Compare Hermann, MO Car Insurance Rates (2021)

Car insurance in Hermann, MO averages $277 a month. Hermann, Missouri car insurance requirements are 25/50/25, but you might need full coverage insurance if your car is financed. To find cheap Hermann car insurance rates, compare quotes from the top car insurance companies in Hermann, MO.

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A former insurance producer, Laura understands that education is key when it comes to buying insurance. She has happily dedicated many hours to helping her clients understand how the insurance marketplace works so they can find the best car, home, and life insurance products for their needs.

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • The cheapest car insurance company in Hermann is Nationwide
  • The cheapest car insurance company in Hermann for teen drivers is Nationwide
  • Average car insurance rates in Hermann, MO after a DUI are $3,875/year

If you need to buy Hermann, Missouri car insurance, the options can be confusing. Everything you need to know about car insurance in Hermann, MO is right here.

You’ll find Hermann car insurance rates, the cheapest Hermann, MO car insurance companies, and information on Missouri car insurance laws. You can also compare Hermann, Missouri car insurance rates to Blue Springs car insurance rates, Kansas City car insurance rates, and Springfield car insurance rates.

Ready to find affordable Hermann, MO car insurance today? Enter your ZIP code for fast, free Hermann car insurance quotes.

Cheapest Hermann, MO Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Hermann, MO car insurance rates? Every Hermann, Missouri car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Hermann, Missouri

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,927 $2,833 $2,639 $2,723 $8,173 $8,881 $2,797 $2,883
American Family $2,170 $2,170 $1,927 $1,927 $5,764 $7,532 $2,170 $2,553
Farmers $2,328 $2,322 $2,083 $2,201 $9,376 $9,702 $2,657 $2,791
GEICO $1,969 $2,196 $1,528 $1,925 $5,977 $6,355 $1,825 $1,853
Liberty Mutual $2,669 $2,892 $2,195 $2,460 $9,263 $10,286 $2,816 $3,007
Nationwide $1,410 $1,443 $1,259 $1,338 $3,551 $4,564 $1,607 $1,742
Progressive $2,116 $1,984 $1,729 $1,776 $6,690 $7,533 $2,586 $2,676
State Farm $1,702 $1,702 $1,502 $1,502 $4,653 $5,892 $1,908 $2,169
USAA $1,661 $1,646 $1,491 $1,518 $5,002 $6,115 $2,074 $2,307

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Minimum Car Insurance in Hermann, MO

Every driver must carry the minimum car insurance in Hermann, MO. Take a look at the Missouri car insurance requirements.

Minimum Required Car Insurance Coverage in Hermann, Missouri

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $25,000 minimum

Cheapest Hermann, MO Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Hermann, MO. Compare credit history car insurance rates in Hermann from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Hermann, Missouri

Insurance Company Poor Fair Good
Allstate $5,838 $3,757 $3,101
American Family $4,289 $3,008 $2,533
Farmers $4,787 $3,977 $3,783
GEICO $4,079 $2,657 $2,125
Liberty Mutual $6,384 $3,896 $3,066
Nationwide $2,496 $2,057 $1,790
Progressive $3,928 $3,241 $2,990
State Farm $3,522 $2,374 $1,990
USAA $4,567 $2,109 $1,505

Cheapest Hermann, MO Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Hermann, MO to rates for a clean record with top companies.

Annual Hermann, Missouri Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $3,633 $4,101 $5,086 $4,108
American Family $2,502 $3,534 $4,244 $2,827
Farmers $3,636 $4,484 $4,389 $4,221
GEICO $2,338 $2,981 $3,971 $2,525
Liberty Mutual $3,231 $4,639 $4,783 $5,142
Nationwide $1,674 $2,131 $2,825 $1,826
Progressive $2,950 $3,905 $3,254 $3,435
State Farm $2,434 $2,823 $2,629 $2,629
USAA $2,179 $2,649 $3,694 $2,385

Cheapest Hermann, MO Car Insurance for Teen Drivers

Teen car insurance in Hermann, MO can be expensive. Take a look at rates from the top car insurance companies in Hermann for teenagers.

Annual Car Insurance Rates for Teen Drivers in Hermann, Missouri

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $8,173 $8,881
American Family $5,764 $7,532
Farmers $9,376 $9,702
GEICO $5,977 $6,355
Liberty Mutual $9,263 $10,286
Nationwide $3,551 $4,564
Progressive $6,690 $7,533
State Farm $4,653 $5,892
USAA $5,002 $6,115

Cheapest Hermann, MO Car Insurance for Seniors

Take a look at Hermann, MO senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Hermann, Missouri

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,639 $2,723
American Family $1,927 $1,927
Farmers $2,083 $2,201
GEICO $1,528 $1,925
Liberty Mutual $2,195 $2,460
Nationwide $1,259 $1,338
Progressive $1,729 $1,776
State Farm $1,502 $1,502
USAA $1,491 $1,518

Cheapest Hermann, MO Car Insurance Rates After a DUI

A DUI in Hermann, MO increases car insurance rates. Compare Hermann, Missouri DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Hermann, Missouri

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $5,086
American Family $4,244
Farmers $4,389
GEICO $3,971
Liberty Mutual $4,783
Nationwide $2,825
Progressive $3,254
State Farm $2,629
USAA $3,694

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Cheapest Hermann, MO Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Hermann, MO by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Hermann, Missouri

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $4,232 $4,232
American Family $3,243 $3,310
Farmers $4,183 $4,183
GEICO $2,895 $3,012
Liberty Mutual $4,449 $4,449
Nationwide $2,114 $2,114
Progressive $3,386 $3,386
State Farm $2,566 $2,692
USAA $2,630 $2,824

The Best Cheap Car Insurance Companies in Hermann, MO

Take a look at a side-by-side comparison of the top car insurance companies in Hermann, MO to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Hermann, Missouri

Insurance Company Average Annual Rates
Allstate $4,232
American Family $3,277
Farmers $4,183
GEICO $2,954
Liberty Mutual $4,449
Nationwide $2,114
Progressive $3,386
State Farm $2,629
USAA $2,727

Category Winners: Cheapest Car Insurance in Hermann, Missouri

Find the cheapest car insurance companies in Hermann, MO for each category right here.

Best Annual Car Insurance Rates by Company in Hermann, Missouri

Category Insurance Company
Teenagers Nationwide
Seniors Nationwide
Clean Record Nationwide
With 1 Accident Nationwide
With 1 DUI State Farm
With 1 Speeding Violation Nationwide

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Cheapest Hermann, MO Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Hermann car insurance rates. Find the cheapest Hermann, MO car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Hermann, Missouri

Insurance Company Low Medium High
Allstate $4,064 $4,223 $4,410
American Family $3,191 $3,381 $3,258
Farmers $3,934 $4,144 $4,469
GEICO $2,783 $2,970 $3,107
Liberty Mutual $4,208 $4,470 $4,668
Nationwide $1,993 $2,132 $2,217
Progressive $3,099 $3,394 $3,666
State Farm $2,491 $2,636 $2,759
USAA $2,627 $2,720 $2,834

What affects car insurance rates in Hermann, Missouri?

What factors can have an impact on Hermann, MO car insurance? There are several reasons why Hermann car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Hermann, Missouri.

Commute Time in Hermann

The more time you spend in your car the higher the risk of an accident. The average commute length in Hermann, MO is 22.0 minutes according to City-Data.

Compare Car Insurance Quotes in Hermann, MO

Ready to find affordable Hermann, Missouri car insurance today? Enter your ZIP code for fast, free Hermann, MO car insurance quotes.

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