Compare Herod, IL Car Insurance Rates (2021)

Car insurance in Herod, IL averages $282 a month. Herod, Illinois car insurance requirements are 25/50/20, but you might need full coverage insurance if your car is financed. To find cheap Herod car insurance rates, compare quotes from the top car insurance companies in Herod, IL.

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Zaneta Wood, Ed.S. has over 15 years of experience in research and technical writing bringing a keen understanding of data analysis and information synthesis to reach a wide variety of audiences. She studied adult education and instructional technology at Appalachian State University as well as technical and professional communication at East Carolina University. Zaneta has prepared technical p...

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • The cheapest car insurance company in Herod for teen drivers is Liberty Mutual
  • The cheapest car insurance company in Herod is Liberty Mutual
  • Average car insurance rates in Herod, IL are $3,383/year

If you need to buy Herod, Illinois car insurance, the options can be confusing. Everything you need to know about car insurance in Herod, IL is right here.

You’ll find Herod car insurance rates, the cheapest Herod, IL car insurance companies, and information on Illinois car insurance laws. You can also compare Herod, Illinois car insurance rates to Chicago car insurance rates, Naperville car insurance rates, and Aurora car insurance rates.

Ready to find affordable Herod, IL car insurance today? Enter your ZIP code for fast, free Herod car insurance quotes.

Cheapest Herod, IL Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Herod, IL car insurance rates? Every Herod, Illinois car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Herod, Illinois

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $3,511 $3,527 $3,646 $3,646 $8,861 $11,572 $4,223 $4,564
American Family $2,431 $2,431 $2,219 $2,219 $6,753 $9,419 $2,431 $3,129
Farmers $2,556 $2,566 $2,275 $2,392 $10,367 $10,828 $2,903 $3,052
GEICO $1,863 $1,866 $1,757 $2,095 $5,690 $6,014 $2,318 $2,254
Liberty Mutual $1,404 $1,519 $1,167 $1,306 $4,389 $4,888 $1,471 $1,560
Nationwide $1,962 $2,001 $1,741 $1,852 $5,337 $6,882 $2,279 $2,476
Progressive $2,454 $2,357 $2,022 $2,108 $7,954 $8,974 $2,924 $3,136
State Farm $1,587 $1,587 $1,398 $1,398 $4,195 $5,358 $1,785 $2,023
Travelers $1,559 $1,649 $1,407 $1,503 $4,326 $5,411 $1,656 $1,746
USAA $1,666 $1,690 $1,551 $1,522 $5,467 $6,018 $2,195 $2,404

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Minimum Car Insurance in Herod, IL

Every driver must carry the minimum car insurance in Herod, IL. Take a look at the Illinois car insurance requirements.

Minimum Required Car Insurance Coverage in Herod, Illinois

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $20,000 minimum

Cheapest Herod, IL Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Herod, IL. Compare credit history car insurance rates in Herod from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Herod, Illinois

Insurance Company Poor Fair Good
Allstate $6,983 $4,991 $4,358
American Family $5,175 $3,504 $2,957
Farmers $5,263 $4,399 $4,190
GEICO $4,796 $2,334 $1,816
Liberty Mutual $3,136 $1,947 $1,555
Nationwide $3,665 $2,949 $2,584
Progressive $4,580 $3,854 $3,540
State Farm $3,508 $2,105 $1,636
Travelers $2,949 $2,352 $1,919
USAA $3,742 $2,576 $2,125

Cheapest Herod, IL Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Herod, IL to rates for a clean record with top companies.

