Compare Hendrum, MN Car Insurance Rates (2021)

Car insurance in Hendrum, MN averages $360 a month. Hendrum, Minnesota car insurance requirements are 30/60/10, but you might need full coverage insurance if your car is financed. To find cheap Hendrum car insurance rates, compare quotes from the top car insurance companies in Hendrum, MN.

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Zaneta Wood, Ed.S. has over 15 years of experience in research and technical writing bringing a keen understanding of data analysis and information synthesis to reach a wide variety of audiences. She studied adult education and instructional technology at Appalachian State University as well as technical and professional communication at East Carolina University. Zaneta has prepared technical p...

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • Average car insurance rates in Hendrum, MN after a DUI are $5,802/year
  • The cheapest car insurance company in Hendrum is State Farm
  • Average car insurance rates in Hendrum, MN are $4,315/year

If you need to buy Hendrum, Minnesota car insurance, the options can be confusing. Everything you need to know about car insurance in Hendrum, MN is right here.

You’ll find Hendrum car insurance rates, the cheapest Hendrum, MN car insurance companies, and information on Minnesota car insurance laws. You can also compare Hendrum, Minnesota car insurance rates to Brooklyn Park car insurance rates, Woodbury car insurance rates, and St. Cloud car insurance rates.

Ready to find affordable Hendrum, MN car insurance today? Enter your ZIP code for fast, free Hendrum car insurance quotes.

Cheapest Hendrum, MN Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Hendrum, MN car insurance rates? Every Hendrum, Minnesota car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Hendrum, Minnesota

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,881 $2,881 $2,758 $2,758 $6,537 $9,541 $3,495 $3,694
American Family $2,018 $2,018 $1,830 $1,830 $5,443 $7,901 $2,018 $2,278
Farmers $1,862 $1,861 $1,803 $1,900 $5,095 $5,135 $2,423 $2,322
GEICO $2,756 $2,737 $2,639 $2,565 $5,625 $7,173 $2,585 $2,657
Liberty Mutual $9,075 $9,075 $8,983 $8,983 $18,171 $27,432 $9,075 $12,762
Nationwide $1,931 $1,950 $1,716 $1,827 $4,841 $5,917 $2,256 $2,357
State Farm $1,445 $1,445 $1,277 $1,277 $3,047 $3,781 $1,679 $1,383
USAA $1,943 $1,944 $1,759 $1,775 $5,094 $5,626 $2,553 $2,740

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Minimum Car Insurance in Hendrum, MN

Every driver must carry the minimum car insurance in Hendrum, MN. Take a look at the Minnesota car insurance requirements.

Minimum Required Car Insurance Coverage in Hendrum, Minnesota

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $30,000 per person
$60,000 per accident
Property Damage Liability Coverage $10,000 minimum

Cheapest Hendrum, MN Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Hendrum, MN. Compare credit history car insurance rates in Hendrum from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Hendrum, Minnesota

Insurance Company Poor Fair Good
Allstate $6,354 $3,425 $3,175
American Family $4,298 $2,878 $2,324
Farmers $3,522 $2,523 $2,356
GEICO $4,314 $3,524 $2,938
Liberty Mutual $18,046 $11,670 $9,119
Nationwide $3,389 $2,731 $2,428
State Farm $2,794 $1,709 $1,247
USAA $4,630 $2,232 $1,926

Cheapest Hendrum, MN Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Hendrum, MN to rates for a clean record with top companies.

Annual Hendrum, Minnesota Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $3,178 $4,549 $5,429 $4,117
American Family $2,117 $3,882 $4,270 $2,399
Farmers $2,401 $3,012 $3,059 $2,729
GEICO $2,372 $3,788 $5,666 $2,541
Liberty Mutual $9,723 $13,139 $18,427 $10,489
Nationwide $2,255 $3,003 $3,461 $2,679
State Farm $1,771 $2,063 $1,917 $1,917
USAA $2,176 $2,758 $4,189 $2,593

Cheapest Hendrum, MN Car Insurance for Teen Drivers

Teen car insurance in Hendrum, MN can be expensive. Take a look at rates from the top car insurance companies in Hendrum for teenagers.

Annual Car Insurance Rates for Teen Drivers in Hendrum, Minnesota

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $6,537 $9,541
American Family $5,443 $7,901
Farmers $5,095 $5,135
GEICO $5,625 $7,173
Liberty Mutual $18,171 $27,432
Nationwide $4,841 $5,917
State Farm $3,047 $3,781
USAA $5,094 $5,626

Cheapest Hendrum, MN Car Insurance for Seniors

Take a look at Hendrum, MN senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Hendrum, Minnesota

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,758 $2,758
American Family $1,830 $1,830
Farmers $1,803 $1,900
GEICO $2,639 $2,565
Liberty Mutual $8,983 $8,983
Nationwide $1,716 $1,827
State Farm $1,277 $1,277
USAA $1,759 $1,775

Cheapest Hendrum, MN Car Insurance Rates After a DUI

A DUI in Hendrum, MN increases car insurance rates. Compare Hendrum, Minnesota DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Hendrum, Minnesota

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $5,429
American Family $4,270
Farmers $3,059
GEICO $5,666
Liberty Mutual $18,427
Nationwide $3,461
State Farm $1,917
USAA $4,189

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Cheapest Hendrum, MN Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Hendrum, MN by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Hendrum, Minnesota

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $4,318 $4,318
American Family $3,130 $3,204
Farmers $2,800 $2,800
GEICO $3,546 $3,638
Liberty Mutual $12,555 $13,334
Nationwide $2,849 $2,849
State Farm $1,867 $1,967
USAA $2,891 $2,968

The Best Cheap Car Insurance Companies in Hendrum, MN

Take a look at a side-by-side comparison of the top car insurance companies in Hendrum, MN to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Hendrum, Minnesota

Insurance Company Average Annual Rates
Allstate $4,318
American Family $3,167
Farmers $2,800
GEICO $3,592
Liberty Mutual $12,945
Nationwide $2,849
State Farm $1,917
USAA $2,929

Category Winners: Cheapest Car Insurance in Hendrum, Minnesota

Find the cheapest car insurance companies in Hendrum, MN for each category right here.

Best Annual Car Insurance Rates by Company in Hendrum, Minnesota

Category Insurance Company
Teenagers State Farm
Seniors State Farm
Clean Record State Farm
With 1 Accident State Farm
With 1 DUI State Farm
With 1 Speeding Violation State Farm

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Cheapest Hendrum, MN Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Hendrum car insurance rates. Find the cheapest Hendrum, MN car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Hendrum, Minnesota

Insurance Company Low Medium High
Allstate $4,263 $4,315 $4,377
American Family $3,160 $3,254 $3,086
Farmers $2,684 $2,812 $2,905
GEICO $3,497 $3,590 $3,689
Liberty Mutual $12,675 $12,952 $13,207
Nationwide $2,703 $2,868 $2,977
State Farm $1,847 $1,922 $1,981
USAA $2,849 $2,927 $3,012

What affects car insurance rates in Hendrum, Minnesota?

What factors can have an impact on Hendrum, MN car insurance? There are several reasons why Hendrum car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Hendrum, Minnesota.

Commute Time in Hendrum

The more time you spend in your car the higher the risk of an accident. The average commute length in Hendrum, MN is 23.3 minutes according to City-Data.

Compare Car Insurance Quotes in Hendrum, MN

Ready to find affordable Hendrum, Minnesota car insurance today? Enter your ZIP code for fast, free Hendrum, MN car insurance quotes.

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