Compare Henderson, MI Car Insurance Rates (2021)

Car insurance in Henderson, MI averages $755 a month. Henderson, Michigan car insurance requirements are 20/40/10, but you might need full coverage insurance if your car is financed. To find cheap Henderson car insurance rates, compare quotes from the top car insurance companies in Henderson, MI.

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Zaneta Wood, Ed.S. has over 15 years of experience in research and technical writing bringing a keen understanding of data analysis and information synthesis to reach a wide variety of audiences. She studied adult education and instructional technology at Appalachian State University as well as technical and professional communication at East Carolina University. Zaneta has prepared technical p...

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • Average car insurance rates in Henderson, MI are $9,062/year
  • Average car insurance rates in Henderson, MI after a DUI are $15,017/year
  • The cheapest car insurance company in Henderson is USAA

If you need to buy Henderson, Michigan car insurance, the options can be confusing. Everything you need to know about car insurance in Henderson, MI is right here.

You’ll find Henderson car insurance rates, the cheapest Henderson, MI car insurance companies, and information on Michigan car insurance laws. You can also compare Henderson, Michigan car insurance rates to Sterling Heights car insurance rates, Troy car insurance rates, and Lansing car insurance rates.

Ready to find affordable Henderson, MI car insurance today? Enter your ZIP code for fast, free Henderson car insurance quotes.

Cheapest Henderson, MI Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Henderson, MI car insurance rates? Every Henderson, Michigan car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Henderson, Michigan

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $14,841 $14,841 $13,750 $13,750 $37,327 $37,327 $15,644 $15,644
Farmers $3,933 $3,933 $3,677 $3,677 $8,581 $8,581 $4,412 $4,412
GEICO $3,507 $3,507 $3,582 $3,582 $9,980 $9,980 $3,357 $3,357
Liberty Mutual $14,499 $14,499 $14,355 $14,355 $34,357 $34,357 $14,499 $14,499
Nationwide $4,005 $4,005 $3,584 $3,584 $9,927 $9,927 $4,357 $4,357
Progressive $2,794 $2,605 $2,472 $2,749 $10,127 $10,804 $3,247 $3,017
State Farm $6,734 $6,734 $6,234 $6,234 $23,398 $23,398 $7,898 $7,898
Travelers $4,480 $4,480 $3,858 $3,858 $13,395 $13,395 $4,862 $4,862
USAA $2,620 $2,480 $2,463 $2,326 $6,369 $6,045 $3,190 $3,059

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Minimum Car Insurance in Henderson, MI

Every driver must carry the minimum car insurance in Henderson, MI. Take a look at the Michigan car insurance requirements.

Minimum Required Car Insurance Coverage in Henderson, Michigan

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $20,000 per person
$40,000 per accident
Property Damage Liability Coverage $10,000 minimum

Cheapest Henderson, MI Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Henderson, MI. Compare credit history car insurance rates in Henderson from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Henderson, Michigan

Insurance Company Poor Fair Good
Allstate $30,915 $17,119 $13,138
Farmers $6,827 $4,487 $4,138
GEICO $6,559 $4,828 $3,932
Liberty Mutual $30,734 $17,750 $9,799
Nationwide $6,889 $5,147 $4,369
Progressive $5,448 $4,590 $4,143
State Farm $17,943 $9,084 $6,172
Travelers $6,813 $6,608 $6,525
USAA $5,341 $3,047 $2,318

Cheapest Henderson, MI Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Henderson, MI to rates for a clean record with top companies.

Annual Henderson, Michigan Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $9,953 $13,258 $44,433 $13,919
Farmers $4,336 $5,509 $5,444 $5,313
GEICO $1,799 $3,808 $11,494 $3,324
Liberty Mutual $13,662 $16,428 $30,178 $17,443
Nationwide $4,672 $6,251 $5,684 $5,267
Progressive $4,018 $5,255 $4,730 $4,904
State Farm $7,082 $8,468 $18,169 $10,547
Travelers $4,510 $6,426 $10,331 $5,327
USAA $2,872 $3,582 $4,691 $3,130

Cheapest Henderson, MI Car Insurance for Teen Drivers

Teen car insurance in Henderson, MI can be expensive. Take a look at rates from the top car insurance companies in Henderson for teenagers.

