Compare Hendersonville, TN Car Insurance Rates (2021)

Car insurance in Hendersonville, TN averages $289 a month. Hendersonville, Tennessee car insurance requirements are 25/50/15, but you might need full coverage insurance if your car is financed. To find cheap Hendersonville car insurance rates, compare quotes from the top car insurance companies in Hendersonville, TN.

Free Car Insurance Comparison

 Secured with SHA-256 Encryption

A former insurance producer, Laura understands that education is key when it comes to buying insurance. She has happily dedicated many hours to helping her clients understand how the insurance marketplace works so they can find the best car, home, and life insurance products for their needs.

Full Bio →

Written by

Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

Full Bio →

Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

Advertiser Disclosure

It’s all about you. We want to help you make the right coverage choices.

Advertiser Disclosure: We strive to help you make confident car insurance decisions. Comparison shopping should be easy. We are not affiliated with any one car insurance company and cannot guarantee quotes from any single company.

Our partnerships don’t influence our content. Our opinions are our own. To compare quotes from top car companies please enter your ZIP code above to use the free quote tool. The more quotes you compare, the more chances to save.

Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.

Here's What You Need to Know

  • Average car insurance rates in Hendersonville, TN are $3,466/year
  • The cheapest car insurance company in Hendersonville for teen drivers is Travelers
  • Average car insurance rates in Hendersonville, TN after a DUI are $4,065/year

If you need to buy Hendersonville, Tennessee car insurance, the options can be confusing. Everything you need to know about car insurance in Hendersonville, TN is right here.

You’ll find Hendersonville car insurance rates, the cheapest Hendersonville, TN car insurance companies, and information on Tennessee car insurance laws. You can also compare Hendersonville, Tennessee car insurance rates to Hendersonville car insurance rates, Johnson City car insurance rates, and Murfreesboro car insurance rates.

Ready to find affordable Hendersonville, TN car insurance today? Enter your ZIP code for fast, free Hendersonville car insurance quotes.

Cheapest Hendersonville, TN Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Hendersonville, TN car insurance rates? Every Hendersonville, Tennessee car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Hendersonville, Tennessee

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,681 $2,573 $2,422 $2,513 $10,142 $11,059 $2,848 $2,939
Farmers $1,489 $1,518 $1,334 $1,468 $6,054 $6,450 $2,020 $2,137
GEICO $2,042 $2,056 $1,875 $1,875 $6,392 $6,489 $2,086 $2,154
Liberty Mutual $3,283 $129 $2,696 $3,016 $13,881 $15,433 $3,519 $3,740
Nationwide $2,142 $2,157 $1,922 $1,950 $5,903 $7,600 $2,463 $2,669
Progressive $1,764 $1,654 $1,442 $1,509 $8,094 $9,095 $2,122 $2,306
State Farm $1,613 $1,613 $1,468 $1,468 $5,073 $6,349 $1,827 $2,115
Travelers $1,680 $1,767 $1,543 $1,642 $4,815 $6,017 $1,783 $1,875
USAA $1,515 $1,534 $1,372 $1,366 $5,544 $6,358 $1,980 $2,098

Free Car Insurance Comparison

Enter your ZIP code below to view companies that have cheap car insurance rates.

 Secured with SHA-256 Encryption

Minimum Car Insurance in Hendersonville, TN

Every driver must carry the minimum car insurance in Hendersonville, TN. Take a look at the Tennessee car insurance requirements.

Minimum Required Car Insurance Coverage in Hendersonville, Tennessee

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $15,000 minimum

Cheapest Hendersonville, TN Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Hendersonville, TN. Compare credit history car insurance rates in Hendersonville from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Hendersonville, Tennessee

Insurance Company Poor Fair Good
Allstate $5,926 $4,544 $3,472
Farmers $3,337 $2,615 $2,474
GEICO $3,537 $3,034 $2,792
Liberty Mutual $8,161 $5,035 $3,941
Nationwide $4,014 $3,199 $2,838
Progressive $3,921 $3,396 $3,179
State Farm $3,908 $2,344 $1,820
Travelers $3,348 $2,645 $1,928
USAA $3,932 $2,317 $1,914

Cheapest Hendersonville, TN Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Hendersonville, TN to rates for a clean record with top companies.

