Compare Hermosa, SD Car Insurance Rates (2021)

Car insurance in Hermosa, SD averages $358 a month. Hermosa, South Dakota car insurance requirements are 25/50/25, but you might need full coverage insurance if your car is financed. To find cheap Hermosa car insurance rates, compare quotes from the top car insurance companies in Hermosa, SD.

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Zaneta Wood, Ed.S. has over 15 years of experience in research and technical writing bringing a keen understanding of data analysis and information synthesis to reach a wide variety of audiences. She studied adult education and instructional technology at Appalachian State University as well as technical and professional communication at East Carolina University. Zaneta has prepared technical p...

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • The cheapest car insurance company in Hermosa for teen drivers is State Farm
  • Average car insurance rates in Hermosa, SD after a DUI are $5,126/year
  • The cheapest car insurance company in Hermosa is State Farm

If you need to buy Hermosa, South Dakota car insurance, the options can be confusing. Everything you need to know about car insurance in Hermosa, SD is right here.

You’ll find Hermosa car insurance rates, the cheapest Hermosa, SD car insurance companies, and information on South Dakota car insurance laws. You can also compare Hermosa, South Dakota car insurance rates to Aberdeen car insurance rates, Sioux Falls car insurance rates, and Mitchell car insurance rates.

Ready to find affordable Hermosa, SD car insurance today? Enter your ZIP code for fast, free Hermosa car insurance quotes.

Cheapest Hermosa, SD Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Hermosa, SD car insurance rates? Every Hermosa, South Dakota car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Hermosa, South Dakota

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,509 $2,561 $2,215 $2,370 $10,422 $12,452 $2,836 $3,097
American Family $2,671 $2,671 $2,378 $2,378 $5,673 $8,308 $2,671 $3,281
Farmers $2,432 $2,440 $2,140 $2,226 $10,882 $11,320 $2,717 $2,897
GEICO $2,189 $2,062 $2,090 $1,926 $4,505 $5,300 $1,919 $1,836
Liberty Mutual $4,886 $5,320 $3,854 $4,689 $18,627 $20,919 $5,142 $5,726
Nationwide $2,157 $2,221 $1,922 $2,061 $4,690 $6,095 $2,419 $2,640
Progressive $2,671 $2,650 $2,197 $2,258 $9,218 $10,517 $3,345 $3,478
State Farm $1,501 $1,501 $1,308 $1,308 $3,912 $4,988 $1,684 $1,906

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Minimum Car Insurance in Hermosa, SD

Every driver must carry the minimum car insurance in Hermosa, SD. Take a look at the South Dakota car insurance requirements.

Minimum Required Car Insurance Coverage in Hermosa, South Dakota

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $25,000 minimum

Cheapest Hermosa, SD Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Hermosa, SD. Compare credit history car insurance rates in Hermosa from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Hermosa, South Dakota

Insurance Company Poor Fair Good
Allstate $5,862 $4,584 $3,978
American Family $4,836 $3,484 $2,941
Farmers $5,235 $4,421 $4,239
GEICO $4,421 $2,244 $1,520
Liberty Mutual $12,534 $7,509 $5,894
Nationwide $3,667 $2,879 $2,531
Progressive $5,273 $4,350 $4,003
State Farm $3,294 $1,970 $1,526

Cheapest Hermosa, SD Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Hermosa, SD to rates for a clean record with top companies.

Annual Hermosa, South Dakota Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $3,980 $4,631 $6,160 $4,460
American Family $2,721 $4,023 $5,158 $3,112
Farmers $3,949 $4,990 $4,868 $4,720
GEICO $1,725 $2,913 $4,551 $1,725
Liberty Mutual $7,291 $9,038 $9,408 $8,844
Nationwide $2,174 $3,034 $4,363 $2,531
Progressive $3,923 $5,274 $4,235 $4,734
State Farm $2,105 $2,421 $2,263 $2,263

Cheapest Hermosa, SD Car Insurance for Teen Drivers

Teen car insurance in Hermosa, SD can be expensive. Take a look at rates from the top car insurance companies in Hermosa for teenagers.

