Compare Henderson, AR Car Insurance Rates (2021)

Car insurance in Henderson, AR averages $321 a month. Henderson, Arkansas car insurance requirements are 25/50/25, but you might need full coverage insurance if your car is financed. To find cheap Henderson car insurance rates, compare quotes from the top car insurance companies in Henderson, AR.

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Zaneta Wood, Ed.S. has over 15 years of experience in research and technical writing bringing a keen understanding of data analysis and information synthesis to reach a wide variety of audiences. She studied adult education and instructional technology at Appalachian State University as well as technical and professional communication at East Carolina University. Zaneta has prepared technical p...

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • The cheapest car insurance company in Henderson is USAA
  • Average car insurance rates in Henderson, AR after a DUI are $4,639/year
  • Average car insurance rates in Henderson, AR are $3,856/year

If you need to buy Henderson, Arkansas car insurance, the options can be confusing. Everything you need to know about car insurance in Henderson, AR is right here.

You’ll find Henderson car insurance rates, the cheapest Henderson, AR car insurance companies, and information on Arkansas car insurance laws. You can also compare Henderson, Arkansas car insurance rates to Jonesboro car insurance rates, Rogers car insurance rates, and Pine Bluff car insurance rates.

Ready to find affordable Henderson, AR car insurance today? Enter your ZIP code for fast, free Henderson car insurance quotes.

Cheapest Henderson, AR Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Henderson, AR car insurance rates? Every Henderson, Arkansas car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Henderson, Arkansas

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,612 $2,642 $2,322 $2,483 $9,138 $10,907 $2,899 $3,155
Farmers $2,175 $2,162 $1,944 $2,045 $9,150 $9,469 $2,503 $2,644
GEICO $2,331 $2,305 $2,150 $2,090 $6,083 $6,098 $2,293 $2,325
Liberty Mutual $2,084 $2,229 $1,999 $2,228 $7,413 $8,150 $2,247 $2,344
Nationwide $2,718 $2,768 $2,440 $2,578 $6,624 $8,442 $3,116 $3,360
Progressive $2,676 $2,536 $2,193 $2,301 $11,395 $12,830 $3,206 $3,482
State Farm $1,563 $1,563 $1,395 $1,395 $4,447 $5,591 $1,759 $2,018
Travelers $2,156 $2,196 $2,136 $2,140 $12,586 $20,171 $2,311 $2,667
USAA $1,259 $1,272 $1,167 $1,176 $3,902 $4,090 $1,616 $1,744

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Minimum Car Insurance in Henderson, AR

Every driver must carry the minimum car insurance in Henderson, AR. Take a look at the Arkansas car insurance requirements.

Minimum Required Car Insurance Coverage in Henderson, Arkansas

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $25,000 minimum

Cheapest Henderson, AR Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Henderson, AR. Compare credit history car insurance rates in Henderson from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Henderson, Arkansas

Insurance Company Poor Fair Good
Allstate $5,680 $4,346 $3,533
Farmers $4,568 $3,824 $3,642
GEICO $3,845 $3,161 $2,622
Liberty Mutual $5,176 $3,131 $2,453
Nationwide $4,733 $3,811 $3,473
Progressive $5,758 $4,909 $4,565
State Farm $3,570 $2,152 $1,677
Travelers $6,649 $5,550 $5,187
USAA $2,687 $1,834 $1,563

Cheapest Henderson, AR Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Henderson, AR to rates for a clean record with top companies.

Annual Henderson, Arkansas Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $3,756 $4,691 $5,178 $4,453
Farmers $3,384 $4,346 $4,243 $4,073
GEICO $2,177 $3,340 $4,978 $2,343
Liberty Mutual $2,444 $3,973 $4,645 $3,285
Nationwide $3,114 $4,027 $5,453 $3,429
Progressive $4,373 $6,088 $4,595 $5,253
State Farm $2,267 $2,665 $2,466 $2,466
Travelers $4,854 $5,015 $7,349 $5,963
USAA $1,562 $1,974 $2,845 $1,732

Cheapest Henderson, AR Car Insurance for Teen Drivers

Teen car insurance in Henderson, AR can be expensive. Take a look at rates from the top car insurance companies in Henderson for teenagers.

Annual Car Insurance Rates for Teen Drivers in Henderson, Arkansas

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $9,138 $10,907
Farmers $9,150 $9,469
GEICO $6,083 $6,098
Liberty Mutual $7,413 $8,150
Nationwide $6,624 $8,442
Progressive $11,395 $12,830
State Farm $4,447 $5,591
Travelers $12,586 $20,171
USAA $3,902 $4,090

Cheapest Henderson, AR Car Insurance for Seniors

Take a look at Henderson, AR senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Henderson, Arkansas

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,322 $2,483
Farmers $1,944 $2,045
GEICO $2,150 $2,090
Liberty Mutual $1,999 $2,228
Nationwide $2,440 $2,578
Progressive $2,193 $2,301
State Farm $1,395 $1,395
Travelers $2,136 $2,140
USAA $1,167 $1,176

Cheapest Henderson, AR Car Insurance Rates After a DUI

A DUI in Henderson, AR increases car insurance rates. Compare Henderson, Arkansas DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Henderson, Arkansas

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $5,178
Farmers $4,243
GEICO $4,978
Liberty Mutual $4,645
Nationwide $5,453
Progressive $4,595
State Farm $2,466
Travelers $7,349
USAA $2,845

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Cheapest Henderson, AR Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Henderson, AR by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Henderson, Arkansas

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $4,520 $4,520
Farmers $4,011 $4,011
GEICO $3,187 $3,232
Liberty Mutual $3,587 $3,587
Nationwide $4,006 $4,006
Progressive $5,077 $5,077
State Farm $2,408 $2,524
Travelers $5,795 $5,795
USAA $1,971 $2,086

The Best Cheap Car Insurance Companies in Henderson, AR

Take a look at a side-by-side comparison of the top car insurance companies in Henderson, AR to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Henderson, Arkansas

Insurance Company Average Annual Rates
Allstate $4,520
Farmers $4,011
GEICO $3,209
Liberty Mutual $3,587
Nationwide $4,006
Progressive $5,077
State Farm $2,466
Travelers $5,795
USAA $2,028

Category Winners: Cheapest Car Insurance in Henderson, Arkansas

Find the cheapest car insurance companies in Henderson, AR for each category right here.

Best Annual Car Insurance Rates by Company in Henderson, Arkansas

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI State Farm
With 1 Speeding Violation USAA

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Cheapest Henderson, AR Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Henderson car insurance rates. Find the cheapest Henderson, AR car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Henderson, Arkansas

Insurance Company Low Medium High
Allstate $4,405 $4,517 $4,637
Farmers $3,822 $3,972 $4,241
GEICO $3,089 $3,209 $3,331
Liberty Mutual $3,463 $3,563 $3,734
Nationwide $4,022 $3,922 $4,073
Progressive $4,730 $5,005 $5,497
State Farm $2,351 $2,463 $2,585
Travelers $5,529 $5,812 $6,046
USAA $1,948 $2,021 $2,116

Compare Car Insurance Quotes in Henderson, AR

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Average Monthly Car Insurance Rates by State