Compare Herndon, KY Car Insurance Rates (2021)

Car insurance in Herndon, KY averages $334 a month. Herndon, Kentucky car insurance requirements are 25/50/25, but you might need full coverage insurance if your car is financed. To find cheap Herndon car insurance rates, compare quotes from the top car insurance companies in Herndon, KY.

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Zaneta Wood, Ed.S. has over 15 years of experience in research and technical writing bringing a keen understanding of data analysis and information synthesis to reach a wide variety of audiences. She studied adult education and instructional technology at Appalachian State University as well as technical and professional communication at East Carolina University. Zaneta has prepared technical p...

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • Average car insurance rates in Herndon, KY after a DUI are $4,785/year
  • The cheapest car insurance company in Herndon for teen drivers is USAA
  • The cheapest car insurance company in Herndon is USAA

If you need to buy Herndon, Kentucky car insurance, the options can be confusing. Everything you need to know about car insurance in Herndon, KY is right here.

You’ll find Herndon car insurance rates, the cheapest Herndon, KY car insurance companies, and information on Kentucky car insurance laws. You can also compare Herndon, Kentucky car insurance rates to Frankfort car insurance rates, Bowling Green car insurance rates, and Owensboro car insurance rates.

Ready to find affordable Herndon, KY car insurance today? Enter your ZIP code for fast, free Herndon car insurance quotes.

Cheapest Herndon, KY Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Herndon, KY car insurance rates? Every Herndon, Kentucky car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Herndon, Kentucky

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $3,294 $3,283 $2,948 $3,147 $11,589 $13,010 $3,713 $3,954
GEICO $3,087 $2,859 $3,218 $2,914 $6,168 $7,329 $2,524 $2,185
Liberty Mutual $2,359 $2,553 $2,013 $2,242 $9,519 $10,515 $2,469 $2,572
Nationwide $2,865 $2,875 $2,588 $2,712 $6,272 $7,843 $3,227 $3,396
Progressive $1,967 $1,882 $1,759 $1,770 $9,377 $10,617 $2,441 $2,507
State Farm $1,845 $1,845 $1,650 $1,650 $5,604 $7,085 $2,061 $2,316
Travelers $2,157 $2,197 $2,111 $2,117 $10,178 $16,299 $2,252 $2,612
USAA $1,601 $1,605 $1,446 $1,472 $4,220 $4,452 $2,019 $2,210

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Minimum Car Insurance in Herndon, KY

Every driver must carry the minimum car insurance in Herndon, KY. Take a look at the Kentucky car insurance requirements.

Minimum Required Car Insurance Coverage in Herndon, Kentucky

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $25,000 minimum

Cheapest Herndon, KY Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Herndon, KY. Compare credit history car insurance rates in Herndon from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Herndon, Kentucky

Insurance Company Poor Fair Good
Allstate $7,441 $5,124 $4,287
GEICO $6,223 $3,107 $2,025
Liberty Mutual $6,106 $3,759 $2,975
Nationwide $4,825 $3,790 $3,302
Progressive $4,520 $3,934 $3,666
State Farm $4,355 $2,623 $2,043
Travelers $5,568 $4,711 $4,692
USAA $3,530 $1,984 $1,619

Cheapest Herndon, KY Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Herndon, KY to rates for a clean record with top companies.

Annual Herndon, Kentucky Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $4,711 $6,071 $6,418 $5,269
GEICO $2,248 $4,011 $6,130 $2,752
Liberty Mutual $3,577 $5,476 $4,269 $3,798
Nationwide $3,161 $4,084 $5,164 $3,480
Progressive $3,346 $4,932 $3,815 $4,067
State Farm $2,743 $3,271 $3,007 $3,007
Travelers $4,355 $4,481 $6,457 $4,669
USAA $1,796 $2,535 $3,020 $2,161

Cheapest Herndon, KY Car Insurance for Teen Drivers

Teen car insurance in Herndon, KY can be expensive. Take a look at rates from the top car insurance companies in Herndon for teenagers.

Annual Car Insurance Rates for Teen Drivers in Herndon, Kentucky

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $11,589 $13,010
GEICO $6,168 $7,329
Liberty Mutual $9,519 $10,515
Nationwide $6,272 $7,843
Progressive $9,377 $10,617
State Farm $5,604 $7,085
Travelers $10,178 $16,299
USAA $4,220 $4,452

Cheapest Herndon, KY Car Insurance for Seniors

Take a look at Herndon, KY senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Herndon, Kentucky

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,948 $3,147
GEICO $3,218 $2,914
Liberty Mutual $2,013 $2,242
Nationwide $2,588 $2,712
Progressive $1,759 $1,770
State Farm $1,650 $1,650
Travelers $2,111 $2,117
USAA $1,446 $1,472

Cheapest Herndon, KY Car Insurance Rates After a DUI

A DUI in Herndon, KY increases car insurance rates. Compare Herndon, Kentucky DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Herndon, Kentucky

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $6,418
GEICO $6,130
Liberty Mutual $4,269
Nationwide $5,164
Progressive $3,815
State Farm $3,007
Travelers $6,457
USAA $3,020

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Cheapest Herndon, KY Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Herndon, KY by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Herndon, Kentucky

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $5,617 $5,617
GEICO $3,750 $3,821
Liberty Mutual $4,280 $4,280
Nationwide $3,972 $3,972
Progressive $4,040 $4,040
State Farm $2,934 $3,080
Travelers $4,990 $4,990
USAA $2,290 $2,466

The Best Cheap Car Insurance Companies in Herndon, KY

Take a look at a side-by-side comparison of the top car insurance companies in Herndon, KY to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Herndon, Kentucky

Insurance Company Average Annual Rates
Allstate $5,617
GEICO $3,785
Liberty Mutual $4,280
Nationwide $3,972
Progressive $4,040
State Farm $3,007
Travelers $4,990
USAA $2,378

Category Winners: Cheapest Car Insurance in Herndon, Kentucky

Find the cheapest car insurance companies in Herndon, KY for each category right here.

Best Annual Car Insurance Rates by Company in Herndon, Kentucky

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI State Farm
With 1 Speeding Violation USAA

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Cheapest Herndon, KY Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Herndon car insurance rates. Find the cheapest Herndon, KY car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Herndon, Kentucky

Insurance Company Low Medium High
Allstate $5,286 $5,598 $5,967
GEICO $3,558 $3,767 $4,031
Liberty Mutual $4,099 $4,256 $4,486
Nationwide $4,032 $3,926 $3,959
Progressive $3,745 $3,995 $4,380
State Farm $2,845 $3,006 $3,170
Travelers $4,749 $5,016 $5,206
USAA $2,271 $2,373 $2,490

Compare Car Insurance Quotes in Herndon, KY

Ready to find affordable Herndon, Kentucky car insurance today? Enter your ZIP code for fast, free Herndon, KY car insurance quotes.

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