Compare Heritage Hills, NY Car Insurance Rates (2021)

Car insurance in Heritage Hills, NY averages $391 a month. Heritage Hills, New York car insurance requirements are 25/50/10, but you might need full coverage insurance if your car is financed. To find cheap Heritage Hills car insurance rates, compare quotes from the top car insurance companies in Heritage Hills, NY.

Free Car Insurance Comparison

 Secured with SHA-256 Encryption

A former insurance producer, Laura understands that education is key when it comes to buying insurance. She has happily dedicated many hours to helping her clients understand how the insurance marketplace works so they can find the best car, home, and life insurance products for their needs.

Full Bio →

Written by

Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

Full Bio →

Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

Advertiser Disclosure

It’s all about you. We want to help you make the right coverage choices.

Advertiser Disclosure: We strive to help you make confident car insurance decisions. Comparison shopping should be easy. We are not affiliated with any one car insurance company and cannot guarantee quotes from any single company.

Our partnerships don’t influence our content. Our opinions are our own. To compare quotes from top car companies please enter your ZIP code above to use the free quote tool. The more quotes you compare, the more chances to save.

Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.

Here's What You Need to Know

  • Average car insurance rates in Heritage Hills, NY after a DUI are $6,269/year
  • The cheapest car insurance company in Heritage Hills for teen drivers is GEICO
  • The cheapest car insurance company in Heritage Hills is GEICO

If you need to buy Heritage Hills, New York car insurance, the options can be confusing. Everything you need to know about car insurance in Heritage Hills, NY is right here.

You’ll find Heritage Hills car insurance rates, the cheapest Heritage Hills, NY car insurance companies, and information on New York car insurance laws. You can also compare Heritage Hills, New York car insurance rates to Mount Vernon car insurance rates, Rochester car insurance rates, and New Rochelle car insurance rates.

Ready to find affordable Heritage Hills, NY car insurance today? Enter your ZIP code for fast, free Heritage Hills car insurance quotes.

Cheapest Heritage Hills, NY Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Heritage Hills, NY car insurance rates? Every Heritage Hills, New York car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Heritage Hills, New York

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $3,277 $3,066 $3,081 $3,127 $9,773 $10,508 $3,205 $3,220
GEICO $1,841 $1,775 $1,796 $1,769 $4,003 $5,960 $1,654 $1,708
Liberty Mutual $5,114 $5,114 $4,761 $4,761 $9,982 $14,450 $5,114 $5,432
Nationwide $3,389 $3,389 $3,190 $3,190 $6,238 $9,362 $3,389 $4,371
Progressive $2,755 $2,539 $2,168 $2,213 $9,459 $10,464 $3,548 $3,424
State Farm $2,940 $2,940 $2,573 $2,573 $8,665 $10,703 $3,244 $3,452
Travelers $3,946 $3,937 $3,610 $3,843 $9,395 $11,178 $4,174 $4,315
USAA $2,038 $1,999 $1,846 $1,844 $8,363 $9,962 $2,612 $2,883

Free Car Insurance Comparison

Enter your ZIP code below to view companies that have cheap car insurance rates.

 Secured with SHA-256 Encryption

Minimum Car Insurance in Heritage Hills, NY

Every driver must carry the minimum car insurance in Heritage Hills, NY. Take a look at the New York car insurance requirements.

Minimum Required Car Insurance Coverage in Heritage Hills, New York

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $10,000 minimum

Cheapest Heritage Hills, NY Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Heritage Hills, NY. Compare credit history car insurance rates in Heritage Hills from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Heritage Hills, New York

Insurance Company Poor Fair Good
Allstate $7,060 $4,117 $3,545
GEICO $3,213 $2,359 $2,118
Liberty Mutual $9,572 $6,261 $4,690
Nationwide $4,565 $4,565 $4,565
Progressive $7,310 $3,706 $2,698
State Farm $6,546 $4,105 $3,258
Travelers $7,720 $4,794 $4,135
USAA $6,077 $3,054 $2,698

Cheapest Heritage Hills, NY Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Heritage Hills, NY to rates for a clean record with top companies.

