Compare Hermosa Beach, CA Car Insurance Rates (2021)

Car insurance in Hermosa Beach, CA averages $312 a month. Hermosa Beach, California car insurance requirements are 15/30/5, but you might need full coverage insurance if your car is financed. To find cheap Hermosa Beach car insurance rates, compare quotes from the top car insurance companies in Hermosa Beach, CA.

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Zaneta Wood, Ed.S. has over 15 years of experience in research and technical writing bringing a keen understanding of data analysis and information synthesis to reach a wide variety of audiences. She studied adult education and instructional technology at Appalachian State University as well as technical and professional communication at East Carolina University. Zaneta has prepared technical p...

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • Average car insurance rates in Hermosa Beach, CA after a DUI are $5,262/year
  • The cheapest car insurance company in Hermosa Beach for teen drivers is USAA
  • The cheapest car insurance company in Hermosa Beach is USAA

If you need to buy Hermosa Beach, California car insurance, the options can be confusing. Everything you need to know about car insurance in Hermosa Beach, CA is right here.

You’ll find Hermosa Beach car insurance rates, the cheapest Hermosa Beach, CA car insurance companies, and information on California car insurance laws. You can also compare Hermosa Beach, California car insurance rates to San Diego car insurance rates, Bakersfield car insurance rates, and Fresno car insurance rates.

Ready to find affordable Hermosa Beach, CA car insurance today? Enter your ZIP code for fast, free Hermosa Beach car insurance quotes.

Cheapest Hermosa Beach, CA Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Hermosa Beach, CA car insurance rates? Every Hermosa Beach, California car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Hermosa Beach, California

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $3,024 $3,017 $2,206 $2,218 $8,464 $10,625 $3,844 $4,190
Farmers $2,820 $2,820 $2,564 $2,564 $8,978 $14,561 $3,342 $3,724
GEICO $1,732 $1,732 $1,628 $1,628 $5,283 $5,370 $2,489 $2,541
Liberty Mutual $2,241 $2,105 $2,101 $2,029 $4,810 $5,184 $2,504 $2,549
Nationwide $3,415 $3,252 $3,002 $2,823 $8,830 $9,728 $4,092 $4,029
Progressive $1,870 $1,928 $1,582 $1,885 $5,027 $6,074 $2,693 $2,901
State Farm $3,245 $3,245 $2,901 $2,901 $6,022 $7,486 $3,594 $3,703
Travelers $2,470 $2,382 $2,189 $2,168 $5,216 $5,864 $3,202 $3,127
USAA $1,954 $1,847 $1,910 $1,914 $4,459 $4,492 $2,711 $2,558

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Minimum Car Insurance in Hermosa Beach, CA

Every driver must carry the minimum car insurance in Hermosa Beach, CA. Take a look at the California car insurance requirements.

Minimum Required Car Insurance Coverage in Hermosa Beach, California

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $15,000 per person
$30,000 per accident
Property Damage Liability Coverage $5,000 minimum

Cheapest Hermosa Beach, CA Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Hermosa Beach, CA to rates for a clean record with top companies.

Annual Hermosa Beach, California Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $2,833 $4,755 $7,491 $3,715
Farmers $3,835 $5,212 $6,472 $5,168
GEICO $1,957 $3,028 $3,790 $2,427
Liberty Mutual $2,552 $3,416 $3,088 $2,705
Nationwide $3,416 $4,381 $7,407 $4,381
Progressive $1,961 $3,333 $3,862 $2,825
State Farm $2,956 $3,523 $6,642 $3,428
Travelers $2,206 $3,638 $4,189 $3,277
USAA $1,814 $2,704 $4,417 $1,987

Cheapest Hermosa Beach, CA Car Insurance for Teen Drivers

Teen car insurance in Hermosa Beach, CA can be expensive. Take a look at rates from the top car insurance companies in Hermosa Beach for teenagers.

