Compare Henagar, AL Car Insurance Rates (2021)

Car insurance in Henagar, AL averages $292 a month. Henagar, Alabama car insurance requirements are 25/50/25, but you might need full coverage insurance if your car is financed. To find cheap Henagar car insurance rates, compare quotes from the top car insurance companies in Henagar, AL.

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Zaneta Wood, Ed.S. has over 15 years of experience in research and technical writing bringing a keen understanding of data analysis and information synthesis to reach a wide variety of audiences. She studied adult education and instructional technology at Appalachian State University as well as technical and professional communication at East Carolina University. Zaneta has prepared technical p...

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • The cheapest car insurance company in Henagar for teen drivers is USAA
  • The cheapest car insurance company in Henagar is USAA
  • Average car insurance rates in Henagar, AL are $3,498/year

If you need to buy Henagar, Alabama car insurance, the options can be confusing. Everything you need to know about car insurance in Henagar, AL is right here.

You’ll find Henagar car insurance rates, the cheapest Henagar, AL car insurance companies, and information on Alabama car insurance laws. You can also compare Henagar, Alabama car insurance rates to Hoover car insurance rates, Dothan car insurance rates, and Madison car insurance rates.

Ready to find affordable Henagar, AL car insurance today? Enter your ZIP code for fast, free Henagar car insurance quotes.

Cheapest Henagar, AL Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Henagar, AL car insurance rates? Every Henagar, Alabama car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Henagar, Alabama

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $1,840 $1,761 $1,662 $1,694 $6,178 $6,642 $2,069 $2,119
Farmers $2,254 $2,237 $2,016 $2,134 $8,577 $8,828 $2,572 $2,690
GEICO $2,034 $2,021 $1,927 $1,978 $5,284 $5,207 $2,142 $2,000
Liberty Mutual $3,031 $3,273 $2,482 $2,772 $11,133 $12,376 $3,233 $3,450
Nationwide $1,667 $1,687 $1,523 $1,574 $4,394 $5,642 $1,850 $2,063
Progressive $2,232 $2,108 $1,826 $1,944 $8,868 $9,917 $2,618 $2,789
State Farm $2,639 $2,639 $2,385 $2,385 $7,992 $9,991 $2,981 $3,452
Travelers $1,508 $1,531 $1,414 $1,408 $7,950 $12,412 $1,429 $1,646
USAA $1,231 $1,250 $1,149 $1,126 $3,657 $4,056 $1,603 $1,729

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Minimum Car Insurance in Henagar, AL

Every driver must carry the minimum car insurance in Henagar, AL. Take a look at the Alabama car insurance requirements.

Minimum Required Car Insurance Coverage in Henagar, Alabama

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $25,000 minimum

Cheapest Henagar, AL Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Henagar, AL. Compare credit history car insurance rates in Henagar from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Henagar, Alabama

Insurance Company Poor Fair Good
Allstate $3,711 $2,902 $2,373
Farmers $4,390 $3,774 $3,577
GEICO $3,592 $2,562 $2,318
Liberty Mutual $7,478 $4,583 $3,595
Nationwide $3,075 $2,402 $2,174
Progressive $4,578 $3,901 $3,633
State Farm $6,983 $3,537 $2,404
Travelers $3,997 $3,463 $3,527
USAA $2,655 $1,728 $1,543

Cheapest Henagar, AL Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Henagar, AL to rates for a clean record with top companies.

Annual Henagar, Alabama Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $2,563 $3,004 $3,534 $2,881
Farmers $3,291 $4,254 $4,149 $3,960
GEICO $1,912 $3,060 $3,769 $2,555
Liberty Mutual $4,089 $5,702 $5,570 $5,514
Nationwide $2,236 $2,236 $3,238 $2,491
Progressive $3,659 $4,570 $3,902 $4,018
State Farm $3,888 $4,822 $4,261 $4,261
Travelers $3,048 $3,200 $4,682 $3,720
USAA $1,520 $1,908 $2,828 $1,644

Cheapest Henagar, AL Car Insurance for Teen Drivers

Teen car insurance in Henagar, AL can be expensive. Take a look at rates from the top car insurance companies in Henagar for teenagers.

