Compare Hereford, AZ Car Insurance Rates (2021)

Car insurance in Hereford, AZ averages $255 a month. Hereford, Arizona car insurance requirements are 15/30/10, but you might need full coverage insurance if your car is financed. To find cheap Hereford car insurance rates, compare quotes from the top car insurance companies in Hereford, AZ.

Free Car Insurance Comparison

 Secured with SHA-256 Encryption

Zaneta Wood, Ed.S. has over 15 years of experience in research and technical writing bringing a keen understanding of data analysis and information synthesis to reach a wide variety of audiences. She studied adult education and instructional technology at Appalachian State University as well as technical and professional communication at East Carolina University. Zaneta has prepared technical p...

Full Bio →

Written by

Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

Full Bio →

Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

Advertiser Disclosure

It’s all about you. We want to help you make the right coverage choices.

Advertiser Disclosure: We strive to help you make confident car insurance decisions. Comparison shopping should be easy. We are not affiliated with any one car insurance company and cannot guarantee quotes from any single company.

Our partnerships don’t influence our content. Our opinions are our own. To compare quotes from top car companies please enter your ZIP code above to use the free quote tool. The more quotes you compare, the more chances to save.

Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.

Here's What You Need to Know

  • The cheapest car insurance company in Hereford for teen drivers is GEICO
  • Average car insurance rates in Hereford, AZ are $3,058/year
  • Average car insurance rates in Hereford, AZ after a DUI are $3,614/year

If you need to buy Hereford, Arizona car insurance, the options can be confusing. Everything you need to know about car insurance in Hereford, AZ is right here.

You’ll find Hereford car insurance rates, the cheapest Hereford, AZ car insurance companies, and information on Arizona car insurance laws. You can also compare Hereford, Arizona car insurance rates to Tempe car insurance rates, Chandler car insurance rates, and Tucson car insurance rates.

Ready to find affordable Hereford, AZ car insurance today? Enter your ZIP code for fast, free Hereford car insurance quotes.

Cheapest Hereford, AZ Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Hereford, AZ car insurance rates? Every Hereford, Arizona car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Hereford, Arizona

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,955 $2,955 $2,871 $2,871 $6,469 $8,399 $3,312 $3,606
American Family $2,298 $2,298 $2,111 $2,111 $5,942 $7,712 $2,298 $2,701
Farmers $1,854 $1,850 $1,656 $1,756 $7,577 $7,831 $2,101 $2,187
GEICO $1,231 $1,365 $1,043 $1,311 $3,440 $3,623 $1,123 $1,106
Nationwide $1,987 $2,029 $1,781 $1,889 $4,720 $6,051 $2,273 $2,458
Progressive $1,549 $1,368 $1,396 $1,328 $6,256 $6,979 $1,672 $1,671
State Farm $2,250 $2,250 $1,983 $1,983 $6,901 $8,661 $2,420 $3,057
Travelers $1,466 $1,538 $1,357 $1,438 $4,129 $5,136 $1,548 $1,624
USAA $1,724 $1,732 $1,604 $1,630 $6,362 $7,288 $2,272 $2,439

Free Car Insurance Comparison

Enter your ZIP code below to view companies that have cheap car insurance rates.

 Secured with SHA-256 Encryption

Minimum Car Insurance in Hereford, AZ

Every driver must carry the minimum car insurance in Hereford, AZ. Take a look at the Arizona car insurance requirements.

Minimum Required Car Insurance Coverage in Hereford, Arizona

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $15,000 per person
$30,000 per accident
Property Damage Liability Coverage $10,000 minimum

Cheapest Hereford, AZ Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Hereford, AZ. Compare credit history car insurance rates in Hereford from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Hereford, Arizona

Insurance Company Poor Fair Good
Allstate $5,359 $3,801 $3,378
American Family $4,315 $3,216 $2,772
Farmers $3,835 $3,187 $3,032
GEICO $2,436 $1,607 $1,297
Nationwide $3,484 $2,774 $2,438
Progressive $3,097 $2,706 $2,530
State Farm $6,768 $2,636 $1,661
Travelers $2,769 $2,267 $1,802
USAA $4,121 $2,878 $2,395

Cheapest Hereford, AZ Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Hereford, AZ to rates for a clean record with top companies.

