Compare Henderson, NV Car Insurance Rates (2021)

Car insurance in Henderson, NV averages $484 a month. Henderson, Nevada car insurance requirements are 25/50/20, but you might need full coverage insurance if your car is financed. To find cheap Henderson car insurance rates, compare quotes from the top car insurance companies in Henderson, NV.

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A former insurance producer, Laura understands that education is key when it comes to buying insurance. She has happily dedicated many hours to helping her clients understand how the insurance marketplace works so they can find the best car, home, and life insurance products for their needs.

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • The cheapest ZIP code in Henderson is 89002
  • The cheapest car insurance company in Henderson is USAA
  • Average car insurance rates in Henderson, NV after a DUI are $6,952/year

If you need to buy Henderson, Nevada car insurance, the options can be confusing. Everything you need to know about car insurance in Henderson, NV is right here.

You’ll find Henderson car insurance rates, the cheapest Henderson, NV car insurance companies, and information on Nevada car insurance laws. You can also compare Henderson, Nevada car insurance rates to Reno car insurance rates, Las Vegas car insurance rates, and Mesquite car insurance rates.

Ready to find affordable Henderson, NV car insurance today? Enter your ZIP code for fast, free Henderson car insurance quotes.

Cheapest Henderson, NV Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Henderson, NV car insurance rates? Every Henderson, Nevada car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Henderson, Nevada

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $3,813 $3,769 $3,560 $3,757 $12,665 $15,246 $4,049 $4,242
American Family $3,826 $3,826 $3,420 $3,420 $12,920 $16,869 $3,826 $4,371
Farmers $4,233 $4,353 $3,863 $4,385 $14,220 $15,184 $5,649 $5,629
GEICO $3,124 $3,025 $3,207 $3,301 $7,757 $7,029 $3,079 $2,593
Liberty Mutual $3,636 $3,938 $3,609 $4,096 $16,969 $18,953 $4,096 $4,265
Nationwide $2,841 $2,898 $2,591 $2,746 $7,135 $8,541 $3,396 $3,621
Progressive $2,587 $2,196 $2,252 $2,252 $11,336 $12,267 $2,992 $2,710
State Farm $4,229 $4,229 $3,852 $3,852 $13,199 $16,888 $4,742 $5,287
Travelers $2,519 $2,552 $2,416 $2,417 $13,993 $23,075 $2,788 $3,049
USAA $2,383 $2,335 $2,300 $2,276 $6,386 $7,184 $3,019 $3,201

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Minimum Car Insurance in Henderson, NV

Every driver must carry the minimum car insurance in Henderson, NV. Take a look at the Nevada car insurance requirements.

Minimum Required Car Insurance Coverage in Henderson, Nevada

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $20,000 minimum

Cheapest Henderson, NV Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Henderson, NV. Compare credit history car insurance rates in Henderson from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Henderson, Nevada

Insurance Company Poor Fair Good
Allstate $8,352 $5,856 $4,955
American Family $8,065 $6,223 $5,391
Farmers $8,453 $6,760 $6,356
GEICO $4,995 $4,139 $3,284
Liberty Mutual $10,705 $6,530 $5,101
Nationwide $4,984 $4,118 $3,562
Progressive $5,290 $4,748 $4,434
State Farm $12,817 $5,059 $3,228
Travelers $7,208 $6,476 $6,119
USAA $5,175 $3,147 $2,583

Cheapest Henderson, NV Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Henderson, NV to rates for a clean record with top companies.

Annual Henderson, Nevada Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $5,409 $6,382 $7,648 $6,111
American Family $5,269 $7,311 $7,873 $5,785
Farmers $5,986 $7,636 $7,937 $7,199
GEICO $2,840 $4,641 $5,581 $3,496
Liberty Mutual $5,431 $8,712 $8,750 $6,889
Nationwide $3,392 $4,356 $5,430 $3,706
Progressive $4,010 $5,554 $5,057 $4,676
State Farm $6,382 $7,688 $7,035 $7,035
Travelers $4,704 $7,039 $8,995 $5,667
USAA $2,747 $3,474 $5,214 $3,106

Cheapest Henderson, NV Car Insurance for Teen Drivers

Teen car insurance in Henderson, NV can be expensive. Take a look at rates from the top car insurance companies in Henderson for teenagers.

