Compare Hermon, NY Car Insurance Rates (2021)

Car insurance in Hermon, NY averages $256 a month. Hermon, New York car insurance requirements are 25/50/10, but you might need full coverage insurance if your car is financed. To find cheap Hermon car insurance rates, compare quotes from the top car insurance companies in Hermon, NY.

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A former insurance producer, Laura understands that education is key when it comes to buying insurance. She has happily dedicated many hours to helping her clients understand how the insurance marketplace works so they can find the best car, home, and life insurance products for their needs.

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • The cheapest car insurance company in Hermon for teen drivers is GEICO
  • The cheapest car insurance company in Hermon is GEICO
  • Average car insurance rates in Hermon, NY are $3,070/year

If you need to buy Hermon, New York car insurance, the options can be confusing. Everything you need to know about car insurance in Hermon, NY is right here.

You’ll find Hermon car insurance rates, the cheapest Hermon, NY car insurance companies, and information on New York car insurance laws. You can also compare Hermon, New York car insurance rates to Albany car insurance rates, New York car insurance rates, and Rochester car insurance rates.

Ready to find affordable Hermon, NY car insurance today? Enter your ZIP code for fast, free Hermon car insurance quotes.

Cheapest Hermon, NY Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Hermon, NY car insurance rates? Every Hermon, New York car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Hermon, New York

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,390 $2,267 $2,223 $2,260 $6,737 $7,224 $2,416 $2,455
GEICO $1,297 $1,251 $1,263 $1,245 $2,710 $3,956 $1,170 $1,204
Liberty Mutual $3,372 $3,372 $3,142 $3,142 $6,550 $10,619 $3,372 $3,582
Nationwide $2,035 $2,035 $1,924 $1,924 $3,535 $5,249 $2,035 $2,579
Progressive $1,566 $1,490 $1,283 $1,294 $5,049 $5,645 $2,012 $1,971
State Farm $2,093 $2,093 $1,817 $1,817 $6,020 $7,791 $2,292 $2,429
Travelers $2,399 $2,441 $2,174 $2,347 $5,420 $6,417 $2,552 $2,676
USAA $1,491 $1,463 $1,346 $1,345 $6,012 $7,189 $1,899 $2,090

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Minimum Car Insurance in Hermon, NY

Every driver must carry the minimum car insurance in Hermon, NY. Take a look at the New York car insurance requirements.

Minimum Required Car Insurance Coverage in Hermon, New York

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $10,000 minimum

Cheapest Hermon, NY Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Hermon, NY. Compare credit history car insurance rates in Hermon from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Hermon, New York

Insurance Company Poor Fair Good
Allstate $4,978 $2,946 $2,566
GEICO $2,207 $1,623 $1,456
Liberty Mutual $6,486 $4,253 $3,193
Nationwide $2,664 $2,664 $2,664
Progressive $3,999 $2,086 $1,532
State Farm $4,651 $2,917 $2,315
Travelers $4,522 $2,877 $2,510
USAA $4,423 $2,195 $1,945

Cheapest Hermon, NY Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Hermon, NY to rates for a clean record with top companies.

Annual Hermon, New York Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $2,988 $2,988 $4,286 $3,724
GEICO $1,390 $1,515 $2,754 $1,390
Liberty Mutual $3,723 $3,723 $7,405 $3,723
Nationwide $2,044 $2,044 $4,480 $2,090
Progressive $2,474 $2,474 $2,720 $2,488
State Farm $3,145 $3,145 $3,444 $3,444
Travelers $2,851 $3,513 $3,564 $3,285
USAA $2,530 $2,572 $3,744 $2,572

Cheapest Hermon, NY Car Insurance for Teen Drivers

Teen car insurance in Hermon, NY can be expensive. Take a look at rates from the top car insurance companies in Hermon for teenagers.

Annual Car Insurance Rates for Teen Drivers in Hermon, New York

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $6,737 $7,224
GEICO $2,710 $3,956
Liberty Mutual $6,550 $10,619
Nationwide $3,535 $5,249
Progressive $5,049 $5,645
State Farm $6,020 $7,791
Travelers $5,420 $6,417
USAA $6,012 $7,189

Cheapest Hermon, NY Car Insurance for Seniors

Take a look at Hermon, NY senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Hermon, New York

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,223 $2,260
GEICO $1,263 $1,245
Liberty Mutual $3,142 $3,142
Nationwide $1,924 $1,924
Progressive $1,283 $1,294
State Farm $1,817 $1,817
Travelers $2,174 $2,347
USAA $1,346 $1,345

Cheapest Hermon, NY Car Insurance Rates After a DUI

A DUI in Hermon, NY increases car insurance rates. Compare Hermon, New York DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Hermon, New York

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $4,286
GEICO $2,754
Liberty Mutual $7,405
Nationwide $4,480
Progressive $2,720
State Farm $3,444
Travelers $3,564
USAA $3,744

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Cheapest Hermon, NY Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Hermon, NY by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Hermon, New York

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $3,450 $3,543
GEICO $1,710 $1,814
Liberty Mutual $4,514 $4,774
Nationwide $2,664 $2,664
Progressive $2,539 $2,539
State Farm $3,179 $3,409
Travelers $3,303 $3,303
USAA $2,826 $2,883

The Best Cheap Car Insurance Companies in Hermon, NY

Take a look at a side-by-side comparison of the top car insurance companies in Hermon, NY to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Hermon, New York

Insurance Company Average Annual Rates
Allstate $3,497
GEICO $1,762
Liberty Mutual $4,644
Nationwide $2,664
Progressive $2,539
State Farm $3,294
Travelers $3,303
USAA $2,854

Category Winners: Cheapest Car Insurance in Hermon, New York

Find the cheapest car insurance companies in Hermon, NY for each category right here.

Best Annual Car Insurance Rates by Company in Hermon, New York

Category Insurance Company
Teenagers GEICO
Seniors GEICO
Clean Record GEICO
With 1 Accident GEICO
With 1 DUI Progressive
With 1 Speeding Violation GEICO

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Cheapest Hermon, NY Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Hermon car insurance rates. Find the cheapest Hermon, NY car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Hermon, New York

Insurance Company Low Medium High
Allstate $3,329 $3,487 $3,674
GEICO $1,677 $1,757 $1,852
Liberty Mutual $4,456 $4,628 $4,848
Nationwide $2,536 $2,647 $2,811
Progressive $2,425 $2,528 $2,664
State Farm $3,148 $3,310 $3,424
Travelers $3,155 $3,274 $3,481
USAA $2,786 $2,844 $2,933

What affects car insurance rates in Hermon, New York?

What factors can have an impact on Hermon, NY car insurance? There are several reasons why Hermon car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Hermon, New York.

Commute Time in Hermon

The more time you spend in your car the higher the risk of an accident. The average commute length in Hermon, NY is 33.8 minutes according to City-Data.

Compare Car Insurance Quotes in Hermon, NY

Ready to find affordable Hermon, New York car insurance today? Enter your ZIP code for fast, free Hermon, NY car insurance quotes.

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