Annual Hendersonville, Tennessee Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $3,890 $4,638 $5,608 $4,452
Farmers $2,404 $2,965 $3,026 $2,840
GEICO $2,278 $3,041 $4,887 $2,278
Liberty Mutual $4,631 $6,688 $6,209 $5,321
Nationwide $2,902 $2,902 $4,347 $3,251
Progressive $3,081 $4,008 $3,281 $3,624
State Farm $2,444 $2,938 $2,691 $2,691
Travelers $2,139 $2,748 $3,046 $2,628
USAA $1,973 $2,972 $3,488 $2,450

Cheapest Hendersonville, TN Car Insurance for Teen Drivers

Teen car insurance in Hendersonville, TN can be expensive. Take a look at rates from the top car insurance companies in Hendersonville for teenagers.

Annual Car Insurance Rates for Teen Drivers in Hendersonville, Tennessee

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $10,142 $11,059
Farmers $6,054 $6,450
GEICO $6,392 $6,489
Liberty Mutual $13,881 $15,433
Nationwide $5,903 $7,600
Progressive $8,094 $9,095
State Farm $5,073 $6,349
Travelers $4,815 $6,017
USAA $5,544 $6,358

Cheapest Hendersonville, TN Car Insurance for Seniors

Take a look at Hendersonville, TN senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Hendersonville, Tennessee

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,422 $2,513
Farmers $1,334 $1,468
GEICO $1,875 $1,875
Liberty Mutual $2,696 $3,016
Nationwide $1,922 $1,950
Progressive $1,442 $1,509
State Farm $1,468 $1,468
Travelers $1,543 $1,642
USAA $1,372 $1,366

Cheapest Hendersonville, TN Car Insurance Rates After a DUI

A DUI in Hendersonville, TN increases car insurance rates. Compare Hendersonville, Tennessee DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Hendersonville, Tennessee

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $5,608
Farmers $3,026
GEICO $4,887
Liberty Mutual $6,209
Nationwide $4,347
Progressive $3,281
State Farm $2,691
Travelers $3,046
USAA $3,488

Free Car Insurance Comparison

Enter your ZIP code below to view companies that have cheap car insurance rates.

 Secured with SHA-256 Encryption

Cheapest Hendersonville, TN Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Hendersonville, TN by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Hendersonville, Tennessee

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $4,647 $4,647
Farmers $2,809 $2,809
GEICO $3,099 $3,143
Liberty Mutual $5,712 $5,712
Nationwide $3,351 $3,351
Progressive $3,498 $3,498
State Farm $2,624 $2,757
Travelers $2,537 $2,744
USAA $2,645 $2,796

The Best Cheap Car Insurance Companies in Hendersonville, TN

Take a look at a side-by-side comparison of the top car insurance companies in Hendersonville, TN to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Hendersonville, Tennessee

Insurance Company Average Annual Rates
Allstate $4,647
Farmers $2,809
GEICO $3,121
Liberty Mutual $5,712
Nationwide $3,351
Progressive $3,498
State Farm $2,691
Travelers $2,640
USAA $2,721

Category Winners: Cheapest Car Insurance in Hendersonville, Tennessee

Find the cheapest car insurance companies in Hendersonville, TN for each category right here.

Best Annual Car Insurance Rates by Company in Hendersonville, Tennessee

Category Insurance Company
Teenagers Travelers
Seniors USAA
Clean Record USAA
With 1 Accident Travelers
With 1 DUI State Farm
With 1 Speeding Violation GEICO

Free Car Insurance Comparison

Enter your ZIP code below to view companies that have cheap car insurance rates.

 Secured with SHA-256 Encryption

Cheapest Hendersonville, TN Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Hendersonville car insurance rates. Find the cheapest Hendersonville, TN car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Hendersonville, Tennessee

Insurance Company Low Medium High
Allstate $4,468 $4,634 $4,839
Farmers $2,655 $2,797 $2,975
GEICO $2,979 $3,117 $3,268
Liberty Mutual $5,456 $5,714 $5,967
Nationwide $3,367 $3,277 $3,408
Progressive $3,249 $3,500 $3,746
State Farm $2,512 $2,706 $2,853
Travelers $2,467 $2,638 $2,816
USAA $2,631 $2,711 $2,821

What affects car insurance rates in Hendersonville, Tennessee?

What factors can have an impact on Hendersonville, TN car insurance? There are several reasons why Hendersonville car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Hendersonville, Tennessee.

Commute Time in Hendersonville

The more time you spend in your car the higher the risk of an accident. The average commute length in Hendersonville, TN is 27.9 minutes according to City-Data.

Compare Car Insurance Quotes in Hendersonville, TN

Ready to find affordable Hendersonville, Tennessee car insurance today? Enter your ZIP code for fast, free Hendersonville, TN car insurance quotes.

Free Car Insurance Comparison

Enter your ZIP code below to view companies that have cheap car insurance rates.

 Secured with SHA-256 Encryption