Annual Car Insurance Rates for Teen Drivers in Henagar, Alabama

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $6,178 $6,642
Farmers $8,577 $8,828
GEICO $5,284 $5,207
Liberty Mutual $11,133 $12,376
Nationwide $4,394 $5,642
Progressive $8,868 $9,917
State Farm $7,992 $9,991
Travelers $7,950 $12,412
USAA $3,657 $4,056

Cheapest Henagar, AL Car Insurance for Seniors

Take a look at Henagar, AL senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Henagar, Alabama

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $1,662 $1,694
Farmers $2,016 $2,134
GEICO $1,927 $1,978
Liberty Mutual $2,482 $2,772
Nationwide $1,523 $1,574
Progressive $1,826 $1,944
State Farm $2,385 $2,385
Travelers $1,414 $1,408
USAA $1,149 $1,126

Cheapest Henagar, AL Car Insurance Rates After a DUI

A DUI in Henagar, AL increases car insurance rates. Compare Henagar, Alabama DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Henagar, Alabama

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $3,534
Farmers $4,149
GEICO $3,769
Liberty Mutual $5,570
Nationwide $3,238
Progressive $3,902
State Farm $4,261
Travelers $4,682
USAA $2,828

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Cheapest Henagar, AL Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Henagar, AL by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Henagar, Alabama

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $2,995 $2,995
Farmers $3,913 $3,913
GEICO $2,773 $2,875
Liberty Mutual $5,219 $5,219
Nationwide $2,550 $2,550
Progressive $4,038 $4,038
State Farm $4,206 $4,410
Travelers $3,662 $3,662
USAA $1,885 $2,065

The Best Cheap Car Insurance Companies in Henagar, AL

Take a look at a side-by-side comparison of the top car insurance companies in Henagar, AL to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Henagar, Alabama

Insurance Company Average Annual Rates
Allstate $2,995
Farmers $3,913
GEICO $2,824
Liberty Mutual $5,219
Nationwide $2,550
Progressive $4,038
State Farm $4,308
Travelers $3,662
USAA $1,975

Category Winners: Cheapest Car Insurance in Henagar, Alabama

Find the cheapest car insurance companies in Henagar, AL for each category right here.

Best Annual Car Insurance Rates by Company in Henagar, Alabama

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI USAA
With 1 Speeding Violation USAA

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Cheapest Henagar, AL Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Henagar car insurance rates. Find the cheapest Henagar, AL car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Henagar, Alabama

Insurance Company Low Medium High
Allstate $2,898 $2,989 $3,099
Farmers $3,717 $3,868 $4,156
GEICO $2,613 $2,811 $3,048
Liberty Mutual $4,988 $5,195 $5,473
Nationwide $2,532 $2,529 $2,590
Progressive $3,656 $4,016 $4,441
State Farm $4,086 $4,302 $4,537
Travelers $3,502 $3,735 $3,750
USAA $1,905 $1,965 $2,056

What affects car insurance rates in Henagar, Alabama?

What factors can have an impact on Henagar, AL car insurance? There are several reasons why Henagar car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Henagar, Alabama.

Car Theft in Henagar

High levels of vehicle theft can make car insurance more expensive. Henagar, AL car theft statistics from the FBI indicate 2 vehicle thefts a year.

Commute Time in Henagar

The more time you spend in your car the higher the risk of an accident. The average commute length in Henagar, AL is 26.2 minutes according to City-Data.

Compare Car Insurance Quotes in Henagar, AL

Ready to find affordable Henagar, Alabama car insurance today? Enter your ZIP code for fast, free Henagar, AL car insurance quotes.

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Average Monthly Car Insurance Rates by State