Compare Henry, SD Car Insurance Rates (2021)

Car insurance in Henry, SD averages $313 a month. Henry, South Dakota car insurance requirements are 25/50/25, but you might need full coverage insurance if your car is financed. To find cheap Henry car insurance rates, compare quotes from the top car insurance companies in Henry, SD.

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A former insurance producer, Laura understands that education is key when it comes to buying insurance. She has happily dedicated many hours to helping her clients understand how the insurance marketplace works so they can find the best car, home, and life insurance products for their needs.

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • The cheapest car insurance company in Henry is State Farm
  • Average car insurance rates in Henry, SD after a DUI are $4,561/year
  • Average car insurance rates in Henry, SD are $3,759/year

If you need to buy Henry, South Dakota car insurance, the options can be confusing. Everything you need to know about car insurance in Henry, SD is right here.

You’ll find Henry car insurance rates, the cheapest Henry, SD car insurance companies, and information on South Dakota car insurance laws. You can also compare Henry, South Dakota car insurance rates to Huron car insurance rates, Pierre car insurance rates, and Yankton car insurance rates.

Ready to find affordable Henry, SD car insurance today? Enter your ZIP code for fast, free Henry car insurance quotes.

Cheapest Henry, SD Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Henry, SD car insurance rates? Every Henry, South Dakota car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Henry, South Dakota

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,458 $2,511 $2,168 $2,320 $10,135 $12,103 $2,782 $3,041
American Family $3,184 $3,184 $2,812 $2,812 $6,503 $9,548 $3,184 $3,917
Farmers $1,638 $1,638 $1,439 $1,504 $7,684 $7,981 $1,838 $1,950
GEICO $2,137 $2,013 $2,041 $1,881 $4,398 $5,174 $1,873 $1,792
Liberty Mutual $4,141 $4,504 $3,267 $3,970 $15,785 $17,718 $4,360 $4,853
Nationwide $1,780 $1,829 $1,592 $1,700 $3,909 $5,045 $2,001 $2,174
Progressive $1,878 $1,843 $1,549 $1,599 $6,990 $7,933 $2,352 $2,457
State Farm $1,309 $1,309 $1,140 $1,140 $3,386 $4,322 $1,469 $1,658

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Minimum Car Insurance in Henry, SD

Every driver must carry the minimum car insurance in Henry, SD. Take a look at the South Dakota car insurance requirements.

Minimum Required Car Insurance Coverage in Henry, South Dakota

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $25,000 minimum

Cheapest Henry, SD Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Henry, SD. Compare credit history car insurance rates in Henry from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Henry, South Dakota

Insurance Company Poor Fair Good
Allstate $5,720 $4,469 $3,880
American Family $5,654 $4,074 $3,451
Farmers $3,615 $3,070 $2,941
GEICO $4,316 $2,191 $1,484
Liberty Mutual $10,610 $6,365 $4,999
Nationwide $3,028 $2,388 $2,096
Progressive $3,824 $3,196 $2,956
State Farm $2,861 $1,712 $1,327

Cheapest Henry, SD Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Henry, SD to rates for a clean record with top companies.

Annual Henry, South Dakota Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $3,886 $4,519 $6,004 $4,350
American Family $3,192 $4,671 $6,053 $3,655
Farmers $2,729 $3,466 $3,381 $3,261
GEICO $1,684 $2,844 $4,443 $1,684
Liberty Mutual $6,181 $7,655 $7,970 $7,493
Nationwide $1,819 $2,511 $3,581 $2,105
Progressive $2,865 $3,899 $3,089 $3,447
State Farm $1,831 $2,102 $1,967 $1,967

Cheapest Henry, SD Car Insurance for Teen Drivers

Teen car insurance in Henry, SD can be expensive. Take a look at rates from the top car insurance companies in Henry for teenagers.

Annual Car Insurance Rates for Teen Drivers in Henry, South Dakota

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $10,135 $12,103
American Family $6,503 $9,548
Farmers $7,684 $7,981
GEICO $4,398 $5,174
Liberty Mutual $15,785 $17,718
Nationwide $3,909 $5,045
Progressive $6,990 $7,933
State Farm $3,386 $4,322

Cheapest Henry, SD Car Insurance for Seniors

Take a look at Henry, SD senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Henry, South Dakota

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,168 $2,320
American Family $2,812 $2,812
Farmers $1,439 $1,504
GEICO $2,041 $1,881
Liberty Mutual $3,267 $3,970
Nationwide $1,592 $1,700
Progressive $1,549 $1,599
State Farm $1,140 $1,140

Cheapest Henry, SD Car Insurance Rates After a DUI

A DUI in Henry, SD increases car insurance rates. Compare Henry, South Dakota DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Henry, South Dakota

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $6,004
American Family $6,053
Farmers $3,381
GEICO $4,443
Liberty Mutual $7,970
Nationwide $3,581
Progressive $3,089
State Farm $1,967

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Cheapest Henry, SD Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Henry, SD by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Henry, South Dakota

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $4,575 $4,804
American Family $4,338 $4,448
Farmers $3,209 $3,209
GEICO $2,631 $2,696
Liberty Mutual $7,325 $7,325
Nationwide $2,504 $2,504
Progressive $3,325 $3,325
State Farm $1,919 $2,015

The Best Cheap Car Insurance Companies in Henry, SD

Take a look at a side-by-side comparison of the top car insurance companies in Henry, SD to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Henry, South Dakota

Insurance Company Average Annual Rates
Allstate $4,690
American Family $4,393
Farmers $3,209
GEICO $2,664
Liberty Mutual $7,325
Nationwide $2,504
Progressive $3,325
State Farm $1,967

Category Winners: Cheapest Car Insurance in Henry, South Dakota

Find the cheapest car insurance companies in Henry, SD for each category right here.

Best Annual Car Insurance Rates by Company in Henry, South Dakota

Category Insurance Company
Teenagers State Farm
Seniors State Farm
Clean Record GEICO
With 1 Accident State Farm
With 1 DUI State Farm
With 1 Speeding Violation GEICO

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Cheapest Henry, SD Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Henry car insurance rates. Find the cheapest Henry, SD car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Henry, South Dakota

Insurance Company Low Medium High
Allstate $4,537 $4,681 $4,851
American Family $4,448 $4,526 $4,204
Farmers $3,051 $3,170 $3,405
GEICO $2,584 $2,660 $2,746
Liberty Mutual $7,201 $7,317 $7,456
Nationwide $2,363 $2,493 $2,655
Progressive $3,243 $3,300 $3,432
State Farm $1,894 $1,968 $2,038

What affects car insurance rates in Henry, South Dakota?

What factors can have an impact on Henry, SD car insurance? There are several reasons why Henry car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Henry, South Dakota.

Car Theft in Henry

High levels of vehicle theft can make car insurance more expensive. Henry, SD car theft statistics from the FBI indicate 1 vehicle thefts a year.

Commute Time in Henry

The more time you spend in your car the higher the risk of an accident. The average commute length in Henry, SD is 21.5 minutes according to City-Data.

Compare Car Insurance Quotes in Henry, SD

Ready to find affordable Henry, South Dakota car insurance today? Enter your ZIP code for fast, free Henry, SD car insurance quotes.

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