Compare Hernshaw, WV Car Insurance Rates (2021)

Car insurance in Hernshaw, WV averages $326 a month. Hernshaw, West Virginia car insurance requirements are 25/50/25, but you might need full coverage insurance if your car is financed. To find cheap Hernshaw car insurance rates, compare quotes from the top car insurance companies in Hernshaw, WV.

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Zaneta Wood, Ed.S. has over 15 years of experience in research and technical writing bringing a keen understanding of data analysis and information synthesis to reach a wide variety of audiences. She studied adult education and instructional technology at Appalachian State University as well as technical and professional communication at East Carolina University. Zaneta has prepared technical p...

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • Average car insurance rates in Hernshaw, WV after a DUI are $4,799/year
  • The cheapest car insurance company in Hernshaw for teen drivers is State Farm
  • Average car insurance rates in Hernshaw, WV are $3,917/year

If you need to buy Hernshaw, West Virginia car insurance, the options can be confusing. Everything you need to know about car insurance in Hernshaw, WV is right here.

You’ll find Hernshaw car insurance rates, the cheapest Hernshaw, WV car insurance companies, and information on West Virginia car insurance laws. You can also compare Hernshaw, West Virginia car insurance rates to St. Albans car insurance rates, Charleston car insurance rates, and Beckley car insurance rates.

Ready to find affordable Hernshaw, WV car insurance today? Enter your ZIP code for fast, free Hernshaw car insurance quotes.

Cheapest Hernshaw, WV Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Hernshaw, WV car insurance rates? Every Hernshaw, West Virginia car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Hernshaw, West Virginia

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,922 $2,709 $2,627 $2,633 $10,544 $10,986 $3,205 $3,200
GEICO $2,478 $2,442 $2,354 $2,282 $6,153 $7,420 $2,381 $2,481
Liberty Mutual $3,685 $3,997 $2,962 $3,609 $14,159 $15,975 $3,796 $4,171
Nationwide $2,046 $2,075 $1,863 $1,950 $5,356 $6,767 $2,313 $2,474
Progressive $2,149 $2,063 $1,993 $1,985 $9,500 $10,712 $2,581 $2,657
State Farm $1,675 $1,675 $1,516 $1,516 $3,823 $4,935 $1,982 $1,561
USAA $1,697 $1,671 $1,580 $1,589 $5,665 $6,259 $2,191 $2,350

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Minimum Car Insurance in Hernshaw, WV

Every driver must carry the minimum car insurance in Hernshaw, WV. Take a look at the West Virginia car insurance requirements.

Minimum Required Car Insurance Coverage in Hernshaw, West Virginia

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $25,000 minimum

Cheapest Hernshaw, WV Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Hernshaw, WV. Compare credit history car insurance rates in Hernshaw from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Hernshaw, West Virginia

Insurance Company Poor Fair Good
Allstate $5,902 $4,674 $3,984
GEICO $4,218 $3,432 $2,847
Liberty Mutual $9,348 $5,760 $4,525
Nationwide $3,536 $2,984 $2,796
Progressive $4,697 $4,103 $3,816
State Farm $3,358 $2,044 $1,604
USAA $4,232 $2,440 $1,954

Cheapest Hernshaw, WV Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Hernshaw, WV to rates for a clean record with top companies.

Annual Hernshaw, West Virginia Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $4,094 $4,851 $5,812 $4,656
GEICO $2,170 $3,484 $6,012 $2,329
Liberty Mutual $5,357 $6,778 $7,496 $6,545
Nationwide $2,483 $3,320 $3,860 $2,759
Progressive $3,567 $4,798 $4,266 $4,189
State Farm $2,137 $2,534 $2,335 $2,335
USAA $2,258 $2,675 $3,813 $2,755

Cheapest Hernshaw, WV Car Insurance for Teen Drivers

Teen car insurance in Hernshaw, WV can be expensive. Take a look at rates from the top car insurance companies in Hernshaw for teenagers.

Annual Car Insurance Rates for Teen Drivers in Hernshaw, West Virginia

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $10,544 $10,986
GEICO $6,153 $7,420
Liberty Mutual $14,159 $15,975
Nationwide $5,356 $6,767
Progressive $9,500 $10,712
State Farm $3,823 $4,935
USAA $5,665 $6,259

Cheapest Hernshaw, WV Car Insurance for Seniors

Take a look at Hernshaw, WV senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Hernshaw, West Virginia

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,627 $2,633
GEICO $2,354 $2,282
Liberty Mutual $2,962 $3,609
Nationwide $1,863 $1,950
Progressive $1,993 $1,985
State Farm $1,516 $1,516
USAA $1,580 $1,589

Cheapest Hernshaw, WV Car Insurance Rates After a DUI

A DUI in Hernshaw, WV increases car insurance rates. Compare Hernshaw, West Virginia DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Hernshaw, West Virginia

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $5,812
GEICO $6,012
Liberty Mutual $7,496
Nationwide $3,860
Progressive $4,266
State Farm $2,335
USAA $3,813

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Cheapest Hernshaw, WV Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Hernshaw, WV by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Hernshaw, West Virginia

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $4,853 $4,853
GEICO $3,461 $3,537
Liberty Mutual $6,544 $6,544
Nationwide $3,105 $3,105
Progressive $4,205 $4,205
State Farm $2,273 $2,398
USAA $2,842 $2,909

The Best Cheap Car Insurance Companies in Hernshaw, WV

Take a look at a side-by-side comparison of the top car insurance companies in Hernshaw, WV to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Hernshaw, West Virginia

Insurance Company Average Annual Rates
Allstate $4,853
GEICO $3,499
Liberty Mutual $6,544
Nationwide $3,105
Progressive $4,205
State Farm $2,335
USAA $2,875

Category Winners: Cheapest Car Insurance in Hernshaw, West Virginia

Find the cheapest car insurance companies in Hernshaw, WV for each category right here.

Best Annual Car Insurance Rates by Company in Hernshaw, West Virginia

Category Insurance Company
Teenagers State Farm
Seniors State Farm
Clean Record State Farm
With 1 Accident State Farm
With 1 DUI State Farm
With 1 Speeding Violation GEICO

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Cheapest Hernshaw, WV Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Hernshaw car insurance rates. Find the cheapest Hernshaw, WV car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Hernshaw, West Virginia

Insurance Company Low Medium High
Allstate $4,663 $4,844 $5,052
GEICO $3,286 $3,508 $3,702
Liberty Mutual $6,208 $6,529 $6,895
Nationwide $3,017 $3,096 $3,203
Progressive $4,010 $4,153 $4,452
State Farm $2,187 $2,329 $2,490
USAA $2,770 $2,870 $2,986

Compare Car Insurance Quotes in Hernshaw, WV

Ready to find affordable Hernshaw, West Virginia car insurance today? Enter your ZIP code for fast, free Hernshaw, WV car insurance quotes.

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