Annual Car Insurance Rates for Teen Drivers in Henderson, Michigan

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $37,327 $37,327
Farmers $8,581 $8,581
GEICO $9,980 $9,980
Liberty Mutual $34,357 $34,357
Nationwide $9,927 $9,927
Progressive $10,127 $10,804
State Farm $23,398 $23,398
Travelers $13,395 $13,395
USAA $6,369 $6,045

Cheapest Henderson, MI Car Insurance for Seniors

Take a look at Henderson, MI senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Henderson, Michigan

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $13,750 $13,750
Farmers $3,677 $3,677
GEICO $3,582 $3,582
Liberty Mutual $14,355 $14,355
Nationwide $3,584 $3,584
Progressive $2,472 $2,749
State Farm $6,234 $6,234
Travelers $3,858 $3,858
USAA $2,463 $2,326

Cheapest Henderson, MI Car Insurance Rates After a DUI

A DUI in Henderson, MI increases car insurance rates. Compare Henderson, Michigan DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Henderson, Michigan

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $44,433
Farmers $5,444
GEICO $11,494
Liberty Mutual $30,178
Nationwide $5,684
Progressive $4,730
State Farm $18,169
Travelers $10,331
USAA $4,691

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Cheapest Henderson, MI Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Henderson, MI by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Henderson, Michigan

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $20,391 $20,391
Farmers $5,151 $5,151
GEICO $4,991 $5,222
Liberty Mutual $18,753 $20,103
Nationwide $5,468 $5,468
Progressive $4,727 $4,727
State Farm $10,768 $11,364
Travelers $6,611 $6,686
USAA $3,528 $3,610

The Best Cheap Car Insurance Companies in Henderson, MI

Take a look at a side-by-side comparison of the top car insurance companies in Henderson, MI to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Henderson, Michigan

Insurance Company Average Annual Rates
Allstate $20,391
Farmers $5,151
GEICO $5,106
Liberty Mutual $19,428
Nationwide $5,468
Progressive $4,727
State Farm $11,066
Travelers $6,649
USAA $3,569

Category Winners: Cheapest Car Insurance in Henderson, Michigan

Find the cheapest car insurance companies in Henderson, MI for each category right here.

Best Annual Car Insurance Rates by Company in Henderson, Michigan

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record GEICO
With 1 Accident USAA
With 1 DUI USAA
With 1 Speeding Violation USAA

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Cheapest Henderson, MI Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Henderson car insurance rates. Find the cheapest Henderson, MI car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Henderson, Michigan

Insurance Company Low Medium High
Allstate $19,921 $20,433 $20,818
Farmers $5,025 $5,140 $5,286
GEICO $4,773 $5,061 $5,485
Liberty Mutual $18,989 $19,385 $19,909
Nationwide $5,754 $5,370 $5,282
Progressive $4,581 $4,733 $4,867
State Farm $10,520 $11,134 $11,545
Travelers $6,575 $6,656 $6,715
USAA $3,467 $3,577 $3,663

What affects car insurance rates in Henderson, Michigan?

What factors can have an impact on Henderson, MI car insurance? There are several reasons why Henderson car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Henderson, Michigan.

Commute Time in Henderson

The more time you spend in your car the higher the risk of an accident. The average commute length in Henderson, MI is 25.7 minutes according to City-Data.

Compare Car Insurance Quotes in Henderson, MI

Ready to find affordable Henderson, Michigan car insurance today? Enter your ZIP code for fast, free Henderson, MI car insurance quotes.

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Enter your ZIP code below to view companies that have cheap car insurance rates.

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