Compare Hereford, TX Car Insurance Rates (2021)

Car insurance in Hereford, TX averages $309 a month. Hereford, Texas car insurance requirements are 30/60/25, but you might need full coverage insurance if your car is financed. To find cheap Hereford car insurance rates, compare quotes from the top car insurance companies in Hereford, TX.

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Zaneta Wood, Ed.S. has over 15 years of experience in research and technical writing bringing a keen understanding of data analysis and information synthesis to reach a wide variety of audiences. She studied adult education and instructional technology at Appalachian State University as well as technical and professional communication at East Carolina University. Zaneta has prepared technical p...

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • The cheapest car insurance company in Hereford is State Farm
  • The cheapest car insurance company in Hereford for teen drivers is USAA
  • Average car insurance rates in Hereford, TX after a DUI are $4,194/year

If you need to buy Hereford, Texas car insurance, the options can be confusing. Everything you need to know about car insurance in Hereford, TX is right here.

You’ll find Hereford car insurance rates, the cheapest Hereford, TX car insurance companies, and information on Texas car insurance laws. You can also compare Hereford, Texas car insurance rates to San Antonio car insurance rates, Arlington car insurance rates, and Corpus Christi car insurance rates.

Ready to find affordable Hereford, TX car insurance today? Enter your ZIP code for fast, free Hereford car insurance quotes.

Cheapest Hereford, TX Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Hereford, TX car insurance rates? Every Hereford, Texas car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Hereford, Texas

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $3,705 $3,768 $3,664 $3,664 $9,235 $11,239 $4,592 $4,834
American Family $3,062 $3,357 $2,668 $3,014 $6,852 $9,067 $4,165 $4,732
GEICO $2,611 $2,754 $2,390 $2,612 $5,405 $5,684 $2,830 $2,888
Nationwide $2,271 $2,317 $2,005 $2,130 $6,294 $8,115 $2,653 $2,876
Progressive $2,222 $2,129 $1,973 $2,016 $9,058 $10,089 $2,640 $2,691
State Farm $1,678 $1,678 $1,486 $1,486 $3,876 $4,916 $1,815 $1,876
USAA $1,558 $1,606 $1,464 $1,501 $3,909 $4,372 $2,090 $2,325

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Minimum Car Insurance in Hereford, TX

Every driver must carry the minimum car insurance in Hereford, TX. Take a look at the Texas car insurance requirements.

Minimum Required Car Insurance Coverage in Hereford, Texas

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $30,000 per person
$60,000 per accident
Property Damage Liability Coverage $25,000 minimum

Cheapest Hereford, TX Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Hereford, TX. Compare credit history car insurance rates in Hereford from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Hereford, Texas

Insurance Company Poor Fair Good
Allstate $7,130 $5,198 $4,435
American Family $6,519 $3,919 $3,406
GEICO $5,247 $2,967 $1,976
Nationwide $4,304 $3,445 $2,999
Progressive $4,628 $3,987 $3,692
State Farm $3,330 $2,073 $1,652
USAA $3,528 $1,968 $1,564

Cheapest Hereford, TX Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Hereford, TX to rates for a clean record with top companies.

Annual Hereford, Texas Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $4,464 $6,591 $6,833 $4,464
American Family $4,239 $5,309 $4,671 $4,239
GEICO $2,881 $3,708 $3,250 $3,748
Nationwide $3,103 $3,103 $4,614 $3,510
Progressive $3,584 $4,603 $4,181 $4,040
State Farm $2,105 $2,394 $2,802 $2,105
USAA $1,787 $2,568 $3,006 $2,051

Cheapest Hereford, TX Car Insurance for Teen Drivers

Teen car insurance in Hereford, TX can be expensive. Take a look at rates from the top car insurance companies in Hereford for teenagers.

Annual Car Insurance Rates for Teen Drivers in Hereford, Texas

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $9,235 $11,239
American Family $6,852 $9,067
GEICO $5,405 $5,684
Nationwide $6,294 $8,115
Progressive $9,058 $10,089
State Farm $3,876 $4,916
USAA $3,909 $4,372

Cheapest Hereford, TX Car Insurance for Seniors

Take a look at Hereford, TX senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Hereford, Texas

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $3,664 $3,664
American Family $2,668 $3,014
GEICO $2,390 $2,612
Nationwide $2,005 $2,130
Progressive $1,973 $2,016
State Farm $1,486 $1,486
USAA $1,464 $1,501

Cheapest Hereford, TX Car Insurance Rates After a DUI

A DUI in Hereford, TX increases car insurance rates. Compare Hereford, Texas DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Hereford, Texas

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $6,833
American Family $4,671
GEICO $3,250
Nationwide $4,614
Progressive $4,181
State Farm $2,802
USAA $3,006

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Cheapest Hereford, TX Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Hereford, TX by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Hereford, Texas

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $5,465 $5,711
American Family $4,615 $4,615
GEICO $3,321 $3,473
Nationwide $3,583 $3,583
Progressive $4,102 $4,102
State Farm $2,351 $2,351
USAA $2,322 $2,384

The Best Cheap Car Insurance Companies in Hereford, TX

Take a look at a side-by-side comparison of the top car insurance companies in Hereford, TX to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Hereford, Texas

Insurance Company Average Annual Rates
Allstate $5,588
American Family $4,615
GEICO $3,397
Nationwide $3,583
Progressive $4,102
State Farm $2,351
USAA $2,353

Category Winners: Cheapest Car Insurance in Hereford, Texas

Find the cheapest car insurance companies in Hereford, TX for each category right here.

Best Annual Car Insurance Rates by Company in Hereford, Texas

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident State Farm
With 1 DUI State Farm
With 1 Speeding Violation USAA

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Cheapest Hereford, TX Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Hereford car insurance rates. Find the cheapest Hereford, TX car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Hereford, Texas

Insurance Company Low Medium High
Allstate $5,473 $5,545 $5,745
American Family $4,381 $4,494 $4,969
GEICO $3,278 $3,369 $3,544
Nationwide $3,875 $3,428 $3,445
Progressive $3,934 $4,086 $4,287
State Farm $2,242 $2,344 $2,468
USAA $2,300 $2,347 $2,412

What affects car insurance rates in Hereford, Texas?

What factors can have an impact on Hereford, TX car insurance? There are several reasons why Hereford car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Hereford, Texas.

Car Theft in Hereford

High levels of vehicle theft can make car insurance more expensive. Hereford, TX car theft statistics from the FBI indicate 25 vehicle thefts a year.

Commute Time in Hereford

The more time you spend in your car the higher the risk of an accident. The average commute length in Hereford, TX is 14.5 minutes according to City-Data.

Compare Car Insurance Quotes in Hereford, TX

Ready to find affordable Hereford, Texas car insurance today? Enter your ZIP code for fast, free Hereford, TX car insurance quotes.

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Enter your ZIP code below to view companies that have cheap car insurance rates.

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