Compare Herman, MN Car Insurance Rates (2021)

Car insurance in Herman, MN averages $354 a month. Herman, Minnesota car insurance requirements are 30/60/10, but you might need full coverage insurance if your car is financed. To find cheap Herman car insurance rates, compare quotes from the top car insurance companies in Herman, MN.

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Zaneta Wood, Ed.S. has over 15 years of experience in research and technical writing bringing a keen understanding of data analysis and information synthesis to reach a wide variety of audiences. She studied adult education and instructional technology at Appalachian State University as well as technical and professional communication at East Carolina University. Zaneta has prepared technical p...

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • The cheapest car insurance company in Herman for teen drivers is State Farm
  • Average car insurance rates in Herman, MN are $4,248/year
  • Average car insurance rates in Herman, MN after a DUI are $5,764/year

If you need to buy Herman, Minnesota car insurance, the options can be confusing. Everything you need to know about car insurance in Herman, MN is right here.

You’ll find Herman car insurance rates, the cheapest Herman, MN car insurance companies, and information on Minnesota car insurance laws. You can also compare Herman, Minnesota car insurance rates to Maple Grove car insurance rates, St. Paul car insurance rates, and Rochester car insurance rates.

Ready to find affordable Herman, MN car insurance today? Enter your ZIP code for fast, free Herman car insurance quotes.

Cheapest Herman, MN Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Herman, MN car insurance rates? Every Herman, Minnesota car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Herman, Minnesota

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,927 $2,927 $2,810 $2,810 $6,608 $9,571 $3,562 $3,739
American Family $2,201 $2,201 $1,992 $1,992 $5,936 $8,657 $2,201 $2,493
Farmers $1,872 $1,870 $1,799 $1,902 $5,370 $5,422 $2,457 $2,437
GEICO $2,756 $2,737 $2,639 $2,565 $5,625 $7,173 $2,585 $2,657
Liberty Mutual $8,649 $8,649 $8,564 $8,564 $17,050 $25,601 $8,649 $12,054
Nationwide $1,874 $1,891 $1,666 $1,774 $4,730 $5,773 $2,192 $2,292
State Farm $1,415 $1,415 $1,256 $1,256 $3,029 $3,751 $1,646 $1,353
USAA $1,849 $1,843 $1,677 $1,685 $4,880 $5,373 $2,421 $2,588

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Minimum Car Insurance in Herman, MN

Every driver must carry the minimum car insurance in Herman, MN. Take a look at the Minnesota car insurance requirements.

Minimum Required Car Insurance Coverage in Herman, Minnesota

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $30,000 per person
$60,000 per accident
Property Damage Liability Coverage $10,000 minimum

Cheapest Herman, MN Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Herman, MN. Compare credit history car insurance rates in Herman from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Herman, Minnesota

Insurance Company Poor Fair Good
Allstate $6,428 $3,466 $3,213
American Family $4,689 $3,147 $2,542
Farmers $3,594 $2,625 $2,454
GEICO $4,314 $3,524 $2,938
Liberty Mutual $17,039 $11,018 $8,610
Nationwide $3,295 $2,661 $2,366
State Farm $2,755 $1,685 $1,230
USAA $4,403 $2,126 $1,840

Cheapest Herman, MN Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Herman, MN to rates for a clean record with top companies.

Annual Herman, Minnesota Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $3,225 $4,605 $5,468 $4,178
American Family $2,323 $4,193 $4,687 $2,634
Farmers $2,477 $3,116 $3,149 $2,822
GEICO $2,372 $3,788 $5,666 $2,541
Liberty Mutual $8,985 $12,304 $17,909 $9,691
Nationwide $2,200 $2,922 $3,364 $2,609
State Farm $1,741 $2,039 $1,890 $1,890
USAA $2,074 $2,633 $3,981 $2,470

Cheapest Herman, MN Car Insurance for Teen Drivers

Teen car insurance in Herman, MN can be expensive. Take a look at rates from the top car insurance companies in Herman for teenagers.

Annual Car Insurance Rates for Teen Drivers in Herman, Minnesota

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $6,608 $9,571
American Family $5,936 $8,657
Farmers $5,370 $5,422
GEICO $5,625 $7,173
Liberty Mutual $17,050 $25,601
Nationwide $4,730 $5,773
State Farm $3,029 $3,751
USAA $4,880 $5,373

Cheapest Herman, MN Car Insurance for Seniors

Take a look at Herman, MN senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Herman, Minnesota

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,810 $2,810
American Family $1,992 $1,992
Farmers $1,799 $1,902
GEICO $2,639 $2,565
Liberty Mutual $8,564 $8,564
Nationwide $1,666 $1,774
State Farm $1,256 $1,256
USAA $1,677 $1,685

Cheapest Herman, MN Car Insurance Rates After a DUI

A DUI in Herman, MN increases car insurance rates. Compare Herman, Minnesota DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Herman, Minnesota

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $5,468
American Family $4,687
Farmers $3,149
GEICO $5,666
Liberty Mutual $17,909
Nationwide $3,364
State Farm $1,890
USAA $3,981

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Cheapest Herman, MN Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Herman, MN by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Herman, Minnesota

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $4,369 $4,369
American Family $3,419 $3,500
Farmers $2,891 $2,891
GEICO $3,546 $3,638
Liberty Mutual $11,863 $12,582
Nationwide $2,774 $2,774
State Farm $1,840 $1,940
USAA $2,753 $2,826

The Best Cheap Car Insurance Companies in Herman, MN

Take a look at a side-by-side comparison of the top car insurance companies in Herman, MN to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Herman, Minnesota

Insurance Company Average Annual Rates
Allstate $4,369
American Family $3,459
Farmers $2,891
GEICO $3,592
Liberty Mutual $12,222
Nationwide $2,774
State Farm $1,890
USAA $2,789

Category Winners: Cheapest Car Insurance in Herman, Minnesota

Find the cheapest car insurance companies in Herman, MN for each category right here.

Best Annual Car Insurance Rates by Company in Herman, Minnesota

Category Insurance Company
Teenagers State Farm
Seniors State Farm
Clean Record State Farm
With 1 Accident State Farm
With 1 DUI State Farm
With 1 Speeding Violation State Farm

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Cheapest Herman, MN Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Herman car insurance rates. Find the cheapest Herman, MN car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Herman, Minnesota

Insurance Company Low Medium High
Allstate $4,311 $4,365 $4,431
American Family $3,458 $3,556 $3,363
Farmers $2,796 $2,901 $2,976
GEICO $3,497 $3,590 $3,689
Liberty Mutual $11,943 $12,230 $12,494
Nationwide $2,618 $2,792 $2,911
State Farm $1,820 $1,896 $1,954
USAA $2,714 $2,787 $2,867

What affects car insurance rates in Herman, Minnesota?

What factors can have an impact on Herman, MN car insurance? There are several reasons why Herman car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Herman, Minnesota.

Commute Time in Herman

The more time you spend in your car the higher the risk of an accident. The average commute length in Herman, MN is 22.3 minutes according to City-Data.

Compare Car Insurance Quotes in Herman, MN

Ready to find affordable Herman, Minnesota car insurance today? Enter your ZIP code for fast, free Herman, MN car insurance quotes.

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