Compare Hereford, PA Car Insurance Rates (2021)

Car insurance in Hereford, PA averages $341 a month. Hereford, Pennsylvania car insurance requirements are 15/30/5, but you might need full coverage insurance if your car is financed. To find cheap Hereford car insurance rates, compare quotes from the top car insurance companies in Hereford, PA.

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Zaneta Wood, Ed.S. has over 15 years of experience in research and technical writing bringing a keen understanding of data analysis and information synthesis to reach a wide variety of audiences. She studied adult education and instructional technology at Appalachian State University as well as technical and professional communication at East Carolina University. Zaneta has prepared technical p...

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • The cheapest car insurance company in Hereford is USAA
  • The cheapest car insurance company in Hereford for teen drivers is USAA
  • Average car insurance rates in Hereford, PA after a DUI are $4,492/year

If you need to buy Hereford, Pennsylvania car insurance, the options can be confusing. Everything you need to know about car insurance in Hereford, PA is right here.

You’ll find Hereford car insurance rates, the cheapest Hereford, PA car insurance companies, and information on Pennsylvania car insurance laws. You can also compare Hereford, Pennsylvania car insurance rates to Bethlehem car insurance rates, Lancaster car insurance rates, and York car insurance rates.

Ready to find affordable Hereford, PA car insurance today? Enter your ZIP code for fast, free Hereford car insurance quotes.

Cheapest Hereford, PA Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Hereford, PA car insurance rates? Every Hereford, Pennsylvania car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Hereford, Pennsylvania

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,681 $2,681 $2,489 $2,489 $9,416 $9,416 $2,937 $2,937
GEICO $1,999 $1,730 $1,904 $1,649 $5,010 $4,346 $2,001 $1,732
Liberty Mutual $3,823 $3,823 $3,503 $3,503 $11,150 $11,150 $4,851 $4,851
Nationwide $2,059 $2,059 $1,952 $1,952 $5,815 $5,815 $2,311 $2,311
Progressive $2,833 $2,833 $2,538 $2,538 $9,336 $9,336 $3,632 $3,632
State Farm $1,584 $1,584 $1,399 $1,399 $5,703 $5,703 $1,749 $1,749
Travelers $1,756 $1,756 $1,904 $1,904 $26,071 $26,071 $2,107 $2,107
USAA $1,166 $1,166 $1,054 $1,054 $3,564 $3,564 $1,549 $1,549

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Minimum Car Insurance in Hereford, PA

Every driver must carry the minimum car insurance in Hereford, PA. Take a look at the Pennsylvania car insurance requirements.

Minimum Required Car Insurance Coverage in Hereford, Pennsylvania

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $15,000 per person
$30,000 per accident
Property Damage Liability Coverage $5,000 minimum

Cheapest Hereford, PA Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Hereford, PA. Compare credit history car insurance rates in Hereford from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Hereford, Pennsylvania

Insurance Company Poor Fair Good
Allstate $5,581 $4,188 $3,373
GEICO $3,822 $2,153 $1,664
Liberty Mutual $7,445 $5,337 $4,713
Nationwide $3,560 $2,929 $2,614
Progressive $6,051 $4,266 $3,437
State Farm $3,715 $2,298 $1,813
Travelers $8,645 $7,827 $7,405
USAA $2,286 $1,704 $1,510

Cheapest Hereford, PA Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Hereford, PA to rates for a clean record with top companies.

Annual Hereford, Pennsylvania Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $4,186 $4,964 $4,186 $4,186
GEICO $1,872 $3,226 $2,504 $2,584
Liberty Mutual $5,309 $6,105 $5,956 $5,956
Nationwide $2,186 $2,933 $4,090 $2,928
Progressive $4,148 $5,766 $4,268 $4,157
State Farm $2,384 $2,834 $2,609 $2,609
Travelers $5,623 $8,035 $10,144 $8,035
USAA $1,473 $2,039 $2,177 $1,646

Cheapest Hereford, PA Car Insurance for Teen Drivers

Teen car insurance in Hereford, PA can be expensive. Take a look at rates from the top car insurance companies in Hereford for teenagers.

Annual Car Insurance Rates for Teen Drivers in Hereford, Pennsylvania

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $9,416 $9,416
GEICO $5,010 $4,346
Liberty Mutual $11,150 $11,150
Nationwide $5,815 $5,815
Progressive $9,336 $9,336
State Farm $5,703 $5,703
Travelers $26,071 $26,071
USAA $3,564 $3,564

Cheapest Hereford, PA Car Insurance for Seniors

Take a look at Hereford, PA senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Hereford, Pennsylvania

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,489 $2,489
GEICO $1,904 $1,649
Liberty Mutual $3,503 $3,503
Nationwide $1,952 $1,952
Progressive $2,538 $2,538
State Farm $1,399 $1,399
Travelers $1,904 $1,904
USAA $1,054 $1,054

Cheapest Hereford, PA Car Insurance Rates After a DUI

A DUI in Hereford, PA increases car insurance rates. Compare Hereford, Pennsylvania DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Hereford, Pennsylvania

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $4,186
GEICO $2,504
Liberty Mutual $5,956
Nationwide $4,090
Progressive $4,268
State Farm $2,609
Travelers $10,144
USAA $2,177

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Cheapest Hereford, PA Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Hereford, PA by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Hereford, Pennsylvania

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $4,289 $4,473
GEICO $2,507 $2,586
Liberty Mutual $5,683 $5,981
Nationwide $3,034 $3,034
Progressive $4,585 $4,585
State Farm $2,532 $2,686
Travelers $7,959 $7,959
USAA $1,781 $1,886

The Best Cheap Car Insurance Companies in Hereford, PA

Take a look at a side-by-side comparison of the top car insurance companies in Hereford, PA to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Hereford, Pennsylvania

Insurance Company Average Annual Rates
Allstate $4,381
GEICO $2,546
Liberty Mutual $5,832
Nationwide $3,034
Progressive $4,585
State Farm $2,609
Travelers $7,959
USAA $1,834

Category Winners: Cheapest Car Insurance in Hereford, Pennsylvania

Find the cheapest car insurance companies in Hereford, PA for each category right here.

Best Annual Car Insurance Rates by Company in Hereford, Pennsylvania

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI USAA
With 1 Speeding Violation USAA

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Cheapest Hereford, PA Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Hereford car insurance rates. Find the cheapest Hereford, PA car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Hereford, Pennsylvania

Insurance Company Low Medium High
Allstate $4,170 $4,411 $4,561
GEICO $2,300 $2,572 $2,768
Liberty Mutual $5,532 $5,876 $6,087
Nationwide $3,061 $3,075 $2,966
Progressive $4,160 $4,629 $4,965
State Farm $2,441 $2,644 $2,741
Travelers $8,033 $7,971 $7,874
USAA $1,697 $1,852 $1,952

What affects car insurance rates in Hereford, Pennsylvania?

What factors can have an impact on Hereford, PA car insurance? There are several reasons why Hereford car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Hereford, Pennsylvania.

Commute Time in Hereford

The more time you spend in your car the higher the risk of an accident. The average commute length in Hereford, PA is 33.8 minutes according to City-Data.

Compare Car Insurance Quotes in Hereford, PA

Ready to find affordable Hereford, Pennsylvania car insurance today? Enter your ZIP code for fast, free Hereford, PA car insurance quotes.

Free Car Insurance Comparison

Enter your ZIP code below to view companies that have cheap car insurance rates.

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