 $1,285
Liberty Mutual $3,126 $3,126 $2,913 $2,913 $6,046 $9,796 $3,126 $3,320
Nationwide $1,988 $1,988 $1,880 $1,880 $3,472 $5,150 $1,988 $2,519
Progressive $1,700 $1,614 $1,394 $1,404 $5,558 $6,214 $2,186 $2,136
State Farm $2,423 $2,423 $2,107 $2,107 $6,989 $9,002 $2,657 $2,794
Travelers $2,283 $2,312 $2,077 $2,234 $5,218 $6,197 $2,424 $2,532
USAA $1,407 $1,383 $1,273 $1,277 $5,556 $6,624 $1,796 $1,982

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Minimum Car Insurance in Hemlock, NY

Every driver must carry the minimum car insurance in Hemlock, NY. Take a look at the New York car insurance requirements.

Minimum Required Car Insurance Coverage in Hemlock, New York

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $10,000 minimum

Cheapest Hemlock, NY Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Hemlock, NY. Compare credit history car insurance rates in Hemlock from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Hemlock, New York

Insurance Company Poor Fair Good
Allstate $4,710 $2,773 $2,405
GEICO $2,303 $1,695 $1,520
Liberty Mutual $5,994 $3,935 $2,957
Nationwide $2,608 $2,608 $2,608
Progressive $4,367 $2,283 $1,678
State Farm $5,385 $3,375 $2,678
Travelers $4,331 $2,751 $2,398
USAA $4,102 $2,062 $1,823

Cheapest Hemlock, NY Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Hemlock, NY to rates for a clean record with top companies.

Annual Hemlock, New York Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $2,817 $2,817 $4,040 $3,510
GEICO $1,479 $1,609 $2,792 $1,479
Liberty Mutual $3,448 $3,448 $6,837 $3,448
Nationwide $2,004 $2,004 $4,377 $2,048
Progressive $2,705 $2,705 $2,974 $2,720
State Farm $3,636 $3,636 $3,989 $3,989
Travelers $2,716 $3,366 $3,413 $3,143
USAA $2,368 $2,406 $3,469 $2,406

Cheapest Hemlock, NY Car Insurance for Teen Drivers

Teen car insurance in Hemlock, NY can be expensive. Take a look at rates from the top car insurance companies in Hemlock for teenagers.

Annual Car Insurance Rates for Teen Drivers in Hemlock, New York

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $6,367 $6,822
GEICO $2,794 $3,991
Liberty Mutual $6,046 $9,796
Nationwide $3,472 $5,150
Progressive $5,558 $6,214
State Farm $6,989 $9,002
Travelers $5,218 $6,197
USAA $5,556 $6,624

Cheapest Hemlock, NY Car Insurance for Seniors

Take a look at Hemlock, NY senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Hemlock, New York

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,112 $2,143
GEICO $1,344 $1,324
Liberty Mutual $2,913 $2,913
Nationwide $1,880 $1,880
Progressive $1,394 $1,404
State Farm $2,107 $2,107
Travelers $2,077 $2,234
USAA $1,273 $1,277

Cheapest Hemlock, NY Car Insurance Rates After a DUI

A DUI in Hemlock, NY increases car insurance rates. Compare Hemlock, New York DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Hemlock, New York

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $4,040
GEICO $2,792
Liberty Mutual $6,837
Nationwide $4,377
Progressive $2,974
State Farm $3,989
Travelers $3,413
USAA $3,469

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Cheapest Hemlock, NY Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Hemlock, NY by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Hemlock, New York

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $3,252 $3,340
GEICO $1,786 $1,893
Liberty Mutual $4,176 $4,415
Nationwide $2,608 $2,608
Progressive $2,776 $2,776
State Farm $3,676 $3,950
Travelers $3,160 $3,160
USAA $2,636 $2,689

The Best Cheap Car Insurance Companies in Hemlock, NY

Take a look at a side-by-side comparison of the top car insurance companies in Hemlock, NY to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Hemlock, New York

Insurance Company Average Annual Rates
Allstate $3,296
GEICO $1,839
Liberty Mutual $4,295
Nationwide $2,608
Progressive $2,776
State Farm $3,813
Travelers $3,160
USAA $2,662

Category Winners: Cheapest Car Insurance in Hemlock, New York

Find the cheapest car insurance companies in Hemlock, NY for each category right here.

Best Annual Car Insurance Rates by Company in Hemlock, New York

Category Insurance Company
Teenagers GEICO
Seniors USAA
Clean Record GEICO
With 1 Accident GEICO
With 1 DUI GEICO
With 1 Speeding Violation GEICO

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Cheapest Hemlock, NY Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Hemlock car insurance rates. Find the cheapest Hemlock, NY car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Hemlock, New York

Insurance Company Low Medium High
Allstate $3,113 $3,285 $3,490
GEICO $1,757 $1,835 $1,926
Liberty Mutual $4,105 $4,280 $4,502
Nationwide $2,466 $2,588 $2,770
Progressive $2,647 $2,765 $2,916
State Farm $3,635 $3,833 $3,970
Travelers $3,009 $3,130 $3,339
USAA $2,588 $2,650 $2,748

What affects car insurance rates in Hemlock, New York?

What factors can have an impact on Hemlock, NY car insurance? There are several reasons why Hemlock car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Hemlock, New York.

Commute Time in Hemlock

The more time you spend in your car the higher the risk of an accident. The average commute length in Hemlock, NY is 31.6 minutes according to City-Data.

Compare Car Insurance Quotes in Hemlock, NY

Ready to find affordable Hemlock, New York car insurance today? Enter your ZIP code for fast, free Hemlock, NY car insurance quotes.

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