Annual Herod, Illinois Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $3,987 $6,566 $6,085 $5,138
American Family $2,851 $4,046 $5,383 $3,236
Farmers $3,914 $5,013 $4,889 $4,653
GEICO $2,183 $2,944 $4,060 $2,741
Liberty Mutual $1,852 $2,604 $2,300 $2,095
Nationwide $2,461 $3,200 $3,771 $2,834
Progressive $3,306 $4,814 $3,659 $4,186
State Farm $2,231 $2,601 $2,416 $2,416
Travelers $1,917 $2,502 $2,805 $2,404
USAA $2,000 $2,887 $3,954 $2,415

Cheapest Herod, IL Car Insurance for Teen Drivers

Teen car insurance in Herod, IL can be expensive. Take a look at rates from the top car insurance companies in Herod for teenagers.

Annual Car Insurance Rates for Teen Drivers in Herod, Illinois

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $8,861 $11,572
American Family $6,753 $9,419
Farmers $10,367 $10,828
GEICO $5,690 $6,014
Liberty Mutual $4,389 $4,888
Nationwide $5,337 $6,882
Progressive $7,954 $8,974
State Farm $4,195 $5,358
Travelers $4,326 $5,411
USAA $5,467 $6,018

Cheapest Herod, IL Car Insurance for Seniors

Take a look at Herod, IL senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Herod, Illinois

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $3,646 $3,646
American Family $2,219 $2,219
Farmers $2,275 $2,392
GEICO $1,757 $2,095
Liberty Mutual $1,167 $1,306
Nationwide $1,741 $1,852
Progressive $2,022 $2,108
State Farm $1,398 $1,398
Travelers $1,407 $1,503
USAA $1,551 $1,522

Cheapest Herod, IL Car Insurance Rates After a DUI

A DUI in Herod, IL increases car insurance rates. Compare Herod, Illinois DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Herod, Illinois

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $6,085
American Family $5,383
Farmers $4,889
GEICO $4,060
Liberty Mutual $2,300
Nationwide $3,771
Progressive $3,659
State Farm $2,416
Travelers $2,805
USAA $3,954

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Cheapest Herod, IL Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Herod, IL by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Herod, Illinois

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $5,444 $5,444
American Family $3,828 $3,929
Farmers $4,617 $4,617
GEICO $2,920 $3,043
Liberty Mutual $2,213 $2,213
Nationwide $3,066 $3,066
Progressive $3,991 $3,991
State Farm $2,355 $2,478
Travelers $2,313 $2,501
USAA $2,735 $2,893

The Best Cheap Car Insurance Companies in Herod, IL

Take a look at a side-by-side comparison of the top car insurance companies in Herod, IL to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Herod, Illinois

Insurance Company Average Annual Rates
Allstate $5,444
American Family $3,879
Farmers $4,617
GEICO $2,982
Liberty Mutual $2,213
Nationwide $3,066
Progressive $3,991
State Farm $2,416
Travelers $2,407
USAA $2,814

Category Winners: Cheapest Car Insurance in Herod, Illinois

Find the cheapest car insurance companies in Herod, IL for each category right here.

Best Annual Car Insurance Rates by Company in Herod, Illinois

Category Insurance Company
Teenagers Liberty Mutual
Seniors Liberty Mutual
Clean Record Liberty Mutual
With 1 Accident Travelers
With 1 DUI Liberty Mutual
With 1 Speeding Violation Liberty Mutual

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Cheapest Herod, IL Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Herod car insurance rates. Find the cheapest Herod, IL car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Herod, Illinois

Insurance Company Low Medium High
Allstate $5,293 $5,439 $5,600
American Family $3,750 $4,020 $3,866
Farmers $4,412 $4,517 $4,923
GEICO $2,726 $2,965 $3,256
Liberty Mutual $2,091 $2,208 $2,340
Nationwide $3,060 $3,090 $3,049
Progressive $3,637 $3,973 $4,363
State Farm $2,291 $2,418 $2,540
Travelers $2,250 $2,404 $2,567
USAA $2,621 $2,812 $3,010

Compare Car Insurance Quotes in Herod, IL

Ready to find affordable Herod, Illinois car insurance today? Enter your ZIP code for fast, free Herod, IL car insurance quotes.

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