Compare Herndon, PA Car Insurance Rates (2021)

Car insurance in Herndon, PA averages $303 a month. Herndon, Pennsylvania car insurance requirements are 15/30/5, but you might need full coverage insurance if your car is financed. To find cheap Herndon car insurance rates, compare quotes from the top car insurance companies in Herndon, PA.

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Zaneta Wood, Ed.S. has over 15 years of experience in research and technical writing bringing a keen understanding of data analysis and information synthesis to reach a wide variety of audiences. She studied adult education and instructional technology at Appalachian State University as well as technical and professional communication at East Carolina University. Zaneta has prepared technical p...

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • Average car insurance rates in Herndon, PA are $3,637/year
  • Average car insurance rates in Herndon, PA after a DUI are $3,985/year
  • The cheapest car insurance company in Herndon for teen drivers is USAA

If you need to buy Herndon, Pennsylvania car insurance, the options can be confusing. Everything you need to know about car insurance in Herndon, PA is right here.

You’ll find Herndon car insurance rates, the cheapest Herndon, PA car insurance companies, and information on Pennsylvania car insurance laws. You can also compare Herndon, Pennsylvania car insurance rates to Scranton car insurance rates, Lancaster car insurance rates, and Harrisburg car insurance rates.

Ready to find affordable Herndon, PA car insurance today? Enter your ZIP code for fast, free Herndon car insurance quotes.

Cheapest Herndon, PA Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Herndon, PA car insurance rates? Every Herndon, Pennsylvania car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Herndon, Pennsylvania

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,156 $2,156 $1,990 $1,990 $7,063 $7,063 $2,367 $2,367
GEICO $2,062 $1,783 $1,935 $1,675 $5,116 $4,436 $2,077 $1,796
Liberty Mutual $3,371 $3,371 $3,089 $3,089 $9,826 $9,826 $4,277 $4,277
Nationwide $1,764 $1,764 $1,669 $1,669 $4,968 $4,968 $1,978 $1,978
Progressive $2,613 $2,613 $2,332 $2,332 $8,258 $8,258 $3,307 $3,307
State Farm $1,482 $1,482 $1,309 $1,309 $5,331 $5,331 $1,635 $1,635
Travelers $1,617 $1,617 $1,734 $1,734 $23,637 $23,637 $1,955 $1,955
USAA $998 $998 $899 $899 $3,007 $3,007 $1,318 $1,318

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Minimum Car Insurance in Herndon, PA

Every driver must carry the minimum car insurance in Herndon, PA. Take a look at the Pennsylvania car insurance requirements.

Minimum Required Car Insurance Coverage in Herndon, Pennsylvania

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $15,000 per person
$30,000 per accident
Property Damage Liability Coverage $5,000 minimum

Cheapest Herndon, PA Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Herndon, PA. Compare credit history car insurance rates in Herndon from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Herndon, Pennsylvania

Insurance Company Poor Fair Good
Allstate $4,347 $3,230 $2,605
GEICO $3,919 $2,207 $1,704
Liberty Mutual $6,560 $4,706 $4,156
Nationwide $3,044 $2,504 $2,236
Progressive $5,480 $3,834 $3,069
State Farm $3,473 $2,149 $1,696
Travelers $7,873 $7,116 $6,719
USAA $1,931 $1,448 $1,287

Cheapest Herndon, PA Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Herndon, PA to rates for a clean record with top companies.

Annual Herndon, Pennsylvania Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $3,253 $3,817 $3,253 $3,253
GEICO $1,917 $3,294 $2,571 $2,658
Liberty Mutual $4,688 $5,375 $5,249 $5,249
Nationwide $1,872 $2,503 $3,495 $2,510
Progressive $3,745 $5,151 $3,858 $3,756
State Farm $2,230 $2,648 $2,439 $2,439
Travelers $5,157 $7,303 $9,181 $7,303
USAA $1,255 $1,728 $1,837 $1,401

Cheapest Herndon, PA Car Insurance for Teen Drivers

Teen car insurance in Herndon, PA can be expensive. Take a look at rates from the top car insurance companies in Herndon for teenagers.

Annual Car Insurance Rates for Teen Drivers in Herndon, Pennsylvania

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $7,063 $7,063
GEICO $5,116 $4,436
Liberty Mutual $9,826 $9,826
Nationwide $4,968 $4,968
Progressive $8,258 $8,258
State Farm $5,331 $5,331
Travelers $23,637 $23,637
USAA $3,007 $3,007

Cheapest Herndon, PA Car Insurance for Seniors

Take a look at Herndon, PA senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Herndon, Pennsylvania

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $1,990 $1,990
GEICO $1,935 $1,675
Liberty Mutual $3,089 $3,089
Nationwide $1,669 $1,669
Progressive $2,332 $2,332
State Farm $1,309 $1,309
Travelers $1,734 $1,734
USAA $899 $899

Cheapest Herndon, PA Car Insurance Rates After a DUI

A DUI in Herndon, PA increases car insurance rates. Compare Herndon, Pennsylvania DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Herndon, Pennsylvania

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $3,253
GEICO $2,571
Liberty Mutual $5,249
Nationwide $3,495
Progressive $3,858
State Farm $2,439
Travelers $9,181
USAA $1,837

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Cheapest Herndon, PA Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Herndon, PA by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Herndon, Pennsylvania

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $3,327 $3,461
GEICO $2,567 $2,652
Liberty Mutual $5,009 $5,272
Nationwide $2,595 $2,595
Progressive $4,128 $4,128
State Farm $2,368 $2,511
Travelers $7,236 $7,236
USAA $1,511 $1,599

The Best Cheap Car Insurance Companies in Herndon, PA

Take a look at a side-by-side comparison of the top car insurance companies in Herndon, PA to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Herndon, Pennsylvania

Insurance Company Average Annual Rates
Allstate $3,394
GEICO $2,610
Liberty Mutual $5,140
Nationwide $2,595
Progressive $4,128
State Farm $2,439
Travelers $7,236
USAA $1,555

Category Winners: Cheapest Car Insurance in Herndon, Pennsylvania

Find the cheapest car insurance companies in Herndon, PA for each category right here.

Best Annual Car Insurance Rates by Company in Herndon, Pennsylvania

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI USAA
With 1 Speeding Violation USAA

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Cheapest Herndon, PA Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Herndon car insurance rates. Find the cheapest Herndon, PA car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Herndon, Pennsylvania

Insurance Company Low Medium High
Allstate $3,264 $3,411 $3,506
GEICO $2,387 $2,631 $2,811
Liberty Mutual $4,900 $5,176 $5,345
Nationwide $2,615 $2,627 $2,542
Progressive $3,761 $4,153 $4,469
State Farm $2,289 $2,471 $2,558
Travelers $7,316 $7,243 $7,149
USAA $1,463 $1,567 $1,636

What affects car insurance rates in Herndon, Pennsylvania?

What factors can have an impact on Herndon, PA car insurance? There are several reasons why Herndon car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Herndon, Pennsylvania.

Commute Time in Herndon

The more time you spend in your car the higher the risk of an accident. The average commute length in Herndon, PA is 26.4 minutes according to City-Data.

Compare Car Insurance Quotes in Herndon, PA

Ready to find affordable Herndon, Pennsylvania car insurance today? Enter your ZIP code for fast, free Herndon, PA car insurance quotes.

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