Annual Hereford, Arizona Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $3,340 $4,239 $4,808 $4,332
American Family $2,419 $3,845 $4,663 $2,810
Farmers $2,832 $3,643 $3,556 $3,375
GEICO $1,388 $1,868 $2,478 $1,388
Nationwide $2,458 $2,582 $3,808 $2,746
Progressive $2,459 $3,214 $2,592 $2,845
State Farm $3,359 $4,017 $3,688 $3,688
Travelers $1,834 $2,379 $2,626 $2,278
USAA $2,280 $3,259 $4,306 $2,682

Cheapest Hereford, AZ Car Insurance for Teen Drivers

Teen car insurance in Hereford, AZ can be expensive. Take a look at rates from the top car insurance companies in Hereford for teenagers.

Annual Car Insurance Rates for Teen Drivers in Hereford, Arizona

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $6,469 $8,399
American Family $5,942 $7,712
Farmers $7,577 $7,831
GEICO $3,440 $3,623
Nationwide $4,720 $6,051
Progressive $6,256 $6,979
State Farm $6,901 $8,661
Travelers $4,129 $5,136
USAA $6,362 $7,288

Cheapest Hereford, AZ Car Insurance for Seniors

Take a look at Hereford, AZ senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Hereford, Arizona

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,871 $2,871
American Family $2,111 $2,111
Farmers $1,656 $1,756
GEICO $1,043 $1,311
Nationwide $1,781 $1,889
Progressive $1,396 $1,328
State Farm $1,983 $1,983
Travelers $1,357 $1,438
USAA $1,604 $1,630

Cheapest Hereford, AZ Car Insurance Rates After a DUI

A DUI in Hereford, AZ increases car insurance rates. Compare Hereford, Arizona DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Hereford, Arizona

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $4,808
American Family $4,663
Farmers $3,556
GEICO $2,478
Nationwide $3,808
Progressive $2,592
State Farm $3,688
Travelers $2,626
USAA $4,306

Free Car Insurance Comparison

Enter your ZIP code below to view companies that have cheap car insurance rates.

 Secured with SHA-256 Encryption

Cheapest Hereford, AZ Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Hereford, AZ by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Hereford, Arizona

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $4,180 $4,180
American Family $3,400 $3,468
Farmers $3,351 $3,351
GEICO $1,752 $1,809
Nationwide $2,898 $2,898
Progressive $2,777 $2,777
State Farm $3,597 $3,780
Travelers $2,279 $2,279
USAA $3,097 $3,166

The Best Cheap Car Insurance Companies in Hereford, AZ

Take a look at a side-by-side comparison of the top car insurance companies in Hereford, AZ to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Hereford, Arizona

Insurance Company Average Annual Rates
Allstate $4,180
American Family $3,434
Farmers $3,351
GEICO $1,780
Nationwide $2,898
Progressive $2,777
State Farm $3,688
Travelers $2,279
USAA $3,131

Category Winners: Cheapest Car Insurance in Hereford, Arizona

Find the cheapest car insurance companies in Hereford, AZ for each category right here.

Best Annual Car Insurance Rates by Company in Hereford, Arizona

Category Insurance Company
Teenagers GEICO
Seniors GEICO
Clean Record GEICO
With 1 Accident GEICO
With 1 DUI GEICO
With 1 Speeding Violation GEICO

Free Car Insurance Comparison

Enter your ZIP code below to view companies that have cheap car insurance rates.

 Secured with SHA-256 Encryption

Cheapest Hereford, AZ Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Hereford car insurance rates. Find the cheapest Hereford, AZ car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Hereford, Arizona

Insurance Company Low Medium High
Allstate $3,933 $4,202 $4,404
American Family $3,307 $3,544 $3,451
Farmers $2,921 $3,381 $3,752
GEICO $1,511 $1,804 $2,025
Nationwide $2,805 $2,923 $2,968
Progressive $2,488 $2,823 $3,021
State Farm $3,322 $3,752 $3,990
Travelers $2,069 $2,311 $2,458
USAA $2,866 $3,178 $3,350

Compare Car Insurance Quotes in Hereford, AZ

Ready to find affordable Hereford, Arizona car insurance today? Enter your ZIP code for fast, free Hereford, AZ car insurance quotes.

Free Car Insurance Comparison

Enter your ZIP code below to view companies that have cheap car insurance rates.

 Secured with SHA-256 Encryption