Compare Hemphill, TX Car Insurance Rates (2021)

Car insurance in Hemphill, TX averages $327 a month. Hemphill, Texas car insurance requirements are 30/60/25, but you might need full coverage insurance if your car is financed. To find cheap Hemphill car insurance rates, compare quotes from the top car insurance companies in Hemphill, TX.

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Zaneta Wood, Ed.S. has over 15 years of experience in research and technical writing bringing a keen understanding of data analysis and information synthesis to reach a wide variety of audiences. She studied adult education and instructional technology at Appalachian State University as well as technical and professional communication at East Carolina University. Zaneta has prepared technical p...

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • The cheapest car insurance company in Hemphill for teen drivers is USAA
  • The cheapest car insurance company in Hemphill is USAA
  • Average car insurance rates in Hemphill, TX after a DUI are $4,463/year

If you need to buy Hemphill, Texas car insurance, the options can be confusing. Everything you need to know about car insurance in Hemphill, TX is right here.

You’ll find Hemphill car insurance rates, the cheapest Hemphill, TX car insurance companies, and information on Texas car insurance laws. You can also compare Hemphill, Texas car insurance rates to Laredo car insurance rates, Austin car insurance rates, and Houston car insurance rates.

Ready to find affordable Hemphill, TX car insurance today? Enter your ZIP code for fast, free Hemphill car insurance quotes.

Cheapest Hemphill, TX Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Hemphill, TX car insurance rates? Every Hemphill, Texas car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Hemphill, Texas

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $3,703 $3,741 $3,660 $3,660 $9,572 $11,567 $4,571 $4,766
American Family $2,353 $2,617 $2,209 $2,526 $6,210 $8,106 $3,369 $3,833
GEICO $2,277 $2,449 $2,200 $2,477 $4,871 $5,079 $2,452 $2,450
Nationwide $2,466 $2,510 $2,177 $2,306 $7,015 $9,007 $2,898 $3,136
Progressive $2,953 $2,787 $2,626 $2,674 $12,668 $14,145 $3,498 $3,538
State Farm $2,044 $2,044 $1,810 $1,810 $4,775 $6,066 $2,214 $2,288
USAA $1,568 $1,580 $1,496 $1,487 $4,400 $4,800 $2,093 $2,250

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Minimum Car Insurance in Hemphill, TX

Every driver must carry the minimum car insurance in Hemphill, TX. Take a look at the Texas car insurance requirements.

Minimum Required Car Insurance Coverage in Hemphill, Texas

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $30,000 per person
$60,000 per accident
Property Damage Liability Coverage $25,000 minimum

Cheapest Hemphill, TX Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Hemphill, TX. Compare credit history car insurance rates in Hemphill from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Hemphill, Texas

Insurance Company Poor Fair Good
Allstate $7,216 $5,257 $4,492
American Family $5,352 $3,388 $2,969
GEICO $4,671 $2,651 $1,774
Nationwide $4,733 $3,794 $3,291
Progressive $6,311 $5,461 $5,060
State Farm $4,086 $2,538 $2,020
USAA $3,619 $2,084 $1,674

Cheapest Hemphill, TX Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Hemphill, TX to rates for a clean record with top companies.

Annual Hemphill, Texas Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $4,423 $6,760 $7,013 $4,423
American Family $3,568 $4,508 $3,968 $3,568
GEICO $2,576 $3,386 $2,848 $3,317
Nationwide $3,417 $3,417 $5,064 $3,860
Progressive $4,880 $6,353 $5,713 $5,498
State Farm $2,574 $2,935 $3,443 $2,574
USAA $1,835 $2,704 $3,192 $2,106

Cheapest Hemphill, TX Car Insurance for Teen Drivers

Teen car insurance in Hemphill, TX can be expensive. Take a look at rates from the top car insurance companies in Hemphill for teenagers.

Annual Car Insurance Rates for Teen Drivers in Hemphill, Texas

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $9,572 $11,567
American Family $6,210 $8,106
GEICO $4,871 $5,079
Nationwide $7,015 $9,007
Progressive $12,668 $14,145
State Farm $4,775 $6,066
USAA $4,400 $4,800

Cheapest Hemphill, TX Car Insurance for Seniors

Take a look at Hemphill, TX senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Hemphill, Texas

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $3,660 $3,660
American Family $2,209 $2,526
GEICO $2,200 $2,477
Nationwide $2,177 $2,306
Progressive $2,626 $2,674
State Farm $1,810 $1,810
USAA $1,496 $1,487

Cheapest Hemphill, TX Car Insurance Rates After a DUI

A DUI in Hemphill, TX increases car insurance rates. Compare Hemphill, Texas DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Hemphill, Texas

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $7,013
American Family $3,968
GEICO $2,848
Nationwide $5,064
Progressive $5,713
State Farm $3,443
USAA $3,192

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Cheapest Hemphill, TX Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Hemphill, TX by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Hemphill, Texas

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $5,521 $5,789
American Family $3,903 $3,903
GEICO $2,975 $3,089
Nationwide $3,939 $3,939
Progressive $5,611 $5,611
State Farm $2,881 $2,881
USAA $2,428 $2,490

The Best Cheap Car Insurance Companies in Hemphill, TX

Take a look at a side-by-side comparison of the top car insurance companies in Hemphill, TX to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Hemphill, Texas

Insurance Company Average Annual Rates
Allstate $5,655
American Family $3,903
GEICO $3,032
Nationwide $3,939
Progressive $5,611
State Farm $2,881
USAA $2,459

Category Winners: Cheapest Car Insurance in Hemphill, Texas

Find the cheapest car insurance companies in Hemphill, TX for each category right here.

Best Annual Car Insurance Rates by Company in Hemphill, Texas

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI GEICO
With 1 Speeding Violation USAA

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Cheapest Hemphill, TX Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Hemphill car insurance rates. Find the cheapest Hemphill, TX car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Hemphill, Texas

Insurance Company Low Medium High
Allstate $5,504 $5,598 $5,862
American Family $3,615 $3,753 $4,341
GEICO $2,873 $2,991 $3,232
Nationwide $4,252 $3,767 $3,798
Progressive $5,317 $5,582 $5,935
State Farm $2,743 $2,870 $3,032
USAA $2,380 $2,450 $2,547

What affects car insurance rates in Hemphill, Texas?

What factors can have an impact on Hemphill, TX car insurance? There are several reasons why Hemphill car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Hemphill, Texas.

Commute Time in Hemphill

The more time you spend in your car the higher the risk of an accident. The average commute length in Hemphill, TX is 18.3 minutes according to City-Data.

Compare Car Insurance Quotes in Hemphill, TX

Ready to find affordable Hemphill, Texas car insurance today? Enter your ZIP code for fast, free Hemphill, TX car insurance quotes.

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