Annual Car Insurance Rates for Teen Drivers in Hermosa Beach, California

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $8,464 $10,625
Farmers $8,978 $14,561
GEICO $5,283 $5,370
Liberty Mutual $4,810 $5,184
Nationwide $8,830 $9,728
Progressive $5,027 $6,074
State Farm $6,022 $7,486
Travelers $5,216 $5,864
USAA $4,459 $4,492

Cheapest Hermosa Beach, CA Car Insurance for Seniors

Take a look at Hermosa Beach, CA senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Hermosa Beach, California

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,206 $2,218
Farmers $2,564 $2,564
GEICO $1,628 $1,628
Liberty Mutual $2,101 $2,029
Nationwide $3,002 $2,823
Progressive $1,582 $1,885
State Farm $2,901 $2,901
Travelers $2,189 $2,168
USAA $1,910 $1,914

Cheapest Hermosa Beach, CA Car Insurance Rates After a DUI

A DUI in Hermosa Beach, CA increases car insurance rates. Compare Hermosa Beach, California DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Hermosa Beach, California

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $7,491
Farmers $6,472
GEICO $3,790
Liberty Mutual $3,088
Nationwide $7,407
Progressive $3,862
State Farm $6,642
Travelers $4,189
USAA $4,417

Cheapest Hermosa Beach, CA Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Hermosa Beach, CA by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Hermosa Beach, California

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $4,233 $5,164
Farmers $4,690 $5,653
GEICO $2,544 $3,057
Liberty Mutual $2,698 $3,182
Nationwide $4,319 $5,474
Progressive $2,716 $3,274
State Farm $3,986 $4,289
Travelers $2,997 $3,658
USAA $2,518 $2,944

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The Best Cheap Car Insurance Companies in Hermosa Beach, CA

Take a look at a side-by-side comparison of the top car insurance companies in Hermosa Beach, CA to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Hermosa Beach, California

Insurance Company Average Annual Rates
Allstate $4,698
Farmers $5,172
GEICO $2,800
Liberty Mutual $2,940
Nationwide $4,896
Progressive $2,995
State Farm $4,137
Travelers $3,327
USAA $2,731

Category Winners: Cheapest Car Insurance in Hermosa Beach, California

Find the cheapest car insurance companies in Hermosa Beach, CA for each category right here.

Best Annual Car Insurance Rates by Company in Hermosa Beach, California

Category Insurance Company
Teenagers USAA
Seniors GEICO
Clean Record USAA
With 1 Accident USAA
With 1 DUI Liberty Mutual
With 1 Speeding Violation USAA

Cheapest Hermosa Beach, CA Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Hermosa Beach car insurance rates. Find the cheapest Hermosa Beach, CA car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Hermosa Beach, California

Insurance Company Low Medium High
Allstate $4,421 $4,743 $4,932
Farmers $4,761 $5,219 $5,535
GEICO $2,543 $2,832 $3,026
Liberty Mutual $2,705 $2,969 $3,147
Nationwide $4,379 $4,990 $5,320
Progressive $2,703 $3,084 $3,198
State Farm $3,679 $4,220 $4,512
Travelers $2,828 $3,433 $3,722
USAA $2,485 $2,782 $2,925

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What affects car insurance rates in Hermosa Beach, California?

What factors can have an impact on Hermosa Beach, CA car insurance? There are several reasons why Hermosa Beach car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Hermosa Beach, California.

Car Theft in Hermosa Beach

High levels of vehicle theft can make car insurance more expensive. Hermosa Beach, CA car theft statistics from the FBI indicate 31 vehicle thefts a year.

Commute Time in Hermosa Beach

The more time you spend in your car the higher the risk of an accident. The average commute length in Hermosa Beach, CA is 35.0 minutes according to City-Data.

Compare Car Insurance Quotes in Hermosa Beach, CA

Ready to find affordable Hermosa Beach, California car insurance today? Enter your ZIP code for fast, free Hermosa Beach, CA car insurance quotes.

Free Car Insurance Comparison

Enter your ZIP code below to view companies that have cheap car insurance rates.

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