Compare Henrietta, TX Car Insurance Rates (2021)

Car insurance in Henrietta, TX averages $297 a month. Henrietta, Texas car insurance requirements are 30/60/25, but you might need full coverage insurance if your car is financed. To find cheap Henrietta car insurance rates, compare quotes from the top car insurance companies in Henrietta, TX.

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Zaneta Wood, Ed.S. has over 15 years of experience in research and technical writing bringing a keen understanding of data analysis and information synthesis to reach a wide variety of audiences. She studied adult education and instructional technology at Appalachian State University as well as technical and professional communication at East Carolina University. Zaneta has prepared technical p...

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • Average car insurance rates in Henrietta, TX are $3,564/year
  • The cheapest car insurance company in Henrietta is USAA
  • Average car insurance rates in Henrietta, TX after a DUI are $4,060/year

If you need to buy Henrietta, Texas car insurance, the options can be confusing. Everything you need to know about car insurance in Henrietta, TX is right here.

You’ll find Henrietta car insurance rates, the cheapest Henrietta, TX car insurance companies, and information on Texas car insurance laws. You can also compare Henrietta, Texas car insurance rates to Austin car insurance rates, Arlington car insurance rates, and Laredo car insurance rates.

Ready to find affordable Henrietta, TX car insurance today? Enter your ZIP code for fast, free Henrietta car insurance quotes.

Cheapest Henrietta, TX Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Henrietta, TX car insurance rates? Every Henrietta, Texas car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Henrietta, Texas

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $3,173 $3,201 $3,132 $3,132 $8,567 $10,354 $3,946 $4,115
American Family $2,891 $3,165 $2,503 $2,824 $6,303 $8,304 $3,900 $4,416
GEICO $2,308 $2,481 $2,207 $2,484 $4,999 $5,211 $2,498 $2,506
Nationwide $2,382 $2,428 $2,101 $2,230 $6,721 $8,657 $2,794 $3,029
Progressive $2,097 $2,001 $1,876 $1,909 $8,829 $9,841 $2,490 $2,533
State Farm $1,888 $1,888 $1,676 $1,676 $4,452 $5,664 $2,048 $2,116
USAA $1,417 $1,430 $1,350 $1,345 $3,911 $4,274 $1,887 $2,033

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Minimum Car Insurance in Henrietta, TX

Every driver must carry the minimum car insurance in Henrietta, TX. Take a look at the Texas car insurance requirements.

Minimum Required Car Insurance Coverage in Henrietta, Texas

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $30,000 per person
$60,000 per accident
Property Damage Liability Coverage $25,000 minimum

Cheapest Henrietta, TX Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Henrietta, TX. Compare credit history car insurance rates in Henrietta from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Henrietta, Texas

Insurance Company Poor Fair Good
Allstate $6,290 $4,616 $3,952
American Family $6,066 $3,645 $3,154
GEICO $4,758 $2,699 $1,804
Nationwide $4,554 $3,650 $3,174
Progressive $4,429 $3,843 $3,568
State Farm $3,791 $2,358 $1,878
USAA $3,249 $1,868 $1,500

Cheapest Henrietta, TX Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Henrietta, TX to rates for a clean record with top companies.

Annual Henrietta, Texas Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $3,824 $5,944 $6,219 $3,824
American Family $3,941 $4,931 $4,340 $3,941
GEICO $2,622 $3,448 $2,902 $3,376
Nationwide $3,284 $3,284 $4,888 $3,715
Progressive $3,448 $4,450 $4,013 $3,877
State Farm $2,386 $2,726 $3,206 $2,386
USAA $1,651 $2,423 $2,856 $1,894

Cheapest Henrietta, TX Car Insurance for Teen Drivers

Teen car insurance in Henrietta, TX can be expensive. Take a look at rates from the top car insurance companies in Henrietta for teenagers.

Annual Car Insurance Rates for Teen Drivers in Henrietta, Texas

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $8,567 $10,354
American Family $6,303 $8,304
GEICO $4,999 $5,211
Nationwide $6,721 $8,657
Progressive $8,829 $9,841
State Farm $4,452 $5,664
USAA $3,911 $4,274

Cheapest Henrietta, TX Car Insurance for Seniors

Take a look at Henrietta, TX senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Henrietta, Texas

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $3,132 $3,132
American Family $2,503 $2,824
GEICO $2,207 $2,484
Nationwide $2,101 $2,230
Progressive $1,876 $1,909
State Farm $1,676 $1,676
USAA $1,350 $1,345

Cheapest Henrietta, TX Car Insurance Rates After a DUI

A DUI in Henrietta, TX increases car insurance rates. Compare Henrietta, Texas DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Henrietta, Texas

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $6,219
American Family $4,340
GEICO $2,902
Nationwide $4,888
Progressive $4,013
State Farm $3,206
USAA $2,856

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Cheapest Henrietta, TX Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Henrietta, TX by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Henrietta, Texas

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $4,835 $5,070
American Family $4,288 $4,288
GEICO $3,028 $3,146
Nationwide $3,793 $3,793
Progressive $3,947 $3,947
State Farm $2,676 $2,676
USAA $2,178 $2,234

The Best Cheap Car Insurance Companies in Henrietta, TX

Take a look at a side-by-side comparison of the top car insurance companies in Henrietta, TX to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Henrietta, Texas

Insurance Company Average Annual Rates
Allstate $4,953
American Family $4,288
GEICO $3,087
Nationwide $3,793
Progressive $3,947
State Farm $2,676
USAA $2,206

Category Winners: Cheapest Car Insurance in Henrietta, Texas

Find the cheapest car insurance companies in Henrietta, TX for each category right here.

Best Annual Car Insurance Rates by Company in Henrietta, Texas

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI USAA
With 1 Speeding Violation USAA

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Cheapest Henrietta, TX Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Henrietta car insurance rates. Find the cheapest Henrietta, TX car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Henrietta, Texas

Insurance Company Low Medium High
Allstate $4,859 $4,918 $5,081
American Family $4,084 $4,182 $4,600
GEICO $2,937 $3,052 $3,272
Nationwide $4,105 $3,629 $3,645
Progressive $3,782 $3,932 $4,127
State Farm $2,551 $2,669 $2,807
USAA $2,138 $2,198 $2,281

What affects car insurance rates in Henrietta, Texas?

What factors can have an impact on Henrietta, TX car insurance? There are several reasons why Henrietta car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Henrietta, Texas.

Commute Time in Henrietta

The more time you spend in your car the higher the risk of an accident. The average commute length in Henrietta, TX is 27.2 minutes according to City-Data.

Compare Car Insurance Quotes in Henrietta, TX

Ready to find affordable Henrietta, Texas car insurance today? Enter your ZIP code for fast, free Henrietta, TX car insurance quotes.

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