Annual Car Insurance Rates for Teen Drivers in Hermosa, South Dakota

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $10,422 $12,452
American Family $5,673 $8,308
Farmers $10,882 $11,320
GEICO $4,505 $5,300
Liberty Mutual $18,627 $20,919
Nationwide $4,690 $6,095
Progressive $9,218 $10,517
State Farm $3,912 $4,988

Cheapest Hermosa, SD Car Insurance for Seniors

Take a look at Hermosa, SD senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Hermosa, South Dakota

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,215 $2,370
American Family $2,378 $2,378
Farmers $2,140 $2,226
GEICO $2,090 $1,926
Liberty Mutual $3,854 $4,689
Nationwide $1,922 $2,061
Progressive $2,197 $2,258
State Farm $1,308 $1,308

Cheapest Hermosa, SD Car Insurance Rates After a DUI

A DUI in Hermosa, SD increases car insurance rates. Compare Hermosa, South Dakota DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Hermosa, South Dakota

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $6,160
American Family $5,158
Farmers $4,868
GEICO $4,551
Liberty Mutual $9,408
Nationwide $4,363
Progressive $4,235
State Farm $2,263

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Cheapest Hermosa, SD Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Hermosa, SD by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Hermosa, South Dakota

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $4,690 $4,925
American Family $3,709 $3,799
Farmers $4,632 $4,632
GEICO $2,695 $2,762
Liberty Mutual $8,645 $8,645
Nationwide $3,026 $3,026
Progressive $4,542 $4,542
State Farm $2,208 $2,318

The Best Cheap Car Insurance Companies in Hermosa, SD

Take a look at a side-by-side comparison of the top car insurance companies in Hermosa, SD to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Hermosa, South Dakota

Insurance Company Average Annual Rates
Allstate $4,808
American Family $3,754
Farmers $4,632
GEICO $2,728
Liberty Mutual $8,645
Nationwide $3,026
Progressive $4,542
State Farm $2,263

Category Winners: Cheapest Car Insurance in Hermosa, South Dakota

Find the cheapest car insurance companies in Hermosa, SD for each category right here.

Best Annual Car Insurance Rates by Company in Hermosa, South Dakota

Category Insurance Company
Teenagers State Farm
Seniors State Farm
Clean Record GEICO
With 1 Accident State Farm
With 1 DUI State Farm
With 1 Speeding Violation GEICO

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Cheapest Hermosa, SD Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Hermosa car insurance rates. Find the cheapest Hermosa, SD car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Hermosa, South Dakota

Insurance Company Low Medium High
Allstate $4,655 $4,799 $4,970
American Family $3,756 $3,859 $3,646
Farmers $4,435 $4,582 $4,877
GEICO $2,638 $2,725 $2,822
Liberty Mutual $8,486 $8,632 $8,819
Nationwide $2,847 $3,013 $3,217
Progressive $4,434 $4,505 $4,687
State Farm $2,182 $2,265 $2,343

What affects car insurance rates in Hermosa, South Dakota?

What factors can have an impact on Hermosa, SD car insurance? There are several reasons why Hermosa car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Hermosa, South Dakota.

Car Theft in Hermosa

High levels of vehicle theft can make car insurance more expensive. Hermosa, SD car theft statistics from the FBI indicate 0 vehicle thefts a year.

Commute Time in Hermosa

The more time you spend in your car the higher the risk of an accident. The average commute length in Hermosa, SD is 24.8 minutes according to City-Data.

Compare Car Insurance Quotes in Hermosa, SD

Ready to find affordable Hermosa, South Dakota car insurance today? Enter your ZIP code for fast, free Hermosa, SD car insurance quotes.

Free Car Insurance Comparison

Enter your ZIP code below to view companies that have cheap car insurance rates.

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