Annual Heritage Hills, New York Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $4,139 $4,139 $6,100 $5,251
GEICO $1,979 $2,159 $4,136 $1,979
Liberty Mutual $5,424 $5,424 $11,092 $5,424
Nationwide $3,456 $3,456 $7,808 $3,538
Progressive $4,440 $4,440 $4,935 $4,470
State Farm $4,409 $4,409 $4,863 $4,863
Travelers $4,705 $5,944 $6,031 $5,518
USAA $3,490 $3,548 $5,188 $3,548

Cheapest Heritage Hills, NY Car Insurance for Teen Drivers

Teen car insurance in Heritage Hills, NY can be expensive. Take a look at rates from the top car insurance companies in Heritage Hills for teenagers.

Annual Car Insurance Rates for Teen Drivers in Heritage Hills, New York

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $9,773 $10,508
GEICO $4,003 $5,960
Liberty Mutual $9,982 $14,450
Nationwide $6,238 $9,362
Progressive $9,459 $10,464
State Farm $8,665 $10,703
Travelers $9,395 $11,178
USAA $8,363 $9,962

Cheapest Heritage Hills, NY Car Insurance for Seniors

Take a look at Heritage Hills, NY senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Heritage Hills, New York

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $3,081 $3,127
GEICO $1,796 $1,769
Liberty Mutual $4,761 $4,761
Nationwide $3,190 $3,190
Progressive $2,168 $2,213
State Farm $2,573 $2,573
Travelers $3,610 $3,843
USAA $1,846 $1,844

Cheapest Heritage Hills, NY Car Insurance Rates After a DUI

A DUI in Heritage Hills, NY increases car insurance rates. Compare Heritage Hills, New York DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Heritage Hills, New York

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $6,100
GEICO $4,136
Liberty Mutual $11,092
Nationwide $7,808
Progressive $4,935
State Farm $4,863
Travelers $6,031
USAA $5,188

Free Car Insurance Comparison

Enter your ZIP code below to view companies that have cheap car insurance rates.

 Secured with SHA-256 Encryption

Cheapest Heritage Hills, NY Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Heritage Hills, NY by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Heritage Hills, New York

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $4,839 $4,976
GEICO $2,486 $2,640
Liberty Mutual $6,643 $7,039
Nationwide $4,565 $4,565
Progressive $4,571 $4,571
State Farm $4,472 $4,800
Travelers $5,550 $5,550
USAA $3,904 $3,983

The Best Cheap Car Insurance Companies in Heritage Hills, NY

Take a look at a side-by-side comparison of the top car insurance companies in Heritage Hills, NY to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Heritage Hills, New York

Insurance Company Average Annual Rates
Allstate $4,907
GEICO $2,563
Liberty Mutual $6,841
Nationwide $4,565
Progressive $4,571
State Farm $4,636
Travelers $5,550
USAA $3,943

Category Winners: Cheapest Car Insurance in Heritage Hills, New York

Find the cheapest car insurance companies in Heritage Hills, NY for each category right here.

Best Annual Car Insurance Rates by Company in Heritage Hills, New York

Category Insurance Company
Teenagers GEICO
Seniors GEICO
Clean Record GEICO
With 1 Accident GEICO
With 1 DUI GEICO
With 1 Speeding Violation GEICO

Free Car Insurance Comparison

Enter your ZIP code below to view companies that have cheap car insurance rates.

 Secured with SHA-256 Encryption

Cheapest Heritage Hills, NY Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Heritage Hills car insurance rates. Find the cheapest Heritage Hills, NY car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Heritage Hills, New York

Insurance Company Low Medium High
Allstate $4,598 $4,886 $5,237
GEICO $2,420 $2,555 $2,714
Liberty Mutual $6,520 $6,823 $7,181
Nationwide $4,255 $4,521 $4,917
Progressive $4,342 $4,547 $4,825
State Farm $4,376 $4,665 $4,867
Travelers $5,244 $5,490 $5,915
USAA $3,832 $3,927 $4,071

What affects car insurance rates in Heritage Hills, New York?

What factors can have an impact on Heritage Hills, NY car insurance? There are several reasons why Heritage Hills car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Heritage Hills, New York.

Commute Time in Heritage Hills

The more time you spend in your car the higher the risk of an accident. The average commute length in Heritage Hills, NY is 37.1 minutes according to City-Data.

Compare Car Insurance Quotes in Heritage Hills, NY

Ready to find affordable Heritage Hills, New York car insurance today? Enter your ZIP code for fast, free Heritage Hills, NY car insurance quotes.

Free Car Insurance Comparison

Enter your ZIP code below to view companies that have cheap car insurance rates.

 Secured with SHA-256 Encryption