Annual Car Insurance Rates for Teen Drivers in Henderson, Nevada

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $12,665 $15,246
American Family $12,920 $16,869
Farmers $14,220 $15,184
GEICO $7,757 $7,029
Liberty Mutual $16,969 $18,953
Nationwide $7,135 $8,541
Progressive $11,336 $12,267
State Farm $13,199 $16,888
Travelers $13,993 $23,075
USAA $6,386 $7,184

Cheapest Henderson, NV Car Insurance for Seniors

Take a look at Henderson, NV senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Henderson, Nevada

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $3,560 $3,757
American Family $3,420 $3,420
Farmers $3,863 $4,385
GEICO $3,207 $3,301
Liberty Mutual $3,609 $4,096
Nationwide $2,591 $2,746
Progressive $2,252 $2,252
State Farm $3,852 $3,852
Travelers $2,416 $2,417
USAA $2,300 $2,276

Cheapest Henderson, NV Car Insurance Rates After a DUI

A DUI in Henderson, NV increases car insurance rates. Compare Henderson, Nevada DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Henderson, Nevada

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $7,648
American Family $7,873
Farmers $7,937
GEICO $5,581
Liberty Mutual $8,750
Nationwide $5,430
Progressive $5,057
State Farm $7,035
Travelers $8,995
USAA $5,214

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Cheapest Henderson, NV Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Henderson, NV by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Henderson, Nevada

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $6,388 $6,388
American Family $6,467 $6,652
Farmers $7,189 $7,189
GEICO $4,065 $4,213
Liberty Mutual $7,445 $7,445
Nationwide $4,221 $4,221
Progressive $4,824 $4,824
State Farm $6,824 $7,245
Travelers $6,601 $6,601
USAA $3,587 $3,683

Cheapest Henderson, NV Car Insurance Rates by ZIP Code

Henderson car insurance rates vary based on where you live. Check out the difference in car insurance rates by ZIP code in Henderson, NV.

Annual Car Insurance Rates by ZIP Code in Henderson, Nevada

ZIP Code Average Annual Rates
89002 $5,583
89011 $5,810
89012 $5,687
89014 $5,964
89015 $5,592
89044 $5,713
89052 $5,986
89074 $6,094

The Best Cheap Car Insurance Companies in Henderson, NV

Take a look at a side-by-side comparison of the top car insurance companies in Henderson, NV to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Henderson, Nevada

Insurance Company Average Annual Rates
Allstate $6,388
American Family $6,560
Farmers $7,189
GEICO $4,139
Liberty Mutual $7,445
Nationwide $4,221
Progressive $4,824
State Farm $7,035
Travelers $6,601
USAA $3,635

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Category Winners: Cheapest Car Insurance in Henderson, Nevada

Find the cheapest car insurance companies in Henderson, NV for each category right here.

Best Annual Car Insurance Rates by Company in Henderson, Nevada

Category Insurance Company
Teenagers USAA
Seniors Progressive
Clean Record USAA
With 1 Accident USAA
With 1 DUI Progressive
With 1 Speeding Violation USAA

Cheapest Henderson, NV Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Henderson car insurance rates. Find the cheapest Henderson, NV car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Henderson, Nevada

Insurance Company Low Medium High
Allstate $5,387 $6,508 $7,268
American Family $6,156 $6,953 $6,570
Farmers $6,413 $7,095 $8,060
GEICO $3,642 $4,027 $4,750
Liberty Mutual $6,694 $7,344 $8,299
Nationwide $4,089 $4,220 $4,355
Progressive $4,097 $4,612 $5,764
State Farm $6,353 $7,006 $7,745
Travelers $5,860 $6,616 $7,327
USAA $3,184 $3,593 $4,129

What affects car insurance rates in Henderson, Nevada?

What factors can have an impact on Henderson, NV car insurance? There are several reasons why Henderson car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Henderson, Nevada.

Car Theft in Henderson

High levels of vehicle theft can make car insurance more expensive. Henderson, NV car theft statistics from the FBI indicate 681 vehicle thefts a year.

Commute Time in Henderson

The more time you spend in your car the higher the risk of an accident. The average commute length in Henderson, NV is 23.5 minutes according to City-Data.

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Compare Car Insurance Quotes in Henderson, NV

Ready to find affordable Henderson, Nevada car insurance today? Enter your ZIP code for fast, free Henderson, NV car insurance quotes.

Free Car Insurance Comparison

Enter your ZIP code below to view companies that have cheap car insurance rates.

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